Cheap Car Insurance Quotes Bradford

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Guide to Bradford Car Insurance

By Wajahat Raja
Wajahat Raja
Wajahat Raja Insurance Expert

Wajahat is an accomplished writer with a drive for finance and content creation. He has an MSc in Accounting and Finance from the University of Northampton. He has a keen interest in exploring a variety of topics like subjects insurance, private equity, and investment banking. His work demonstrates his passion for writing informational pieces which make him an asset in the field of finance

Expertise: Finance, Insurance, Home Insurance, Public Liability
from the MultiQuoteTime Editorial Team May 2024

Bradford, the world's wool capital, is amongst the earliest industrial cities in England. Following Leeds, it claims the second-largest population in West Yorkshire, with over 500,000 residents. The city's appeal has attracted drivers from all corners of the UK– more than 205,903 registered cars [Reference link]. With the crowded streets and busy roads, securing cheap car insurance quotes in Bradford can be a daunting task.

However, you need to explore various insurance options, compare quotes, and consider factors like your location and vehicle specifications to get the best deal for your car insurance.

Bradford Car Insurance

Car Insurance Bradford – Compare Cheap Quotes

If you live in Bradford or near Bradford and are looking for cheaper car insurance, Multi Quote Time can help you compare quotes to get the best deal. 

In order to get the best deal on Bradford car insurance, it’s vital that you compare quotes from a wide range of insurance companies.

We can provide you with access to a range of quotes from a panel of UK car insurance brokers that are able to tailor polices to you or your Chauffeur business's individual requirements.

  • Cover available for all drivers young, old with and without convictions
  • Polices can be tailored to your requirements
  • Flexible payment options
  • One short form – save time & money

Factors influencing car insurance premiums in Bradford

Usually, car insurance quotes vary for different clients, depending on special circumstances. Here are some of those factors that can influence your motor insurance quotes in Manchester:


Insurance companies charge higher premiums for areas with elevated crime rates.  According to a survey by the Co-Op if you are living in areas like the Eccleshill, Bradford Moor, Thornbury, and Ravenscliffe estates, which have higher car crime rates, you will pay a higher car insurance quote due to the increased risk of damage or loss in the areas.


Age: Drivers in their mid-20s to mid-30s usually experience relatively lower premiums, as they have gained more experience than younger drivers. In Bradford, an 18-year-old young driver pays an average annual premium of over  £2,000.  However, insurance premium increases again for older drivers (65 and above) due to their physical and health conditions. Despite these factors, young drivers can obtain temporary car insurance, while senior drivers aged 80 and above still have opportunities to reduce their insurance costs. 

Driving History

Driving History: Convicted drivers, with a history of accidents, especially those deemed their fault, are considered at higher risk. A clean driving history, free from accidents and violations, usually leads to lower insurance premiums.

Driving Expereince

Driver Experience: Insurers reward experienced drivers(3 to 10 years) with lower claim rates, as they are less prone to accidents. In contrast, if your driving experience is less than 3 years, insurers consider you as an inexperienced driver who tends to have higher accident rates, which means more claims and subsequently higher premiums.

Policy type

If you want cheap car insurance quotes, consider a basic 3rd party coverage option, which is often cheaper than comprehensive car insurance, although with less coverage. We advise getting quotes for all level of cover, as sometimes comprehensive cover can work out cheaper than third part! The reason is that some insurance companies are getting wise to bad drivers opting for third party cover, and they actually end up paying out more on claims than cars that are fully covered.

Top car insurance brokerages in Bradford

Car insurance brokers act as intermediaries between you and insurance companies. They compare insurance providers and coverage options, price comparisons, and terms. Strategically, they exist to help you make informed decisions. Here are some local car insurance brokers in Bradford.

Bradford Insurance BrokkersAddressContact
Low Insurance Brokers Ltd16 Common Rd, Low Moor,Chester Road
BD12 0SD
Telephone: 01618729886
Coversure2, 2b, Link 606 Office Park,Staithgate lane
Telephone: +44 800 308 1146
HansfordUnit 17 Lister-hills Science Park
Telephone: 44 1274 774438
Briar Rhydding House, Baildon
Shipley, BD17 7JW
Phone: +44 1274 414800
Oxygen Insurance Brokers12 Trevor Foster Way, Bradford BD5 8HBTelephone : 01274 760460
TL Dallas & Co Ltd Dallas House, Cleckheaton Rd, Low Moor, Bradford BD12 0HF01274 465500
Secure Risk Insurance Brokers1st Floor, Trust House, 5 New Augustus St, Bradford BD1 5LL01274 965791
Focus Insurance Services406 Otley Rd, Eccleshill, Bradford BD2 4QP01274 507484
Riva Insurance Brokers LtdUnit 6 Parkview Court, St Pauls Road, Shipley, BD18 3DZPhone: 020 3544 4860

Types of insurance you can compare in Bradford

Whilst most of you may be searching for cheap car insurance in Bradford, we can also access to a panel of insurance provider that offer different styles of car insurance including:

… the list continues as can offer quotes from over 60 different types of car insurance styles. Click Here to Compare Over 100 Different Insurers

Tips to get Cheaper Car Insurance Quotes in Bradford

Saving money on your car insurance policy in Manchester follows a similar guideline as in other regions in the UK. Simply, you can do the following;

Shop around: Every insurance company competes for your car insurance. When you start comparing multiple coverages — including the price comparisons—you will secure a policy that aligns precisely with your needs. However, carefully check for the right policy for your vehicle because the least premium may not be the best, sometimes.

Higher Deductible: Deductibles are the out-of-pocket amount of money you pay before your insurance company kicks in to cover you. The higher the deductible, the lower your cost is likely to be. Before opting for higher deductibles, assess your financial situation.

Paying Annually: Insurance providers often incur administrative costs when you pay your premium monthly or semi-annually. When you pay annually, you avoid potential instalment fees or interest charges that might be associated with monthly or semi-annual payments. Thus, this results in a discount on your overall cost.

Find the cheapest car insurance options in Bradford with Multi Quote Time. Simply Click Here, fill a simple form, and discover multiple quotes from several insurance brokers.

What you'll need to have ready before you start comparing car Insurance quotes in Bradford

  • Your driving Licence Details
  • Car Registration Number
  • Estimated annual mileage
  • How car will be used, example business use
car image

Car Insurance Bradford FAQs

How Can I find the cheapest car insurance in Bradford?

To get the cheap car insurance Bradford, start by checking the market by using a comparison site such as our partner by clicking here. For completeness and if you have the time, you can also reach out to some local Bradford insurance brokers near you.

What types of cars can I Get insure for?

Insurance is available for all types of cars including that could be viewed as standard, but insurance is also available for:

4x4 cars

Modified cars

Import cars

Should I pay for my car insurance Monthly or as a one-off Annual payment 

All insurance providers will off you this choice and decision should be based on what suits you best.

In most cases paying for low deposit car insurance monthly will work out slight more expensive as interest fees may be added, there are exceptions so check with your proposed provider

What are good car insurance companies in Bradford??

We have listed some of the largest car insurance brands such as Tesco Bank car insurance, Churchill, Admiral and Haven offer quotes throughout Yorkshire and the Humber; click here to start getting quotes, powered by our comparison site partner QuoteZone.

Compare Car Insurance Quotes Bradford  

  • No premium loading for your financial issues
  • One short form – save time & money
  • Multiple Quotes from UK insurance providers
  • Get tailored quotes in under 5 minutes
Bradford Car Insurance

**51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance supplier.

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