Horse Insurance Comparison
Horse insurance Quotes UK
Whether you need insurance for your child’s first pony, a competition horse or
Choice of Horse, Equine and Pony Insurance Policies Insurance
Most providers of equine insurance will provide Pick 'n' Mix policies, letting you select what is included and what is excluded in your horse insurance policy.
The key to understanding horse insurance is understanding that your equine can be insured for different eventualities as follows:
Why have horse insurance?
Equine insurance is based on the premise that you wish to transfer the financial risk of owning a horse in the event of loss, illness or an accident to another party. In this case a broker, but for this to work to the mutual benefit of both you must pay a fee. This fee is referred to as an insurance premium. As the premium is significantly less than your possible liability, insurance is an attractive option to cover valuable items, including the family horse. It is also advisable to always follow horse care guidelines to help keep your horse healthy and happy.
Horse insurance exclusions
Insurance policies are renewed on an annual basis. If your horse has had a problem during the previous 12 months, the insurance company have the right to impose some further restrictions on the policy cover. This would normally result in excluding further claims against similar or related problems. It may seem unfair, but it is also the same approach they take when you first take out an insurance policy.
Equine insurance extras
Your base equine insurance policy can be extended to provide more comprehensive cover, below are some of the extras that most brokers can include.
Check to see if the policy includes disposal costs, which can be expensive and can make a heartbreaking situation even harder.
Compare the cost of UK horse insurance
Most providers of equine insurance are flexible, letting you pick and choose which elements you need to be included or wish to exclude. We can provide you with a range of quotes from a panel of UK horse insurance brokers.
If you plan on transporting your horse, you should also consider horsebox insurance.