Veteran horse insurance 

Protect your horse today. Get multiple broker quotes.

  • Insurance for older horses
  • veteran horse insurance with colic cover
  • Cover available for vets fees only
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  • Compare veteran horse insurance
  • Flexibility in premium payments

Compare Veteran horse insurance

Veteran horse insurance is a special category of cover for mature horses. Most brokers offer a wide variety of policies all aimed at protecting you against unexpected costs as your horse ages. Like automobile insurance, veteran horse insurance is required by law. The Animals Act of 1971 requires horse owners or keepers to get liability insurance. This protects owners like you should your horse cause third party damage or injury.

veteran horse insurance

At what age is a horse considered a veteran?

The short answer is 15 years old. Veteran may sound old, but a horse at 15 has still many good years ahead. This link to caring veteran horse might be helpful.

Does horse insurance cover vet bills?

Veterinarian bills are not normally included as standard in this type of policy. If not directly included then it can be added as an extra. Extras will add to the final premium cost, but if you need protection for treatment be sure to have it included.

Summary of available elective benefits :

  • Vet's Fees for External Visible Accidental Injury Only.
  • Saddlery & Tack.
  • Rescue Costs.
  • Tack covers the horse’s riding tack.
  • Loss of Use.
  • Transportation & Livery.
  • Public Liability.
  • Disposal Costs
  • Personal Accident
  • Colic Cover (Death & Vet's Fees)

Who provides veteran horse insurance? 

Veteran horse insurance is a specialised product that is not widely available from mainstream insurance brokers. At multi quote time as the name suggest we can provide multiple quotes from multiple brokers that deal in this niche product.

Typical Features that can be part of a Veteran Horse Insurance Policy

  • Personal liability coverage that covers the animal owner or keeper against claims of death, injury, illness, material property loss, and damage caused by the horse.
  • Loss by Theft or Straying covers the horse for its value if the animal is stolen, or goes astray. It can also cover the costs of advertising the lost horse, as well as hiring a replacement horse.
  • Veterinary cover handles the costs of veterinary treatment following an illness or disease. It can also cover for accidental or visible injury.
  • Tack covers the horse’s riding tack.
  • Accidental death, this is usually an extra feature of mature horse insurance. The policyholder gets reimbursed following the death of a horse due to accidental or visible injuries.

Features of this type of policy will vary depending on the insurer. Some insurers offer death and theft cover as standard benefits, while others have veterinary fees and tack included on top of the two other.

Check to see if the policy includes disposal costs, which can be expensive and can make a heartbreaking situation even harder.

Compare the cost of Veteran Horse Insurance

Most providers of veteran horse insurance are flexible letting you pick and choose which elements you need included or excluded. Getting a quote is a simple three step process. 

  • Share some basic details about the horse
  • Share some contact details
  • Pick and choose any additional benefits, which are optional.

Compare Veteran Horse insurance

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