Temporary Car Insurance for Young Drivers Under 21

Fully comprehensive cover, 1 hour to 28 days flexible cover, Protect the car owner’s No Claims Discount, Pay online, and you are instantly insured!

temp under 21 young driver car insurance

Get quotes, buy online and be on your way in less than 2 minutes!

Tailored quotes from a panel of Temporary car insurance specialists

Temporary One Day Car Insurance under 18 - 21

If you are young, getting short term car insurance can be a struggle. The good news is that more providers of car insurance for under 21's are entering the market, giving you more choice. The leaders in this field include Marmalade, Go Shortly and Day Insure.

Even some of these specialists in short term car insurance will impose age restriction that rule out young or student drivers.  The reason is that young, inexperienced drivers statistically pose a higher risk to the insurer. Whilst young female driver pose less risk to their male counterparts, they are currently lumped together under the same risk profile. This may change as it does seem unfair and could be challenged in court. The addition of the Black Box for young drivers has helped reduce the insurance premiums for those that are profiled as lower risk young drivers

We have partnered with GoShortly who are able to provide a comparison service for temporary car Insurance for young drivers Under 21. The process is all online, and you can choose to have instant cover or for the cover to start at a selected date and time in the future. For drivers under 21 it is important to search for and look at what options are available, GoShortly temporary car insurance is a good starting point as they compare several providers of under 21 car insurance in the UK and NI.

  • Fully comprehensive cover
  • 1 hour to 28 days flexible cover
  • Low Excess
  • Drivers aged 18 to 75

Why Young Drivers Might Need Temporary Car Insurance 

Temporary car insurance for young drivers under 21 can help in a variety of common situation, see some typical examples below.

  • Buy a small car within a low insurance bracket 
  • Avoid any modifications
  • Provide safe parking overnight.
  • Increase the Excess amount
  • Install a Black Box
  • Take extra driving awareness courses

How you reduce the costs of Temporary car Insurance for a young driver under 21

Some companies will reward young or student drivers that can reduce their risk to the insurance company by taking some or all of the following steps.

  • You have bought your first car and need to drive it home
  • You wish to borrow a car for one day, but do not wish to put the owner's no claim's history at risk.
  • Planned a day trip in a borrowed car.

Young Driver Insurance options

Until you have gained experience and built up a history of no claims, you will pay a higher premium to drivers that are over 25 with a good driving record. If the cost of insurance is too high, one option is asking to be added to your parent's insurance policy. The downside is that you will not be building up your own no claim's history, and the price of your parent's premium will likely increase. Some insurance companies will not even offer insurance for sports cars or campervans to those under 25.

When Comparing young driver short term insurance, check the excess 

The excess is the amount that you would be liable for in the event of any claim. This is set by the insurance provider, and as such can vary from one insurance company to another.  When you are comparing quotes do look at the actual excess amount as a cheaper quoted could be loaded with a high excess. GoShorty 

Can I get temporary car insurance for 17 year olds?

For 17 real olds, GoShortly offer learner driver insurance for 17 to 25 year olds.


Can I take out temp car insurance on someone else’s car?

Yes, both student and non student under 21 drivers can take out short term insurance on a car that they do not own, with the driver's permission.

How long can I get cover for?

Cover is available for young drivers 18 and under 25 from1 hour to 28 days flexible cover.

Is Instant online Cover Available?

During the quote process, you will be given an option to begin cover immediately after payment processed. If you select this option then yes cover will be instantaneous

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