Any Driver Fleet Insurance Over 25 * Over 18

Fleet Insurance Any Driver

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  • Any driver fleet insurance
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Compare Any Driver Fleet Insurance

Like standard car insurance you can opt for any driver fleet insurance. Any driver gives flexibility and is suited to a business that will benefit from being able to quickly allocate different vehicles to different drivers as part of their business model. Delivery firms normally fall into this category. Within the any driver category you can apply further restrictions, for example any driver over 25. This type of restriction on age will help reduce your risk and should be reflected in a cheaper policy premium. Policies are also available  for any driver over 21, but as risk is increased you should expect to pay a higher premium than if it were over 25.

We work in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. To get multiple quotes, select GET A QUOTE button above and provide basic information to a panel of UK brokers. The panel will be in contact via the telephone to provide you insurance quotes based on your individual requirements. The panel of UK brokers also offer comparative quotes for multi van insurance, a  product that is geared towards a business that relies on vans in their day-to-day business.

What is fleet insurance any driver?

This cover is suitable for a business that need flexibility to schedule their deliveries or deploy their fleet of vehicles and drivers in an optimal way for maximum efficiency. By untying specific drivers to specific vehicles, it is easier to match up available drivers with vehicles that are ready for departure.

This type of cover is popular with large contractors, for example courier fleet operators and lets you allocate drivers to vehicles without having first request permission from your broker.

A business can quickly add new drivers when they need to, for example to meet a surge in demand. They can also remove a driver from operating the company vehicles at any time. Both of those situations are handled at the company level and the insurance broker does not need to be informed.

Fleet insurance can also be used to cover multiple cars that are registered at one address. This is referred to as family fleet insurance and can, but does not always work out cheaper than taking out individual policies. This is a popular product with families that have multiple cars registered to one residence. 

any driver fleet insurance

What is the responsibility of the business in hiring drivers?

With the policy fleet insurance any driver, the business with the fleet of vehicles is the only one that has to deal with individual drivers or even know who they are. The insurance firm does have the list of vehicles to be covered and the qualifications and agreed conditions that new drivers must meet to be eligible for inclusion in the any driver fleet policy. For example the conditions may be any driver over 25 and under 75 with a licence held for 3 years without any convictions. 

It is the business that is required to make sure all drivers are qualified with the proper credentials to operate the company vehicles. The fleet owner only needs to inform the insurance firm if there is a change to the classification of the drivers being hired. Most business owners have a qualification for their drivers to be over the age of 25 and with a clean driving and criminal record. This makes it possible for the insurance premium to be set. A business can set the age requirement at 21, but the premium will be higher than one set at 25.

Any driver fleet insurance Vs Named driver policy

A named driver policy should work out cheaper than an any driver policy, but it does have advantages. The key advantage is that it can help maximise business and vehicle efficiency.  Any driver policies can be further broken down on driver age.  For example a policy that stipulates all drivers must be over 25. Other popular options include any driver over 21 and any driver over 30. If a scenario arises that all drivers are over 25 except for one driver, that one driver could be added as a named driver. So whilst this option will normally be more expensive the premium can be lowered by extra driver related stipulations. 

Who should have a fleet insurance any driver policy?

The fleet insurance any driver policy is designed for the business that has a regular turnover of drivers. The larger the fleet, the higher the rate of driver turnover to be expected. With this type of policy, the changing of a driver costs the business nothing in terms of insurance coverage. It also makes it possible for new drivers to begin work immediately since the insurance company does not need to give prior approval.

This type of policy also has advantages for a busy operation who hire temporary drivers to meet surges in demand for their operations. These temporary drivers can start work immediately because the insurance company does not need to be notified with each driver change.

Start comparing any diver fleet insurance 

If you need a flexible fleet insurance policy that lets you any add drivers within the terms of the agreed policy, consider an any driver fleet insurance policy. In order to find a good deal it is best to start comparing the available options, the panel are able to provide you with multiple quotes for any driver fleet insurance. All you need to do is complete one easy online form. To get a tailored any driver fleet insurance quote from a panel of expert providers, simply click the button below.

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