Beauty Therapist Insurance UK - Beauy Insurance UK - MultiQuoteTime

Beauty Insurance UK

  • Bespoke cover for your beautician services
  • Tailored to your business requirements
  • Freelance and Mobile Beauty Therapists
  • Stock / Equipment
  • Compare UK specialist insurers
  • One easy form for multiple quotes today

UK Insurance for Beauty therapists

Being a beauty therapist entails providing your service in a wide variety of situations, including applying your skills to beautify a wedding party, before a picture take or providing regular treatments to your clientele. In all these cases, you should have professional beauty insurance that you can rely upon and trusts should an insurance related issues arise. Beauty insurance UK is a growing market with new and trending treatments like eyelash extensions and microblading

The main purpose of investing in cover is that it protects the beauty therapist’s business and its financial future. It’s all too common for clients to sue their beauty therapists for malpractice or negligence. The legal proceedings can lead the beauty therapist along a path of financial ruin. Some common reasons cited for claiming compensation include burns from hot wax and laser treatments, in addition to allergic reactions to chemical peels used on the client. The panel of brokers can offer cover for all salon types including nail technician insurance and tanning salons.

Beauty Insurance

Do you cover all beauty therapists regardless of how they ply their service?

Yes, professional beauty insurance UK policies are constructed with the knowledge that beauticians provide their service in many ways. Some operate from a hired chair within a salon or hairdressing parlour, others are self-employed and operate mobile or call out service, while others set up stations at events. Common to all these approaches is the need to have cover for public liability and a good level of treatment risk cover. In addition, business equipment cover with stock as an option should be considered if the value to replace would represent a hardship.

What Is beauty therapist insurance UK?

Freelance cover is aimed at professionals that are self-employed and provide a beautician service. Cover for this would include public liability, cover for any claims as a result of the treatment provided by you or your staff.

The main types of professional beauty insurance UK policies that protect a beautician therapist include the categories of personal liability and professional liability coverage. These combined to financially protect the professional when they visit a client or a client visits them.

Cover for a beauty therapist is very important since this is the professional that applies the small details to enhance the appearance of their clients who in most instances are very picky. The policy should include protection in case of the following;

  • Disagreement in the final results of a makeup application or other procedure where the session is stopped by either the client or the therapist.
  • The client accuses you of theft of an item from their home or office.
  • If an infection occurs due to a treatment performed by you on the skin of the client. A skin rash due to the application of a lotion in a facial or body treatment session.
  • Any intentional action by the professional that causes harm or discomfort of the client.
  • Development of a skin rash due to the application of a lotion in a facial or body treatment session.
  • A reaction to the adhesive used in the application of nail extensions.
  • Irritation of the eye because of the adhesive used to apply eyelashes extensions.
  • The colour of the spray tan is undesirable due to an adverse reaction of the spray with the skin.

Build a professional beauty insurance package that suits your individual requirements

Each business will normally have slightly differing cover needs. For example, if you have invested heavily in beauty equipment and tools in which you rely on when you provide a mobile service, taking out business cover that includes equipment and stock would be wise. Should you need to employ staff even on a temporary basis, you must by law take out employers liability cover.

Professional beauty insurance UK comparison

If you are in the process of checking the costs for beauty therapist insurance UK, it would be wise to compare at least three quotes from reputable brokers. We help at this stage by sharing your requirements with a panel of UK professional beauty insurance brokers. Select the start quote button below and enter your details once to start receiving multiple quotes.

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