Compare Flag Taxi Insurance

Black cabs, Minicabs, Minibuses, MPV's, Part-time and Full-time, One short form – Multiple Quotes

Policies and deals from industry leading insurance providers, including

Tailored quotes from a panel of Taxi Insurance specialists

Guide to Flag Taxi Insurances 

Flag is a Taxi Insurance specialist, in providing cover for taxis, taxi fleets, mini-cab, Hackney Carriage vehicles, private hire and other hire and reward motor risks. Rather than provide an off the shelf policy , Flag are able to work with a range of taxi insurance providers to craft a policy that meets the specific needs of taxi and private hire drivers. 

We can provide you with access to a range of quotes from a panel of specialist taxi insurance brokers that are able to tailor polices to you or your taxi or private hire business model and requirements.

taxi insurance uk

All categories of taxi insurance now available

You can obtain quotes for a wide array of cover types, which include:

  • Mini Cab : When you need to compare quotes online quickly for your minicab insurance premium.
  • Public hire insurance is one of the main categories of taxi insurance, also referred to as PCO insurance in London
  • Electric Taxi Insurance
  • Chauffeur : Do you provide an exclusive chauffeur service and need chauffeur insurance
  • A growing sector is the private hire taxi sector. Private hire drivers can not be flagged down, but must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance that can be paid monthly. Uber's drivers also fall into the private hire category, and Uber taxi driver insurance is also available.
  • Taxi Fleet Insurance

Does Flag Insurance provide cover for food and parcel delivery?

Yes, all private hire insurance policies offered by Flag insurance services automatically provide cover for food delivery insurance and parcel delivery at no additional cost.

Will Flag Taxi Insurance send policy documents directly to Uber?

Yes. Flag work with Haven Taxi insurance. Haven is an Uber preferred insurer and offers the instadoc service. Have access to Instadoc enables all your policy documents will be sent electronically, directly to Uber.

Levels of taxi insurance available

Similar to car insurance, taxi insurance is available at different levels of cover, as we have detailed below:

  • Comprehensive is the highest level of cover that is available for any owner driver, it covers damage to not only third parties, but also damages to your own property and self.
  • Third party is the minimum cover required by UK law. This cover does not provide any protection for damage to your own vehicle or any injures to oneself resulting from an accident. Needless to say, should you be unfortunate enough to be involved in a major road accident that you are responsible for, you could easily be liable for steep costs. Do take into consideration the possible medical bills and the restoration of your motor to road worthiness or indeed replacement costs should it be a write-off.
  • Third party with Fire and Theft  In addition to third party cover is also provided for for and theft.

Key Names for UK Taxi Insurance 

Many insurance providers offer taxi insurance, some like Patons taxi insurance specialises in only providing taxi and private hire insurance, we have complied a list below of the top names in this insurance sector.

ProviderWorthy of Note Get Free Multiple Quotes
Towergate Taxi InsuranceComfort insurance includes personal effects and belongings and generators (up to £5,000)Compare Now
Haven Taxi InsuranceCompare Now
A 19 Taxi InsuranceCompare Now
Motorcade Taxi Insurance
Compare Now
Zego Taxi InsuranceCompare Now
Nelson Taxi InsuranceCompare Now
Freeway Taxi InsuranceCompare Now
Bells Taxi InsuranceCompare Now
markerstudy taxi insuranceCompare Now
DCL/Headway Taxi InsuranceCompare Now
Acorn Taxi InsuranceCompare Now
InsureTAXI InsuranceCompare Now
Penk Taxi InsurancePublic liability cover for taxi drivers (included free on some policies)Compare Now
Riviera completely committed to providing a personalised service Compare Now
CabsuranceCabsurance claims app allows you to quickly and efficiently report any claimsCompare Now
Flag Taxi InsuranceFlag only offers Haven Taxi InsuranceCompare Now
Collingwood Taxi InsuranceCompare Now

Tips towards cheaper Taxi Insurance  Quotes with Flag

Insurance companies work out the cost of taxi insurance based on a number of factors. Below we have highlighted some of these factors and  possible steps to consider to help lower your insurance costs.

  • Comparing quotes: is the first step to saving money, start the process by using comparative websites. Please be aware that some brokers may not offer their rates on some of these sites, so it may pay to visit individual broker sites. One of the best ways to really save money is to shop around for quotes and get different quotes, so you can compare them, this may also give you some leverage at policy renewal time. Different companies offer different policy rates, discounts and coverage, so it's better to get multiple quotes.
  • Pay your policy yearly: If you are currently paying monthly, switching to paying your policy annually should bring down the cost of your annual premium.
  • Taxi Security: If you have fitted any safety / security items from Thatcham, please insure you advise your broker, as this could result in savings on your premium. Are you able to park your car off the road or better still secured in a garage when not in use?
  • Consider Fleet Cover: If you have a fleet of cabs as a business, it is generally more cost-effective with less administration task to purchase a taxi fleet insurance cover. Fleet policies will provide protection for all your vehicles under one easy to administer policy.
  • Black Box: Even for taxi drivers, adding or complying with the insurance company telemetric request can help significantly lower the cost of taxi or private hire insurance(only if the data is favourable ) 

Useful Links: 

Flag Insurance Contact Details

Flag Insurance : 1 Rectory Row, Easthampstead, Bracknell, Berkshire, RG12 7BN

Phone : Haven Claims, 24 hours a day, 365 days a year on 0345 092 0700

Taxi Insurance FAQ's

Does A Flag Insurance Policy Cover me for Using My Taxi for personal Use?

Yes, all our taxi policies that are currently offered by Flag Insurance services include social and domestic cover as standard. This will enable you to drive your vehicle for personal use and gives the convenience of one policy covering your personal and professional needs.

Can I pay my taxi insurance monthly?

Yes, Flag are flexible, and you can choose to pay for private hire insurance monthly or pay for your taxi insurance on a monthly plan

Using Your Taxi Abroad

It seems they like other providers only provide minimum cover required by law in any country that is a member of the European Union. This is provided that your taxi is being used for Social, Domestic, and Pleasure (SDP) use only.

Is Taxi breakdown cover available as a standalone policy?

Yes, this can be bought as a separate policy or bundled into your taxi insurance policy.

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