No Black Box Car Insurance
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Car insurance Without Black Box for Young Drivers Comparison
Young driver insurance with no black box is expensive, but legally possible. The reason so many young people have a black box in their vehicle is to prove they are safe drivers. The black box is not required by UK law. It is just one path many take to lower their vehicle insurance premiums.
Multi Quote Time works with a panel of over 100 insurance brokers. The online results can be filtered to show only insurance quotes without black boxes. This enables to quickly and easily compare policies and prices for policies that meet with your requirements
What is black box car insurance?
A black box is a telemetric device that can be installed in a vehicle. This device records how the vehicle is driven. This includes the variables of speed, time and location the vehicle travels. It also records the rates of acceleration and braking. This data is sent to a receiver or can be downloaded and reviewed by an insurance firm. Insurance for young drivers without a black box is available, but expect to pay a higher premium. Whilst termed "black box" it need not be an actual black box.
For this type of insurance, one of the following devices can be employed
Black Box Car Insurance Pros and Cons
This will depend on a number of factors. Ask yourself how much risk would I pose to the insurance broker. If you are a bad driver that takes the occasional risk, a black box policy is probably not a good idea. On the other hand if you drive slowly, and carefully you would likely benefit in having black box device installed as the data should all be positive. If the data collected shows that you drive mostly at night or for long periods this again will be an indicator of higher risk to the broker. If you are young and like performance cars, but still drive within limits it should then help lower your high
Black box car insurance rules
Driving with a black box can lower your car insurance, but you must follow the handy guidelines list below to make the most savings.
Have you points on your licence or convictions?
Installing a black box can help reduce the high premiums associated with car insurance for a convicted driver or with excessive points on your driving licence.
How you can save on young driver insurance with no black box.
The use of a black box to reduce the cost of vehicle insurance is just one path a young person or new driver can take. Other positive paths that can be taken include the following;
Who Provides no black box car insurance?
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Other ways to get cheap insurance with no black box:
A simple way to keep insurance costs low is to avoid interest on the insurance premium. This is possible by paying the premium annually instead of monthly.
Use a quote comparison tool. The Multi Quote Time in partnership with Quote Zone can provide a comparison quotes from up to 100 UK and NI car insurance providers
Additional driving qualifications: If you are young or have held you licence for a few years only, you will be seen as a higher insurance risk, due to lack of experience or being young. To counter this, consider taking advance driving training to extend your driving abilities and experience. Steps to improving your driving skills should be rewarded with a cheaper insurance without a black box installed.
Following the above advice should help you find a cheaper quote for young no black box insurance. With a good driving history over time you will be able to build up your no claims and this will help in reducing the cost of
Compare Black Box Insurance
MultiQuoteTime makes it easier to compare the costs of black box insurance by sharing your insurance requirements with a panel of select UK brokers. These brokers will put a quote together that is competitive and based on your individual requirements.