UK Fleet Breakdown Cover

Fleet breakdown cover can be included in your fleet insurance policy, or separated out as a standalone policy direct with a national UK breakdown service. If you rely on your fleet for urgent deliveries, you most likely have or are considering appointing a breakdown service provider to cover all of your fleet with roadside assist. Roadside assist is an important part of any policy. The goal of road side assistance is to get you back on the road as quickly as possible. QDOS claim to have better than average score, with 4 out of 5 vehicles fixed at the roadside.

Is multi Fleet Breakdown cover available for small fleets?

It is possible to have a multi car insurance policy and a multi car breakdown cover policy. Multi car breakdown insurance is ideal for families that have more than one car based at the same address. It is a flexible type of cover in which you can 2 or more cars. Again, the vehicles do not have to all of one type. For example, you could have a car, a van or even a motorhome under the multi car breakdown policy.

It can work out cheaper than taking out separate cover policies. Because of the many factors, it is best to get as many quotes as possible under a multi policy route and the traditional single policy route.

Fleet breakdown cover can work in two ways.

Cover for fleets of any Size Cars, Vans and Motorbikes

Fleet cover is not restricted to a particular vehicle type and can include bikes, cars and vans. QDOS can also provide quotes for cover if you hold a multi car hire insurance policy 

All insurance policies, breakdown cover included, come with exclusions and limitations. A typical limitation with some brokers is the number of call-outs over a specified time period. Example, no more than 3 call-outs in any 6-month period. Cover. Will the cover also provide assist for windscreen or wheel damage if required. Many providers of fleet breakdown cover exist, and each will have different prices and different levels of fleet breakdown cover. To find a cover that meets with your requirements, spend time considering what exactly you or your business need and make sure these are included. If limitations exist, make sure they are also acceptable. Comparing all the options whilst time consuming will help you find a deal that meets with your requirements. 

Without fleet breakdown cover or multi car breakdown insurance, it will be the responsibility of the driver or the company if an employee to arrange a call-out recovery service. This may take more time than having an existing breakdown policy and breakdown procedure in place. However, it may work out cost effective especially if all your fleet are new models with little change of an actual breakdown.

If you specialise in providing a breakdown recovery service you will need a form of trade insurance often referred top as recovery truck insurance or breakdown recovery insurance. Providing a breakdown recover service without the correct insurance is effectively driving without insurance and could lead to a driving conviction.