Compare AVIVA Motor Trade Insurance

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Aviva Motor Trade Insurance

In this Aviva motor trade insurance review highlights including the motor trade insurance if working from home aimed at the small motor trader just starting out or working part time. These policies are being offered by the UK largest insurer that has been helping people and businesses with insurance protection for more than 100 years.

Aviva Motor Trade Insurance provide insurance polices that are designed to protect businesses that buy, sell, repair, service and store motor vehicles. Some examples would include car dealerships, garages, mechanics and even mobile mechanics. Aviva can tailored to the individual needs of the business. Typical policies will cover a range of risks such as public liability, motor trade road risk, employers’ liability (if you have employees) and property damage. The public liability element provides protection against damage caused by customers, as well as theft of customer goods.

What is new about the Aviva motor trade insurance for small business?

The new policy is for the small business owner just starting out in the motor trade business. This includes not only full time motor trade business owners, but also part time business owners operating their company out of their homes. The limitation of this new policy is that only 6 named drivers can be listed on the insurance policy.

The types of coverage include Combined coverage along with Road Risk only. The road risk coverage for small business owners must list the drivers to be covered.

Who can take out the Aviva small motor trade insurance policy?

To be classified as a motor trade small business, the following restrictions and limitations normally apply.

From 1 to 6 named drivers can be covered.
You have only one set of trade plates.
There is only one private hire vehicle in your inventory.
You have only 5 vehicles for sale.
Only one goods carrying vehicle with the purpose of hire and reward with an upper weight limit of 7.5 tonnes.
Only one designated recovery vehicle with an upper weight limit of 7.5 tonnes.

What are the options for the large Aviva motor trade insurance coverage?

This option is for any motor trade business owner with more than 6 named drivers and vehicles for sale, and for those with multiple locations. The coverage includes the following;

All Risks

Discounts to effect sales following damage to the vehicle for up to £5,000 coverage.
New replacement vehicle coverage.
Seasonal increase of 30% on owned vehicles during the months of February, March, August and September.

Optional coverage

Loss of use of vehicle up to £100,000.
Loss of content for commercial vehicles up to £250,000 and £5,000 for non-commercial vehicles.
Replacement locks and keys up to £50.
Motor legal protection for up to £100,000.
Machinery and stock vehicles used for exhibition coverage for up to £25,000.

There are Aviva motor trade insurance policies for both small and large businesses, these can be tailored to the business requirements. They also offer discounted premium prices when a thermal imaging survey is done to identify both major and minor faults that might interfere with daily business operations. It is always best to compare as many providers of motor trade insurance as possible and make sure to include the specialists in this sector, including Bollington motor trade insurance and Nash Warren.

Compare the cost and policy details of multiple trade insurance providers

Aviva is one of many online brokers that offers insurance for the UK motor trade industry. Finding the deal that best suits you will involve compare what is included and price against other leading broker such as AXA motor trade cover, Bollington, Tradex, Tardewise and Direct motor trade insurance. Quotezone can help you by giving access to multiple trade brokers. Simply complete a simple form to start seeing the available options that these select UK brokers can provide. Some of these offer under 25 traders insurance and part time trader's insurance. These two products come with added expense because of the additional risk of young traders.

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.