Microblading Insurance UK Quotes | Treatment Liability | MultiQuoteTime

Microblading Insurance Quotes

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Compare microblading insurance UK

With any semi-permanent beauty treatment the practitioner is open to risks of something going wrong. This new technique of adding semi-permanent coloured marks representing hair follicles where eyebrows once were is also referred to as eyebrow embroidery and microblading. 

Many salons now offer this trending treatment and if a client is unhappy and believe you to be negligent they are entitled to claim compensation. MQT in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. The panel will provide you with quotes that are tailored to your beauty business requirements. 

microblading insurance

What is microblading?

Microblading is a technique where a scalpel is used to make incisions in the area where eyebrow hairs are or once were. Once the incision is made, ink is then introduced and then allowed to heal. This is not a tattoo, which uses a machine to place pigment deep under the skin, but is done by hand with the pigment just below the top epidermal layer.

What is included in a microblading insurance policy?

For practising and licensed beauticians that perform microblading the following options are available in addition to public liability.

  • Public Liability  You can select the amount public liability needed. The range is typically from £500,000 to £5,000,000 per claim in a standard policy, but can be increased if desired by the beautician. This cover is protection if a claim by a third party is made where they state they have been harmed or their property damaged in your salon or working area.
  • Product liability Typically up to  £3 million to cover all claims in a calendar year. This protection can be increased to £5 million to cover all instances where a claim is made against you in a calendar year. This is cover if a product you use is deemed faulty by you or one of your clients and harms a client.
  • Treatment liability Typically up to  £3 million per claim when the client has an adverse reaction to the treatment which can include, but not limited to excessive swelling, infection or other.
  • Professional indemnity cover or malpractice insurance is protection of typically up to  £3 million  per claim if a client files with the court a complaint that you made a mistake in your treatment or advice is faulty which leads a client to be injured.

What insurance do I need if I have a helper or other type of employee?

By UK law, anyone that employees a third party must have employers liability insurance. This cover takes care of the costs if the employee is injured on the job and requires medical attention.

Is there any other type of insurance a mirco blading professional might need?

Legal cover is always advisable for any business, just in case a third party makes a claim against you or your business for any reason. This cover will take care of court fees, along with the cost of hiring a solicitor and lawyer, along with any settlement made in court.

The use of microblading insurance is to help financially protect the beautician who performs this salon speciality service. This makes it possible for them to fully concentrate on the task of handling the needs of their clients instead of the problems that could arise from operating a business. If you offer a range of beauty services, you may wish to consider a salon insurance package to cover all under one policy.

Compare Microblading Insurance

The panel can help you compare available deals on microblading insurance by providing you with multiple quotes. Simply select start quote and enter some basic details to start receiving multiple quotes for microblading insurance public liability.

Compare Microblading Insurance

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