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Microblading has become one of the most obsessive beauty treatments over the past few years. But, you don’t need me to tell you that as a beauty therapist. It’s an innovating and ground-breaking solution for fuller and thicker eyebrows while looking completely natural. If you’re a beautician that offers these types of services, you need to have access to reliable microblading insurance (UK).

With any semi-permanent beauty treatment, the practitioner is open to risks of something going wrong. This new technique of adding semi-permanent coloured marks representing hair follicles where eyebrows once were is also referred to as eyebrow embroidery and microblading. 

microblading insurance

Many salons now offer this trending treatment and if a client is unhappy and believe you to be negligent, they are entitled to claim compensation. MQT in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. The panel will provide you with quotes that are tailored to your beauty business requirements. 

Microblading is a technique where a scalpel is used to make incisions in the area where eyebrow hairs are or once were. Once the incision is made, ink is then introduced and then allowed to heal. This is not a tattoo that uses a machine to place pigment deep under the skin, but is done by hand with the pigment just below the top epidermal layer. 

But with an invasive procedure such as microblading, you need to be protected against any mistakes or injuries. These types of beauty insurance policies offer a wide range of coverage for beauty professionals such as yourself. Let’s find out more about microblading insurance and how it works.

What is Microblading Insurance?

Microblading insurance is basically a certain type of public liability insurance that is streamlined to health and beauty professionals. It’s an incredibly important insurance type if you are running a mobile microblading service and need protection against any unforeseen mishaps. It covers you if a claim is made by a customer who alleges that you’ve done something wrong that resulted in an injury. Furthermore, it will also cover you if you’ve caused any damages to their property.

So many things can go wrong with microblading. You are using a knife on a client’s face, so it only makes sense that you could get a malpractice suit if you make serious mistakes. 

Do I Need Microblading Insurance?

If you offer mobile microblading services, are self-employed, or work in a salon, we recommend you get insurance right away. You need to protect your business from any claims made against you by customers who are not happy with your work. If you perform any of the following duties, you definitely need microblading insurance as soon as possible.
For practising and licensed beauticians that perform microblading the following options are available in addition to public liability.

  • When you are communicating with your customers to find out what they need and require.
  • If you give expert advice and suggestions about eyebrow sculpting or the colour options. 
  • If you are responsible for your client’s health and safety. 
  • Keeping equipment sterilized and sanitized at all times. 
  • If you define the shape and design of the eyebrow with facial structure and brow design skills. 
  • If you mix colour pigments for the client’s brows.
  • If you use professional equipment for your microblading services for creating thicker natural hair strokes. 
  • When you provide expert aftercare and professional advice.

What are the Best Microblading Insurance Policies?

You will need a mix of public, product, and treatment liability policies in your microblading insurance coverage. Here is a list of the main insurance policies that are relevant to microblading and beauty technicians and therapists.

  • Public Liability  You can select the amount public liability needed. The range is typically from £500,000 to £5,000,000 per claim in a standard policy, but can be increased if desired by the beautician. This cover is protection if a claim by a third party is made where they state they have been harmed or their property damaged in your salon or working area.
  • Product liability Typically up to  £3 million to cover all claims in a calendar year. This protection can be increased to £5 million to cover all instances where a claim is made against you in a calendar year. This is cover if a product you use is deemed faulty by you or one of your clients and harms a client.
  • Treatment liability Typically up to  £3 million per claim when the client has an adverse reaction to the treatment which can include, but not limited to excessive swelling, infection or other.
  • Professional indemnity cover or malpractice insurance is protection of typically up to  £3 million  per claim if a client files with the court a complaint that you made a mistake in your treatment or advice is faulty which leads a client to be injured.

Is There Expert Insurance for Brow Technicians?

The term ‘Brow Technician’ explains exactly what you are. An expert and a technician with unique skills. Sculpting eyebrows with unnerving precision is similar to art and takes great concentration and focus. One wrong move, and you’ve just cut your client. It’s a tight margin of error type of business. All it takes is a single client to sue for an infected eye, and you could be in the serious mire. 

Unfortunately, there isn’t a specific microblading insurance policy for brow technicians, so you’ll need to carefully combine public liability insurance cover with treatment liability insurance. We would recommend this combination for the vast majority of professional beauticians who ply their trade on the road, from home, or in a salon. And then you will be able to work confidently with the peace of mind for both you and your customer.

Should I Buy Microblading Insurance (UK)?

If you are performing microblading services, we suggest you get covered right away. One little slip and you could end up paying massive compensation to your client. And you don’t want to lose your business or pay thousands of pounds out of your own pocket. You have a responsibility to not only your customers, but also to yourself to keep your business thriving.

Buying Microblading Insurance (UK) should be a combination of public and treatment liability insurance. Product liability coverage and legal cover should also be considered. Don’t get caught out in the cold without protection, or you could catch hyperthermia.

Do I Need Other Insurance Policies for Microblading Services?

Legal cover is always advisable for any business, just in case a third party makes a claim against you or your business for any reason. This cover will take care of court fees, along with the cost of hiring a solicitor and lawyer, along with any settlement made in court.

The use of microblading insurance is to help financially protect the beautician who performs this salon specialty service. This makes it possible for them to fully concentrate on the task of handling the needs of their clients instead of the problems that could arise from operating a business. If you offer a range of beauty services, you may wish to consider a salon insurance package to cover all under one policy.

What insurance do I need if I have a helper or other type of employee?

By UK law, anyone that employees a third party must have employer's liability insurance. This cover takes care of the costs if the employee is injured on the job and requires medical attention.  If you are an employee in the beauty sector, you can protect yourself against redundancy by taking out redundancy protection insurance. This type of policy will pay a percentage of your wage for a period of time as stipulated in the policy, but only if you are made redundant

Compare Microblading Insurance

The panel can help you compare available deals on microblading insurance by providing you with multiple quotes. Simply click the green button below and enter some basic details to start receiving multiple quotes for microblading insurance public liability.

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