Dental Nurse Indemnity Insurance
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For a dentist, getting indemnity insurance is a must-have. But do dental nurses need indemnity insurance? Find out here.
What is indemnity for dental nurses?
As a registered dental professional, you have a responsibility to care for and provide advice to your patients. In scenarios where patients suffer from serious illness or injuries as a result of the treatments that you have provided, they might seek financial compensation. Not only that, but you will also need to pay for expenses associated with legal costs to defend yourself.
In these cases, having a dental nurse indemnity insurance will be very helpful. This insurance offers legal liability protection in case a malpractice or professional negligence claim is filed against you. It's professional indemnity insurance, but it also covers illness claims and bodily injuries.
Moreover, dental nurse indemnity insurance UK will also provide legal support to counter any negligence or malpractice allegation. If they win the case against you, the insurance will also cover the cost of the compensation that will be awarded to the patient.
Do dental nurses require indemnity?
You need to have an indemnity insurance declaration to apply or renew for registration with the General Dental Council (GDC) in the UK. This holds true for all dental care professionals, whether you're a dentist or a nurse. In addition, the indemnity policies for dental nurses must be in line with the GDC requirements.
Getting indemnity insurance is not a mandatory requirement by the state, which means that you can still be a professional dental nurse without it. However, getting it does have many benefits and provides career security, especially when you are a newbie who is prone to making mistakes.
Why do dental nurses need professional indemnity?
Here are some reasons why dental nurses need professional indemnity insurance:
What are the factors that affect dental nurse indemnity insurance?
Dental nurse indemnity insurance cost
Dental nurse indemnity costs will depend on the level of indemnity cover (between £1million to £5million) and the other factors we have details above, but expect to pay in the range of GBP6 to GBP10 per monthly.
There you have it; those are the essential things that you have to know about dental nurse indemnity insurance. By now, you must have already realized how important it is and the benefit it has to offer. Although it is not a must-have, paying a bit more on its monthly premium is definitely much better than paying large compensation or legal fees if something bad happens while you are on the job.
Dental nurse indemnity FAQ's
Most if not all brokers on the panel will accommodate a range of payment methods including paying for indemnity insurance on a monthly basis.