KBIS Horsebox Insurance

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3.5 & 7.5 Tonne, Social, pleasure and domestic use
KBIS Horsebox Insurance

The KBIS Background Story

KBIS, initially founded in 1986 as Kershaw Bloodstock Insurance Services, specialised in bloodstock insurance. In 1991, Guy and Liz Prest acquired the company, broadening its scope to include insurance products for riding and competition horses. In 2020, Specialist Risk Group (SRG), owner of Lloyd’s broker Miles Smith and The Underwriting Exchange (TUE) became the new owners of KBIS.

Over time, they extended their equestrian range of insurance products to include horsebox insurance and also provide cover for horse trailers.

The KBIS Misson

KBIS are dedicated to providing a service to the equestrian community that meets with their ever-changing needs. They strive to be transparent with clear policy terms and wordings and fast and easy claims process. 

They also understand the need to make their products affordable, with a range of levels of cover to suit varying budgets.

The KBIS team are not just sales people but are knowledge nab and some are also own horse and are actively involved in the equestrian life.  

KBIS Horsebox Insurance

KBIS are able to offer cover for every size of horsebox, from 3.5 tonne vehicles right up to large HGV’s. The cover is also available at two levels 

Comprehensive Horsebox insurance

  • Your horsebox is insurance against accidental damage, malicious damage, vandalism and windscreen damage.

Third-Party, Fire, and Theft Horsebox Insurance

  • Cheaper but more limited as this product only covers you for third party damage or loss of the vehicle through fire and/or theft.

KBIS Equine Insurance Highlights

  • Most polices will offer cover for 1 or 2 named drivers as standard. An option is available for any driver cover, but drivers under 25 still must be named. Any driver and polices for drivers under 25 will increase the cost of the premium.
  • A KBIS policy will provide the minimum insurance requirements of EU member countries.
  • You are allowed to transports a horse that you do not own, but only if you are not receiving any kind of reward.  If you are doing so as part of your business or receive a reward you need to discuss this with your insurance provider as you will then need either business insurance or hire and reward insurance to legally conduct your business 
  • KBIS also offer specialised horse trailer insurance. 

Tips On Reducing Horsebox Insurance And Protecting Your Horsebox Or Trailer

  • Keep a record of the make, model and year of manufacture of your horsebox or horse trailer as well as photographs. These can help with a quick recovery should it be stolen.
  • Never leave valuable equipment inside the trailer or overnight.
  • Increase Security :  It is important to take steps to reduce the risk of theft and only fit anti theft devices that are recommended or approved by insurance companies. Most new motorised horseboxes with come fitted with an anti theft device or immobilizer.
  • For Horse Trailers, use both hitch and wheel locks to secure your trailer and keep in a secure area.
  • Pay per mile: If you only transport livestock occasionally to events, it may well work out cheaper to consider an insurance policy based on usage or miles travelled. If you are able, select named drivers and ensure they are over 25 with a clean driving licence.
  • Pay for your insurance as a one-off payment, spreading the payment over the year will likely incur extra interset charges.
  • Multiple Quotes : Having multiple quotes from different insurance companies will enable you to compare quotes online to find the best deal
  • Named Drivers : Keep your policy to named drivers and if possible only name drivers that are over 25 to avoid additional costs associated with younger drivers.
  • Increase the excess : The excess is the amount that you the driver will be responsible to pay in an event of an accident. Speak with your broker about increasing the excess in return for a lower quote. If you wish, you may also take out additional cover for the excess amount.
  • Switch Off Auto Renew : If you have set auto-renew with your insurance company, consider switched that off and use renewal time to look for a better deal,

Remember Horsebox Breakdown Cover

Some providers of horsebox insurance may bot offer breakdown cover or offer the service at an excessive cost.. You can compare the best policies for horsebox or Car and Trailer breakdown cover separately on our website.

Need to make claim: Contact KBIS as below

Contact Emailask@kbis.co.ukContact Number0345 230 2323

KBIS Contact Information

Here\’s how you can contact ACORN for any questions or concerns.

Phone

0345 230 2323

Email

ask@kbis.co.uk

Address

6th Floor, One America Square, 17 Crosswall, London, EC3N 2LB

Compare Horsebox Insurance  

  • Discounts for limited mileage
  • Horsebox Insurance for vans or lorries from one to six + stalls
  • Discounts for security / immobilizers
KBIS Horsebox Insurance

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

Eamonn Turley
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