Cheap Horsebox Insurance
3.5 & 7.5 Tonne, Social, pleasure and domestic use, Horse Lorry, Horse Van or Trailer Quotes, Easy Form for multiple quotes
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Horsebox Insurance UK - Comparison Quotes
Last Updated Jan 2023 Eamonn Turley
Multiple horsebox insurance quotes. Quotes are available for all horsebox categories, including 7.5 tonne to the smaller 3.5 t category. Enter your insurance requirements and receive quotes that are tailored to your individual equine needs.
Multiquotetime in partnership with Quote Zone provides a simple form which once completed is submitted to a specialist panel of brokers. To get multiple quotes, select GET A QUOTE button above and provide basic information to a panel of UK brokers.
Getting multiple quotes for horse lorry insurance will help you compare the cost across a wide range of brokers. It always makes sense to get several quotes from trusted names in the industry before deciding on your final horsebox insurance policy.
How much is insurance on a 3.5 tonne horsebox ?
The cost for insurance for a 3.5 tonne horsebox will depend on the level of cover required and your driving claims history, plus other risk factors. Third party will normally be cheaper than fully comprehensive, and you may also qualify for a no claims discount. Adding in additional extras like breakdown cover will increase the costs, but that is for you to weigh up the benefits. Some insurance providers, for example Anthony Devan's offer a horse recovery services part of the breakdown recovery service. This will be for am additional cost.
Need horsebox insurance with an any driver option?
Similar to standard motor insurance, you can choose an any driver horsebox policy, which will give greater flexibility in who can drive. Whilst you can select any driver, you may also wish to agree extra conditions about that will apply, for example any driver over 25. Adding such conditions will help reduce the final premium that you will be quoted. Young driver or under 21 horsebox insurance is also available, but expect to pay a higher premium to reflect the increased risk to the insurer,
Horsebox insurance cost
The cost of horsebox insurance will be determined by a number of factors. The actual size and cost of the horsebox will have a major factor, so a 7.5 t lorry will be more experience than a smaller 3.5t horsebox. Next will be the level of cover and the chosen excess amount. Increasing the excess should reduce the final cost, as would, limited the policy to named driver or drivers.
Horsebox Trailers and Motorised Horseboxes
A horse van can be classified as a trailer that is towed, or it can be a motorised vehicle that is custom built for transporting horses. Insurance for horse trailers is slightly different from motorised horsebox insurance. Comparative quotes are available for both horse trailer insurance and motorised horseboxes.
Levels of Horse Van cover available
Third Party
Third party fire and theft takes care of the third party vehicle only in an accident. You must shoulder your own costs for repair or medical treatment when involved in an accident that is your fault. The policy repairs your lorry when it is damaged accidentally by fire or is stolen.
Third party fire and theft
Third party fire and theft takes care of the third party vehicle only in an accident. You must shoulder your own costs for repair or medical treatment when involved in an accident that is your fault. The policy repairs your lorry when it is damaged accidentally by fire or is stolen.
Comprehensive
Comprehensive provides the owner with the most protection in the event of an accident. This covers damage to your horsebox and the third party vehicle involved in an accident or incident, along with the paying of medical bills. Comprehensive usually protects your vehicle against other damages such as if your horse were to kick and break anything on the horsebox, but check with the policy provider
Converted Horsebox Insurance
Insurance is available for both manufactured and commissioned self-build horse boxes. If you have bought a second-hand horsebox and converted it into a mobile converted van or trailer, be sure to state any such modifications during the quote process.
Cover available for all horsebox coach builders
Cover is available for all makes and conversions, we have listed the most popular models below.
The cost is determined by the level of cover required, the insurance category and type of driver policy (any or named). Quotes are tailored to each individual, so giving an average would be misleading. Best to get a quick quote and find out for yourself.
Did you know? It is illegal to travel with your horse in the horsebox, horse van or in the trailer.
