Eyelash Technician Insurance
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A Guide to Lash Tech and Public Liability Insurance
By Eamonn Turley from the MultiQuoteTime Editorial Team - Fact checked July 2023
Currently, Eyelash extensions are in the news and trending beauty treatment. The result is that many specialist beauticians are now offering this service to their customers. With the additional risk associated with this treatment, eyelash technician insurance is an essential investment.
The importance of eyelash extension insurance can’t be understated. This type of policy is for a beauty expert that will help financially protect them in the event of a third-party claim. You will ideally need to mix and match various public liability and treatment liability policies to streamline it for eyelash extension businesses. But all the beauty insurance policies can be tailored to your individual needs.
Working in partnership with Quotezone who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers work in the beauty insurance niche and will be in contact via the phone to provide you with quotations based on your requirements. All policies can be tailored to your individual needs
Do You Need Lash Tech Insurance?
It’s important as an eyelash extension specialist that you consider some form of lash tech insurance that covers your businesses against potential financial risks. Eyelash extension treatments are more invasive than your standard beauty treatments and should be treated as such. Please see these potential risks involved with eyelash extension procedures and why you need insurance coverage.
Potential Risks Involved with Eyelash Extensions
Employee Hand Slips
If you or one of your eyelash extension employees makes a minor slip near the eyes, who knows what can happen! The damages and results can be devastating for your clients. Sharp tweezers are used to perform these duties, so care and attention is needed at all times. Although it’s uncommon, eye injuries that can cause permanent damage are possible, which could result in large compensation payouts.
Eye Extension Glue Allergic Reactions
Another common issue with eye extensions is reactions to the glue used in the procedures. The vast majority of glues used in these procedures are formaldehyde-based adhesive solutions. The cocktail of chemicals can cause irritation and even allergic reactions in some patients. And although allergic reactions are few and far between, they can happen.
Eye Infections
One of the most common complaints from eyelash extension patients is eye infections. These infections routinely affect the cornea or the eyelid and can cause all manner of swelling. They are usually caused by inadequate hygiene, so it’s essential that you continually clean and sterilise your equipment. But even the cleanest and most professional therapists can experience these issues from time to time.
Losing Your Real Eyelashes
Having eyelash extensions can cause patients to lose their real eyelashes. This is normally a temporary thing, so they will grow back, usually in no time at all. However, losing your real eyelashes is quite uncommon and is normally a result of an allergic reaction or an infection. But, you could still be liable for that, so you’ve been warned.
Losing Your Eyelash Extensions
The best part about having eyelash extensions is they can last for months when properly applied. But if your customer does not follow your advice and instructions, they could fall out in a matter of hours. And although having eyelashes that fall out is not a serious issue, the customer will still be mad and blame you, even though it’s not your fault. Make sure you’re covered against these types of potential problems.
To summarise, here are the most common issues that can happen to any lash extension expert.
What Does Eyelash Extension Insurance Cover?
Because there is no specific eyelash extension lash tech insurance as such, you’ll need to learn about the policy types that suit your needs and requirements. The main three insurance types relative to eyelash extension experts are public liability insurance, treatment liability policies, and employer liability coverage. Whilst insurance is not a legal requirement, for most within the beauty industry having a makeup artist insurance policy is the preferred option to cover the associated risks of working with the public.
The following coverage is normally standard in policies issued to beauticians that apply for eyelash extensions.
Public Liability Coverage
This is financial and legal protection if a claim is made against you by a customer. The claim can be when a patient on your property suffers an injury, catches a disease, dies, or have has their property damaged. For beauticians applying for eyelash extensions, there should be an additional provision in the policy. This is to protect you during the application of the extensions if something goes wrong with the process. During the quote process for eyelash technician insurance you will be prompted to choose a level of Public Liability cover, but this can be changed later on advice fork your insurance company.
Product Liability Coverage
This financially protects you if the eyelash extension itself is at fault and the reason a claim is made against you. The source of the claim against you can be a problem with the eyelash extensions that you applied to your customers.
Employer liability Insurance
For any business with staff, this is the type of coverage that protects the owner if an employee makes any type of claim against the business or owner. This is a requirement by UK law for any business, including salon owners, who have at minimum a part-time employee working for them.
Optional Coverage Options Personal Accident and Sickness Insurance
If as the owner you become sick, disabled or anything else that causes you to be unable to work, this section of your policy is where the claim will be made. From most insurers, this section of the policy provides a weekly payment if an illness or injury is preventing you from working on a temporary basis. When the injury is permanent or death occurs, and you will not return to work, the payout is in a lump sum.
What Makes a Good Eyelash Technician?
Like any skilled technician, training is important, correct certified training will provide you with the knowledge and confidence that will let you start building up a client base. Some key attributes required are good eyesight, steady hands and know how of the process. It is important to be certified and have lash extension insurance.
Compare Eye Extension Lash Insurance?
The panel can help you compare available deals on eyelash extension insurance by providing you with multiple quotes. Simply click or tap here and enter some basic details to start receiving multiple eyelash technician insurance quotes. If you provide other treatments, these can also be included under beauty insurance UK policy.
Eye Lash Tech Insurance FAQ's
If an insurance company is to provide professional eyelash extension insurance cover, they would expect you to be qualified to at least NVQ Level 2 or its equivalent.
It is normal for beauty professional to offer a range of beauty treatments. The insurance company will discuss your individual requirements and can tailor a policy that provides cover for the particular beauty treatment that you specialise in. Popular treatments and services include makeup artists, tattoo artist insurance and Holistic insurance.
Most insurance companies will let you take out a pay monthly lash insurance policy, this may work out more expensive than making a one off annual payment, but may work if you are a start-up business