Horse Trailer Insurance UK
Compare horse trailer insurance UK Costs
Horse trailer insurance will provide protection to your non-motorized transport vehicle should it be damaged or stolen. Your existing auto insurance will provide some cover for towing a trailer, but it will be limited to a third party and not offer cover if it is stolen or damaged.
Trailer Types Covered
Horse trailer insurance is not required by UK law, but will help protect your investment. This type of cover can be for a livestock transporter along with general purpose trailers, box trailers, boat trailers, car trailers and gooseneck hitch trailers.
Things to remember when using a trailer
Is horse trailer breakdown cover available?
Yes, cover for horsebox breakdown cover and car and trailer can be purchased as a standalone option, or you can bundle it with your transporter insurance. Best to compare the two options, as a separate policy could be the best option for your pocket.
Will my livestock be insured?
The horse trailer or horsebox insurance does not cover livestock, for that you will need to take out a separate horse insurance policy. Check out our horse insurance comparison guide for more details.
What is the cost of horse trailer insurance UK?
No definitive answer can be provided as it does depend on many factors not least the size and value of your transporter. On average expect to pay in the area of £350 plus, but this is only a ballpark figure.
Tips to reduce UK horse trailer insurance
As you know horse trailers are expensive items with many designed to your bespoke requirements and don't forget the expensive equipment inside. Below we have compiled some advice on ways to lower the risk of falling victim to theft.
Even taking the above precautions, you will still run the risk of theft. As such, make sure your horse trailer insurance policy will cover theft and damage and the payout is sufficient to replace your rig without going out of pocket. This is often referred to as "new for old replacement".
For more information, there is the guidance for horsebox and trailers owners published by the UK government.
Levels of horse trailer insurance available
Basic third party cover will only cover any damages to the other party, you will be left to handle your own costs.
The next step up is adding Third party fire and theft cover, but still no cover to your transporter or valuable contents if you are held liable.
Fully comprehensive insurance provides the top level of cover. This type of policy will cover damage to your horsebox and other parties property.
Compare horse trailer insurance
When you start comparing horse trailer insurance, always read the policy inclusions and exclusions, some may include extras that you find attractive. Do not take out cover for things that you will not need, for example driving in Europe. When searching for any type of insurance, it is prudent to compare all the available options. Offers are always changing and as Insurance needs to be renewed every year, use this fact to shop around for a better deal.