UK Nationwide Breakdown Cover

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Nationwide Breakdown Cover

Nationwide breakdown cover is available for your personal vehicle, with several levels of cover ready to help you if you become disabled on the side of the road in the UK. This insurance firm has been helping its clients since 1925 in America and is now available to UK citizens and residents.

How can I have Nationwide breakdown cover?

Nationwide breakdown cover is one of the many benefits of having a Nationwide banking account for those that enrol in the FlexPlus plan. This FlexPlus plan is only available for existing Nationwide account holders. The FlexPlus option has a monthly fee of £13. Once enrolled in the FlexPlus plan, breakdown cover begins automatically.

What is included with the Nationwide breakdown cover plan?

  • Roadside assistance in the UK and Europe for you and any eligible vehicle. You do not have to be the driver of the vehicle for the cover to be valid. This includes repairs by the road and towing if necessary.
  • There is no excess required when breakdown assistance is used.
  • Breakdown cover includes assistance at your home and on the road.
  • Onward travel to your destination for you and your passengers is included.
  • Access to a vehicle for hire for 48 hours in the UK.
  • Hire car in Europe for up to £800 is covered.
  • No limit to the number of calls for assistance on an annual basis.

What vehicles is the breakdown cover valid for?

Any vehicle where a FlexPlus account holder is present when the mechanic arrives on the scene of the breakdown. The vehicle must also be registered in the UK. Vehicles not eligible to receive assistance include taxis or another hire for reward vehicle. Vehicles with trade plates are also excluded from receiving breakdown assistance.

Who provides the breakdown cover services for Nationwide?

Liverpool Victoria Insurance Company Limited is the underwriter of the Nationwide FlexPlan for the UK and Europe Breakdown and Recovery Assistance cover.

Either Britannia or Britannia Rescue will be the actual providers of the assistance on the roadside. Both of these are subsidiaries of the Liverpool Victoria Insurance Company Limited.

The Nationwide breakdown cover is only available for those who are banking with this financial institution. This protection is automatic and is provided with no excess to pay when it is used. With no limit in the number of times a year, it can be used could be beneficial for those that travel extensively or have an older vehicle. It is also valid for use when a caravan or trailer breakdown.

Do you provide a breakdown recovery service? 

If you operate a breakdown recovery service national or local, you will need recovery truck insurance or breakdown recovery insurance, which is a form of motor trade insurance. Providing a breakdown recover service without the correct insurance is effectively driving without insurance and could lead to a driving conviction.

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