Mini Fleet Insurance
Compare Mini Fleet Insurance
Mini fleet insurance is the ideal policy for a large family or a small business. The number of vehicles this specific type of coverage can protect is as few as 2 and as many as 5. Grouping cars under one insurance policy should save you money. However, this is not always the case, so it is always recommended comparing the traditional single policy route with the small fleet insurance option.
Mini fleet insurance is a form of fleet insurance, but aimed at smaller fleets that comprise 2, 3 or more cars, but normally under 5 vehicles. Above that number, then you could start to consider any driver fleet insurance. Another option to consider is
What types of vehicles can be included with mini fleet cover?
What classifications of policies are issued to fleets?
The exact type of vehicle insurance issued is dependent on the needs of the vehicle owner, their preferences and how they will use their vehicles. Vehicles that will be used as part of a business need to have a commercial vehicle licence. Vehicles to be used for personal use have to be covered by a social, domestic and pleasure policy.
What are the levels of mini fleet cover available?
The levels of cover are the same for both commercial and social, domestic and pleasure cover and include the following;
Mini fleet cover optional extras
For those using their fleet vehicles as part of a business, other areas of cover should be considered as below.
Do all the policies have to be the same?
A policy is issued for each vehicle. The type of policy required along with the level of cover is based on the vehicle owner requirements. Once all the vehicles have been issued a policy, all the policies are then lumped together as a mini fleet insurance policy. This makes it possible for each vehicle to have the cover at an individual owner requirements level. So it is possible to mix a vehicle with a hire and reward insurance policy with Social, Domestic and Pleasure use under the same fleet policy.
The policies can also be made to protect the vehicle or the driver. By naming the drivers, they can drive any of the vehicles and be covered. By naming the vehicles, anyone named in the policy can drive the vehicle and be covered.
Comparing your mini fleet quotes quotes easily
After you complete one simple form, your requirements will be shared with a select panel of UK insurance brokers. They will compete to provide you with a policy tailored to your specific business or pleasure needs.If you own or operate a small fleet of cars or a mix of cars, vans and motorbikes, a mini fleet insurance policy may be the best way to go. To find a mini fleet deal best suited to your requirements you will need to compare all the options currently available in the UK marketplace. Save time by requesting multiple quotes from the select panel of brokers waiting to help you in your search for the best deal.