Eyelash Extension Insurance
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Eyelash Extension Insurance - Liability cover for eyelash technicians
The importance of eyelash extension insurance can’t be understated. This type of policy is for a beauty expert that will help financially protect them in the event of a third party claim.
What is included with Eyelash Extension Insurance?
The following coverage is normally standard in policies issued to beauticians that apply eyelash extensions.
Public liability Coverage
This is financial and legal protection if a claim is made against you by a customer. The claim can be when they were on your property where they are stating their body had been injured, caught a disease, died or have had their property damaged.
For beauticians applying eyelash extensions, there should be an additional provision in the policy. This is to protect you during the application of the extensions if something goes wrong with the process. Some insurance companies list this as treatment coverage.
Product liability Coverage
This financially protects you if the eyelash extension itself is at fault and the reason a claim is made against you. The source of the claim against you can be a problem with the eyelash extensions that you applied to your customers.
Employer liability Insurance
For any business with staff, this is the type of coverage that protects the owner if an employee makes any type of claim against the business or owner. This is a requirement by UK law for any business including salon owners who have at minimum a part-time employee working for them.
Optional coverage includes personal accident and sickness insurance
If as the owner you become sick, disabled or anything else that causes you to be unable to work, this section of your policy is where the claim will be made. From most insurers, this section of the policy provides a weekly payment if an illness or injury is preventing you from working on a temporary basis. When the injury is permanent or death occurs and you will not return to work, the payout is in a lump sum.
What makes a good eyelash technician?
Like any skilled technician training is important, correct certified training will provide you with the knowledge and confidence that will let you start building up a client base. Some of the key attributes required are good eyesight, steady hands and knowhow of the process. It is important to be certified and have lash extension insurance.
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