Finding the best multi car insurance policy will mean searching and comparing all the options in the quest to find the one that best meets with your requirements. Multi car insurance will financially protect the vehicles of those living at the same residence under one umbrella policy. The choices of the residents include the naming of the drivers, level of protection and date of renewal will all impact the final price that you are quoted by brokers.
Finding the best of anything is difficult and it really depends on your individual needs and is very subjective. The best approach is to spend some time and create a list of your basic requirements and a secondary list of would be nice. The second list could include items like breakdown over in the UK and Europe or windscreen cover, items that if not part of your actual car insurance policy can be sourced directly from specialist providers. The next step to finding the best multi car insurance policy for yourself is to get multiple quotes so that you can start comparing what currently is available in the marketplace.
Remember what was the bestmulti car policy for you one yer may not turn out tobe the best available when it comes renewal time. Time was when you stayed with one broker, but with the ease of comparison and buying a policy online this is no longer the case. It is a fact that some brokers offer their best deals to entice new customers.
Multi car insurance is an umbrella policy where as many as 6 vehicles can be protected with motor vehicle insurance. The terms of this type of policy include;
A personal policy has a primary driver named in it. It can also have a secondary driver named.
A vehicle policy is where the vehicle is named in the policy and not a driver. This makes it possible for anyone who is authorized to drive the vehicle to be covered with insurance.
The answer is it should as most insurance firms will discount the premiums with a 10% to 15% off with each additional vehicle that has a new policy taken out. However, always get individual quotes for a proper comparison.
No, the level of financial protection is determined by the vehicle owner. Each vehicle can be covered with the same level of protection or each one can be different.
In most instance yes, but not always. Each driver’s premium is determined by their risk factor. High risk drivers include;
By listing a driver who is considered high risk in a policy, the premiums will be higher than for a low risk driver. This is for both listing them as a primary or secondary driver which will raise the cost of the premium.
The multi car insurance policy is made to help lower the costs of insurance for families and those living together who have more than one vehicle. However, as previously mentioned in some cases it can be cheaper to taking out traditional one car one policy cover. The vehicle protected must be for personal use and not used in a business and can be cars, trucks, vans, motorcycles and scooters. Business multi fleet cover and multi van insurance is also available, but as it is for business use it will work out more expensive. Getting access to multi car insurance quotes will be step in find the best multi car insurance deal for you and your mini car fleet.