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Get car insurance with a IN10 conviction
A growing number of drivers are being convicted of driving without insurance in the UK. It is a legal requirement and also a social responsibility to have the minimum of 3rd party level car protection. This minimum cover will provide compensation to other parties that you have injured bodily or have damaged their vehicle or property. The sad truth is that a growing number of drivers are choosing to drive without insurance. If caught, and many are, you will face stiff penalties and find it difficult to get insurance in the future.
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Causes for an IN10 conviction
Whilst the vast majority of convictions are for knowingly driving without any insurance, other, more innocent mistakes can land you in a heap of trouble. These are listed below.
|CODE||Offence description||Penalty points||Duration Conviction Stays on your Licence||Duration you have to disclose to your Insurance provider|
|IN10||Driving a vehicle uninsured against third party risks||6-8||4 Years||5 years|
Why does IN10 insurance cost so much?
If you have an IN10 conviction are looking for IN10 Insurance, you most likely have realised that it is difficult to get quotes and the quotes you do receive are mega expensive. This is because you pose a higher risk that say drivers without any convictions. IN10 insurance will be expensive, making it all the more important to do the legwork and get as many quotes as possible and compare all the deals that are available in the marketplace. You should also look for brokers that will accept payment by monthly direct debit to ease the cost burden.
How long do I have to declare IN10 to insurance companies?
An IN10 conviction is a serious offence and will remain on your licence for a period of 4 years from the start date. During this time, you must declare it to any perspective car insurance provider, without excuse. Whilst it will stay on your licence for 4 years, you still need to reveal this to your insurance provider for 5 years. So for the next 5 years expect to pay higher premiums than you had been used. If as with the IN10 you had not being paying any premium you will be in for big shock.
It is critical to disclose any driving convictions when getting car insurance, getting car insurance quotes online or offline. By not doing so, you will be breaking the law and will could end up inside. If you were to fail to disclose prior convictions and this is uncovered by the police you will be staring at a driving ban, and such an offence will make it next to impossible to get insurance companies to even provide you with a quote for any type of vehicle insurance
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Did you know? Comparing car insurance at each renewal date can result in savings over staying with your current provider
IN10 Insurance FAQ's
Currently, driving solely without insurance is not an imprisonable offence , as such it will not in itself result in a criminal record.
4-6 penalty points that will remain on your licence for a period of 4 years, plus a fine GBP300
The vehicle may have insurance, but if you do not have cover to drive it, you will still be liable to conviction.