Best UK Breakdown Cover
Unlimited call-outs, Car breakdown cover for 2 cars and more, Single trip or multi trip, Cover available for driver and 7 passengers
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What is multi car breakdown cover?
By having multi car breakdown cover, a person and or family can always be protected from an unforeseen problem on the road. This assistance with a malfunctioning vehicle can come in two forms, personal and vehicle cover. Multi car breakdown cover is breakdown cover for 2 cars or more, It can also be a mix of cars, bikes and vans. Providers of multi van insurance can also provide you with breakdown cover, but is always worth checking prices with specialist provider of breakdpwn cover.
This type of cover will assist when a vehicle is broken down on the side of the road and help is needed. The problem can be from a flat tire, broken belt or an unfortunate accident. This assistance is just a phone call or text away. It is available 24/7 no matter where the vehicle breaks down in the UK.
Once contact is made, a repair crew with a recovery truck is sent to the scene of the vehicle in need. The repair crew will work on the vehicle to get it road-ready for up to an hour. If the vehicle can’t be made roadworthy in that time allotment, then it will be towed to a repair garage or the choice destination of the policyholder.
What is the difference between personal and vehicle multi car breakdown cover?
The difference between personal and vehicle multi car breakdown cover is what is the qualifying factor for roadside assistance.
Who should choose personal multi car breakdown cover?
This type of insurance is made for the person who owns or drives more than one vehicle regularly. The types of vehicles can be cars, trucks, motorbikes or vans. The distinction here is the person is the qualifying factor, not the vehicle. This way, any vehicle they are operating that breaks down, all they need to do is call or text and receive said help.
Who should choose vehicle multi car breakdown cover?
This classification of protection is made for a family with more than one vehicle and more than one driver. This type of cover will assist anyone operating the vehicles owned by the family that are listed in the policy, independent of who is behind the wheel.
What levels of multi car breakdown cover are available?
Multi car breakdown cover can be made to protect several vehicles independent of who is operating them or provide assistance to a named person in the policy. It allows for each policy to be custom-made to provide assistance that best suits the policyholder, with 24/7 roadside assistance.
Common Exclusions to check for?
Breakdown polices have exclusions, conditions in which cover will be refused, these tend to be common across providers. Treat the list below as a checklist when looking at the small print of any policy that you are considering buying.
Types of Vehicle Breakdown Cover Available
Car breakdown cover is available without every UK breakdown provider, but what about other vehicles. Will they also cover your van or horsebox? The answer is it depends on the provider, below we break down providers based on vehicle category
Taxi & Private Hire Cars
Only a select few provide breakdown cover for taxi drivers and private hire drivers
Van Breakdown Cover
Most breakdown companies will offer breakdown cover for business vans, but only a few offer breakdown cover for courier vans or vans that are used for hire and reward purposes.
Older Car Breakdown Cover
Most new cars now come with a breakdown recovery service for the first 2 or 3 years, after that time period you are on your own, and it is the time to consider breakdown cover for older cars that is aimed at cars over 3 years old and less than 15 years.
Horsebox Breakdown Cover
We can provide quotes with both horsebox breakdown cover and car plus trailer breakdown cover with a select few providers of UK breakdown cover. Horseboxes are classed as vans. First check your horsebox insurance policy as it may already be included.
What type of coover is requred to provide a breakdown recovery service?
For those that provide a breakdown recovery service, recovery truck insurance or breakdown recover insurance is a requirement to operate legally. Providing a breakdown recovery service without the correct insurance is effectively driving without insurance and could lead to a driving conviction.