Compare Renault Zoe Insurance Quotes

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Renault Zoe Insurance

By Eamonn Turley
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Eamonn Turley Insurance Expert

Eamonn Turley has a wealth of experience within different insurance sectors. Through hard work and over time, he has gained expertise in digital marketing and user interface design. Elements that are crucial to any successful online business. The key aim is to develop websites that are intuitive, fast to load and provide insurance quotes tailored to your needs.


Expertise: Digital Marketing, Insurance, Home Insurance, Vehicle Insurance, UI Design
from the MultiQuoteTime Editorial Team - Fact checked

Our team fact-checks content to ensure accuracy at the time of writing. Note, things do change and sometimes we do miss things [we're only human!], so it's important that you read the terms of any products that you're considering before you apply.

Dec 2023
Renault Zoe Electric Car Insurance

As electric cars and vehicles like the Renault Zoe continue to gain popularity in the UK, securing the right insurance cover for your Renault Zoe is crucial for responsible electric vehicle ownership. Proper insurance coverage for your electric vehicle not only reflects responsible driving practices but also shields you from potential legal consequences. Steer clear of being labelled a road offender by ensuring your electric vehicle is adequately covered. 

However, choosing the optimal insurance quotes and cover for your Renault Zoe from many options can be daunting, as the cheapest quotes may not necessarily offer the best coverage. Multi Quote Time provided a guide on finding and comparing electric car insurance for popular models including the Tesla model 3 insurance amongst many other EVs.

Is Renault Zoe Expensive to Insure?

Like any other electric car insurance model, Renault Zoe incurs higher insurance costs than conventional cars due to advanced technology and repair cost considerations. However, the price to insure a Renault Zoe also depends on other factors, which include:

Location

Where you live significantly affects your insurance premiums. Consider the average quotes for a 30-year-old driver with a Renault Zoe hatchback i-Dynamique Nav R110 ZE40 5d residing in London SE1; he pays a premium average of £968. Moving to the moderate-cost area of Newcastle NE1, his average premium comes to £807. Conversely, in the lower-cost locale of Galashiels TD1, his car's average premium is notably more affordable at £597. These variations highlight how your location can significantly influence the expense of insuring your car.

Coverage Level

The extent of coverage you choose, whether basic liability or comprehensive coverage, influences your cost. More extensive coverage typically comes with higher premiums.

Insurance Group

A lower insurance group often correlates with lower premiums. For example, Renault Zoe models, such as the Renault Zoe i-Expression 5d Auto and i-Play R110 ZE 50 auto 5d, are categorized in insurance groups 14 and 18, respectively. They exhibit lower average premiums, ranging from £768 to £807 for a 30-year-old driver. In contrast, the Renault Zoe i-GT Line R135 ZE 50 auto 5d, placed in insurance group 22, commands a higher premium of £830.

How do I know my Renault Zoe Insurance Group?

Insurance groups for cars typically range from 1 to 50, with cars in lower numbers indicating lower risk and, consequently, lower insurance premiums. Moreover, the Renault Zoe insurance group falls within car insurance groups ranging from 14 to 22. This falls into the mid-priced range, offering more power than cars in lower groups and remaining relatively affordable compared to luxury brands in higher categories.

For instance, a 30-year-old driver could pay £830 premium for cover on a Renault Zoe I- Iconic R135 ZE 50 auto 5d, which belongs to insurance group 22. It's important to note that the costs may vary among different insurance providers.

Trim LevelInsurance Group
Standard Range Rear-Wheel-Drive
Long Range Auto 4d
Performance All-Wheel-Drive Auto

Is the insurance premium higher for young drivers with the Renault Zoe?

Younger drivers, especially those under 21 or early twenties, often face higher insurance rates due to a lack of driving experience, age, and other statistical data that indicates they are more likely to be involved in accidents. Their higher insurance premium mirrors their likelihood of filing expensive claims.

What Coverage Options do I have?

The coverage options available for your Renault Zoe are diverse, allowing you to tailor your insurance to meet your specific needs. Here are some coverage options:

  • Liability Coverage: The law requires this coverage. It helps to cover the costs of injuries or property damage you might cause in an accident.
  • Collision Coverage: This covers your vehicle when damaged in a collision, regardless of who is at fault.
  • Comprehensive Coverage: It offers protection for your vehicle against damage not caused by a collision, such as theft and natural disasters.
  • Medical Payments Coverage: MedPay pays for your medical expenses resulting from injuries sustained in an accident. You can easily file a claim to cover the costs of the medical expenses.

How can I save on my Renault Zoe Premium?

You can enhance your chances of securing a cheaper insurance premium cost for your Renault Zoe insurance quotes by doing these:

  • Safe Driving Record: Maintaining a clean driving history is crucial for obtaining lower insurance premiums. You should demonstrate responsible driving behaviour and avoid accidents and traffic violations, which insurers often reward with lower rates.
  • Higher Deductibles: Deductibles are the sum you contribute from your funds before your insurance coverage becomes effective. Choosing a higher deductible results in lower monthly or annual insurance premiums.
  • Bundle Insurance Policies: Many insurance providers offer discounts for bundling multiple policies, such as auto and home insurance. Consolidating your insurance needs with one provider can result in significant savings on your Renault Zoe insurance quotes.
  • Regular Policy Reviews: Periodically review your insurance policy and search around for quotes. The insurance market is dynamic, and rates can vary among providers. Compare quotes to ensure you are getting the best value for your coverage.

Get affordable Renault Zoe insurance from 110+ UK providers. Our online platform ensures the best deals. Check our guide for key facts before comparing prices.

  • Compare Specialist insurance providers of Renault Zoe Insurance
  • Extra cover available for Renault Zoe charging cables, wall boxes and adaptors, protection for accidental damage, fire and theft
  • Cover your Renault Zoe Battery for accidental damage, fire and theft

Protect your investment by securing the right insurance for your Renault Zoe. Compare quotes from specialist EV insurance providers to ensure worry-free driving.

Don’t have your registration number? No problem, click here.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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