Horsebox Insurance
Protect your Horsebox today. Get quotes from multiple brokers.
Horsebox Insurance UK - Compare Quotes
Our brokers are ready to send multiple horsebox insurance quotes that can help fill the needs of a horsebox owner that range in size from the HGV 7.5 tonne category to the smaller 3.5 tonne. This type of policy can provide the level of protection you need that can be tailored to meet your individual requirements.
Multiple quotes for horse trailer insurance or horse lorry insurance will help you compare the cost across a wide range of brokers. It always makes sense to get several quotes from trusted names in the industry before deciding on your final horsebox insurance policy.
Levels of cover available
Common horsebox insurance optional coverage
Driving license requirement
Drivers should check that their license is appropriate for the size and type of vehicle they intend to drive. Driving without a valid license will invalidate your insurance policy.
For a vehicle weighing up to 3.5 tonnes, a category B license is required. Automatic entitlement from B license to C1 license no longer applies for drivers who took the test for category B license later than January 1, 1997. For vehicles between 3.5 to 7.5 tonnes, a C1 category license is required to drive.
How can I save money on my horsebox insurance premium?
Does horsebox insurance cover me to transport my friends horse?
This is normally acceptable as long as some preconditions are met. These include no money changing hands except for fuel costs. Should you consider providing this as a paying service you will need hire and reward insurance.
On a long journey can I share the driving with my friend?
If your friend holds the correct license and is covered under your insurance policy then they may drive. Typical policies may state any driver over 25 or you may have named the additional driver or drivers explicitly in the policy.
Does horsebox insurance cover me to drive in Europe?
Please refer to gov.uk driving abroad for the original statement. All UK vehicle insurance provides the minimum third party cover to drive in other EU countries. The key takeaway is that your cover can be limited to third party only, please contact your broker to clarify the specific details on your individual policy for example green card inclusion. Also check that you have horsebox breakdown cover for travel into Europe.
Are there any weight or height restrictions on horsebox insurance?
Most brokers will provide a quotation based on the information given. If your vehicle exceeds the norm in weight or height please make your broker aware.
Is damage caused by the horse while being transported covered?
Comprehensive insurance policies will normally cover damage caused by the stock being transferred.
Is horsebox breakdown cover included in a standard horsebox insurance policy?
Breakdown cover is optional, if your travel long distances this may be worth considering. If you drive locally then it may be cheaper to come to some arrangement with a local breakdown company or garage that provides this service.
Is tack covered in my policy?
Tack normally is not included in horsebox or horse trailer insurance, but can be bought as a separate policy.
Anti-theft devices can reduce the cost of horsebox insurance
There are some policies that require one or more anti-theft devices. Claims may be refused if an anti-theft device is required, but not used. Horse transporters are valuable and as such are the target of theft. To lessen the risk of theft some brokers will insist on the use of wheel clamps. The best way to protect your investment is to take extra security measures such as adding a tracking device. These measures will lower the risk of theft both at home and at equestrian events.
Start comparing the costs of horsebox insurance
Using our comparative site provides easy access to many reliable insurance brokers that can provide horsebox insurance quotes. This approach to finding cover is much faster than visiting each individual site. Click Start your quote below, to start your journey on finding the UK horsebox insurance to fit your needs.
Compare Horsebox insurance