Compare Bicycle Insurance Quotes

Compare providers of NI bicycle & e-bike insurance, You could pay less than £42 for bicycles valued up to £1500*

Compare Bicycle Insurance Quotes

Unlike car insurance, bicycle insurance is not compulsory in the UK, but with prices of bikes becoming ever more expensive it should be considered.  A good policy will cover theft and accidental damage. Some providers will request that you take proper preventive options to reduce the likelihood of your bike being stolen. 

Bicycle Insurance Typical Options

Insurance providers will offer slightly different levels of cover and available options, but in general you should consider the following when building out your cycle insurance policy.

  • Bike theft and accidental damage. 
  • Personal injury cover
  • Emergency medical cover including dental cover
  • Legal expenses cover for legal fees in pursing your case.
  • Public liability for third party claims against you for injury or damage to property, these claims can be fairly major.
  • Multi Bike cover 
  • Cover if you intend bringing your bike on holiday, outside of the UK

How much is Bicycle Insurance?

The cost of bicycle insurance will depend on a number of factors, but the actual price of the bicycle will play a major role in determining the final insurance premium. If you have made any modifications, must inform the insurance provider when getting a quote. If your policy is live also check with your provider before making any modifications. This is true of all bike types including mountain bikes, pushbikes, road bikes, folding bikes, hybrids and electric bikes.

*51% of customers with a bicycle valued up to £1500 who obtained a quote for Bicycle Insurance through this service provided by Seopa Ltd between October and December 2022 were quoted less than £41.15. Using the same calculation for bicycles valued between £1500 and £3000 gave a figure of £80.27 and for bicycles valued over £3000 gave a figure of £147.57. The quote price you could achieve is dependent on your individual circumstances.

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