Common optional coverage options
Licence Requirements
Drivers should check that their licence is appropriate for the size and type of vehicle they intend to drive. Driving without a valid licence will invalidate your insurance policy.
For a vehicle weighing up to 3.5 tonnes, a category B licence is required. Automatic entitlement from B licence to C1 licence no longer applies for drivers who took the test for category B licence later than January 1, 1997. For vehicles between 3.5 to 7.5 tonnes, a C1 category licence is required to drive.
This guide provided by the DVSA (Driver & Vehicle Standards Agency) is a really useful guide on the different categories of driving licence based on intended use of the horsebox or trailer. A most useful guide if you intend providing a service or business that will involve haling livestock. This is particularly important if you intend to use the trailer as part of your business or for reward. The intended use will affect the type of insurance policy you will need to buy.
Did you know? If you passed your test on or after 1st January 1997 you have "grandfather rights" to drive a vehicle and trailer with combined weight of 8,250 kg.
5 Tips to finding cheaper horsebox insurance online
Anti-theft devices can reduce the cost
There are some policies that require one or more anti-theft devices. Claims may be refused if an anti-theft device is required, but not used. Horse transporters are valuable and as such are the target of theft. To lessen the risk of theft, some brokers will insist on the use of wheel clamps. The best way to protect your investment is to take extra security measures, such as adding an approved tracking device. These measures will lower the risk of theft both at home and at equestrian events.
Compare Horsebox insurance and find a deal now
Using our comparative site provides easy access to many reliable insurance brokers that can provide cover tailored to your exact horse van insurance requirements. This approach to finding cover is much faster than visiting each individual site. Click Start your quote below, to start your journey on finding the best UK horse box insurance to fit your needs.
Horsebox Insurance FAQ's
Horsebox and horse trailer insurance tends to be a specialist product that not all brokers will provide. The good news is that you can choose from brokers that specialise in equine insurance products. The key providers include SEIB, KBIS , Shearwater, Equsecure, AdrianFlux, NFU and Anthony D Evans horsebox insurance all provide a range of policies geared towards the equine insurance sector. Getting multiple quotes on comparison sites will help whittle down the range of choices. When comparing polices, make sure that you are comparing like for like.
Horsebox insurance quotes are available online, but first you must enter your horsebox insurance requirements. Quotes for modified horseboxes may need to be generated manually and then emailed, or the broker may contact you direct.
This is normally acceptable as long as some preconditions are met. These include no money or reward changing hands except for fuel costs. If you provide this as a paying service, you will need additional insurance, termed hire and reward van insurance.
If your friend holds the correct licence and is covered under your insurance policy, then they may drive. Typical policies may state any driver over 25, or you may have named the additional driver or drivers explicitly in the policy.
Please refer to gov.uk driving abroad for the original statement. All UK vehicle insurance provides the minimum third party cover to drive in other EU countries. The key takeaway is that your cover can be limited to third party only, please contact your broker to clarify the specific details on your individual policy for example green card inclusion. Also check that you have horsebox breakdown cover for travel into Europe.
Most brokers will provide a quotation based on the information given. If your vehicle exceeds the norm in weight or height, please make your broker aware. If the trailer has been modified, it is important to notify your insurance broker when first getting a quote and if you subsequently plan to make further modifications.
Comprehensive insurance policies will normally cover damage caused by the stock being transferred.
Breakdown cover for your horsebox or car and trailer is optional, if you travel long distances this may be worth considering. If you drive locally, then it may be cheaper to come to some arrangement with a local breakdown company or garage that provides this service.
Tack normally is not included in horse box or horse trailer insurance, but can be bought as a separate policy.
An operator's licence is required only if you are driving the horsebox for business use, example a horse trader or dealer involved in buying and sell livestock.
A CPC certificate is only required if you are driving a vehicle over 3.5-tonnes professionally. It is not required for personal use or amateur use, for example taking your pony to a show.
