Compare Tesco Breakdown Cover 

A Guide to Tesco Breakdown Cover

Tesco and Tesco Bank are both household names. People have different views of how Tesco operate their food stores and the relationship that they have with food producers. However, their bank insurance products are popular.  Apart from Tesco Car insurance, they have also developed products aimed at young drivers age 17 to 21. Other products worthy of mention include Tesco Landlord insurance and Tesco Multi Pet Insurance and Tesco Home and contents insurance. 

Tesco Bank has discontinued their original standalone Tesco Bank breakdown cover. They now work in partnership with the RAC to provide TESCO RAC cover. This road repair service is provided by RAC Insurance Limited and is available 24/7. As a result of the partnership, Tesco Bank Breakdown cover is often referred to as Tesco RAC cover

What Type of Vehicles Can be Covered by a Tesco Breakdown Cover Policy?

As stated on the Tesco Bank website, all vehicles must be less than 16 years of age when the breakdown policy is taken out. The vehicle can have a maximum of 17 seats, weigh 3.5 tonnes or below, 5.5 metres long or less, 3 metres high or less and be 2.3 metres wide or less. Breakdown cover for older vehicles is available from some of the UK providers of recovery services.

Tesco Bank / RAC Breakdown Cover offer 3 Options

There are three different levels of protection a UK resident can take out on their UK registered vehicle. These include the following:

What is Included in Tesco Value Breakdown Cover?

This includes the same services as Tesco Value Breakdown cover, except the 1/4th mile restriction is removed. This makes it possible to have the RAC mechanic to help repair your vehicle at your home residence.

What is Excluded in Tesco Breakdown Cover?

All breakdown over policies will have exclusions and the ones listed below apply to TESCO Bank roadside cover, but will be appliable to other providers of recovery insurance and roadside assistance.

What is included in Tesco Finest Breakdown cover?

This policy has the same protection as the Tesco Standard Breakdown cover but removes the 10-mile barrier for towing the vehicle. This makes it possible for the vehicle to be towed to the destination of choice by the policyholder. If repairs can not be fixed the same day, a courtesy car will be provided for your onward journey

Tesco European Breakdown Cover

It is important to understand that breakdown cover is not the same as car insurance, and you should first check with your car insurance company to make sure you are insured to drive in the country or countries that you will be visiting. Failing to do so may result in limited third party cover or no cover. If you will be towing a caravan or trailer tent, you must also notify your insurance company.

Yes, the European breakdown cover add-on provides roadside assistance and if necessary tow the disabled vehicle to the nearest garage. If the vehicle requires days to repair, then a hire car and accommodation will be provided for up to 14 days at a maximum of £30 a day per person. The total payout limit is also capped at £2,500. This cover is available for a maximum of 90 days annually.

Additionally, one of the best features of the TESCO Bank European breakdown cover is that it is not over limiting in terms of duration and number of trips per annum. Regardless of how frequently you travel outside the UK, you are entitled to coverage for up to 90 days. This means you can enjoy peace of mind and assistance throughout multiple trips without worrying about the duration or frequency of your travels.

How to Apply For Tesco Bank Breakdown Cover

The Tesco breakdown cover is only available through an agent or at any Tesco Bank. This cover is only available to cover vehicles and not a named person.

Does Tesco Bank offer Breakdown Cover as a Standalone Product? 

Tesco no longer provide breakdown cover as a stand-alone product. However, if you purchase Tesco car insurance, you can add breakdown as an add-on. The breakdown over is currently provided to Tesco by RAC Insurance Limited.

Tesco Bank Breakdown Cover Emergency Number

Breakdown assistance: 0800 003 001 

Review Other Providers of Breakdown Cover 

Comparing the market for breakdown cover requires time and research. The mini guide below provide some basic details on the current deals and cover options available with top providers of breakdown cover in the UK. Compare Eversure breakdown cover with others getting multiple quotes.

Tesco breakdown cover competes with many providers of road side recovery services, including Eversure break down cover and QDOS plus others. To find the best deal, compare these providers and when it comes to renewal time also check what deals are on the market.