Proffesional Beauty insurance
Protect your beauty business today. Compare quotes from multiple brokers.
Do you need proffesional beauty insurance?
Being a beauty therapist entails providing your service in a wide variety of situations including applying your skills to beautify a wedding party, before a picture take or providing regular treatments to your clientele. In all these cases you should have proffesional beauty insurance that you can rely upon and trusts in case a problem occurs.
The main purpose of investing in cover is that it protects the beauty therapist’s business and its financial future. It’s all too common for clients to sue their beauty therapists for malpractice or negligence. The legal proceedings can lead the beauty therapist along a path of financial ruin. Some of the common reasons cited for claiming compensation include burns from hot wax and laser treatments in addition to allergic reactions to some of the massage oils and chemical peels used on the client. Our brokers can offer cover for all salon types including nail tech insurance and tanning salons.
Do you cover all beauty therapists regardless of how they ply their service?
Yes, professional beauty insurance policies are constructed with the knowledge that beauticians provide their service in many ways. Some operate from a hired chair within a salon or hairdressing parlour, others are self employed and operate mobile or call out service while others set up stations at events. Common to all these approaches is the need to have cover for public liability and a good level of treatment risk cover. In addition, business equipment cover with stock as an option should be considered if the value to replace would represent a hardship.
What Is beauty therapist insurance?
Freelance professional beauty insurance is aimed at professionals that are self employed and provide a beautician service. Cover for this would include public liability, cover for any claims as a result of the treatment provided by you or your staff.
The main types of proffesioanl beauty insurance policies that protect a beautician herapist include the categories of personal liability and professional liability coverage. These combined to financially protect the professional when they visit a client or a client visits them.
Cover for a beauty therapist is very important since this is the professional that applies the small details to enhance the appearance of their clients who in most instances are very picky. The policy should include protection in case of the following;
Build a proffesional beauty insurance package that suits your individual requirements
Each business will normally have slightly differing cover needs. For example, if you have invested heavily in beauty equipment and tools in which you rely on when you provide a mobile service, taking out business cover that includes equipment and stock would be wise. Should you need to employ staff even on a temporary basis, you must by law take out employers liability cover.
Professional beauty insurance comparison
If you are in the process of checking the costs for beauty therapist insurance it would be wise to compare at least three quotes from reputable brokers. We help at this stage by sharing your requirements with a panel of UK proffesional beauty insurance brokers. Select the start quote button below and enter your details once to start receiving multiple quotes.
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