Compare KBIS Horsebox Insurance

Compare KBIS Horsebox and Horse Trailer Insurance, One short form – save time & money

Policies and deals from industry leading insurance providers, including

Tailored quotes from a panel of horse box insurance specialists

The KBIS Background Story

KBIS, initially founded in 1986 as Kershaw Bloodstock Insurance Services, specialised in bloodstock insurance. In 1991, Guy and Liz Prest acquired the company, broadening its scope to include insurance products for riding and competition horses. In 2020, Specialist Risk Group (SRG), owner of Lloyd’s broker Miles Smith and The Underwriting Exchange (TUE) became the new owners of KBIS.

Over time, they extended their equestrian range of insurance products to include horsebox insurance and also provide cover for horse trailers.

The KBIS Misson

KBIS are dedicated to providing a service to the equestrian community that meets with their ever-changing needs. They strive to be transparent with clear policy terms and wordings and fast and easy claims process. 

They also understand the need to make their products affordable, with a range of levels of cover to suit varying budgets.

The KBIS team are not just sales people but are knowledge nab and some are also own horse and are actively involved in the equestrian life.  

KBIS Horsebox Insurance

KBIS are able to offer cover for every size of horsebox, from 3.5 tonne vehicles right up to large HGV’s. The cover is also available at two levels 

Comprehensive Horsebox insurance

  • Your horsebox is insurance against accidental damage, malicious damage, vandalism and windscreen damage.

Third-Party, Fire, and Theft Horsebox Insurance

  • Cheaper but more limited as this product only covers you for third party damage or loss of the vehicle through fire and/or theft.

KBIS Equine Insurance Highlights

  • Most polices will offer cover for 1 or 2 named drivers as standard. An option is available for any driver cover, but drivers under 25 still must be named. Any driver and polices for drivers under 25 will increase the cost of the premium.
  • A KBIS policy will provide the minimum insurance requirements of EU member countries.
  • You are allowed to transports a horse that you do not own, but only if you are not receiving any kind of reward.  If you are doing so as part of your business or receive a reward you need to discuss this with your insurance provider as you will then need either business insurance or hire and reward insurance to legally conduct your business 
  • KBIS also offer specialised horse trailer insurance. 

Tips On Reducing Horsebox Insurance And Protecting Your Horsebox Or Trailer

  • Keep a record of the make, model and year of manufacture of your horsebox or horse trailer as well as photographs. These can help with a quick recovery should it be stolen.
  • Never leave valuable equipment inside the trailer or overnight.
  • Increase Security :  It is important to take steps to reduce the risk of theft and only fit anti theft devices that are recommended or approved by insurance companies. Most new motorised horseboxes with come fitted with an anti theft device or immobilizer.
  • For Horse Trailers, use both hitch and wheel locks to secure your trailer and keep in a secure area.
  • Pay per mile: If you only transport livestock occasionally to events, it may well work out cheaper to consider an insurance policy based on usage or miles travelled. If you are able, select named drivers and ensure they are over 25 with a clean driving licence.
  • Pay for your insurance as a one-off payment, spreading the payment over the year will likely incur extra interset charges.
  • Multiple Quotes : Having multiple quotes from different insurance companies will enable you to compare quotes online to find the best deal
  • Named Drivers : Keep your policy to named drivers and if possible only name drivers that are over 25 to avoid additional costs associated with younger drivers.
  • Increase the excess : The excess is the amount that you the driver will be responsible to pay in an event of an accident. Speak with your broker about increasing the excess in return for a lower quote. If you wish, you may also take out additional cover for the excess amount.
  • Switch Off Auto Renew : If you have set auto-renew with your insurance company, consider switched that off and use renewal time to look for a better deal,

Remember Horsebox Breakdown Cover

Some providers of horsebox insurance may bot offer breakdown cover or offer the service at an excessive cost.. You can compare the best policies for horsebox or Car and Trailer breakdown cover separately on our website.

Need to make claim: Contact KBIS as below

Contact Email Contact Number 0345 230 2323

Compare Horsebox Insurance  

  • Discounts for limited mileage
  • Horsebox Insurance for vans or lorries from one to six + stalls
  • Discounts for security / immobilisers
  • Private Car NCB acceptable

Horsebox Insurance FAQ's

Who providers Equine insurance products in the UK?

Horsebox and horse trailer insurance tends to be a specialist product that not all brokers will provide. The good news is that you can choose from brokers that specialise in equine insurance products. The key providers include SEIB, KBIS , Shearwater, Equsecure, AdrianFlux, NFU and Anthony D Evans horsebox insurance all provide a range of policies geared towards the equine insurance sector. Getting multiple quotes on comparison sites will help whittle down the range of choices. When comparing polices, make sure that you are comparing like for like.

Can I buy horsebox insurance online?

Horsebox insurance quotes are available online, but first you must enter your horsebox insurance requirements. Quotes for modified horseboxes may need to be generated manually and then emailed, or the broker may contact you direct.

Does the insurance cover me to transport my friend's horse?

This is normally acceptable as long as some preconditions are met. These include no money or reward changing hands except for fuel costs. If you provide this as a paying service, you will need hire and reward insurance, to cover the additional risk.

On a long journey, can I share the driving with a friend?

Only If your friend holds the correct licence and is covered under your insurance policy as a named driver, or you have an any driver insurance policy and the friend meets the qualifying criteria.

Is damage caused by the horse while being transported covered?

This will depend on the insurance provider, In most cases a comprehensive insurance policies will normally cover damage caused by the stock being transferred.

Is tack covered in my policy?

Tack normally is not included in horse box or horse trailer insurance, but can be bought as a separate policy.

Do I need An Operators's Licence?

An operator's licence is required only if you are driving the horsebox for business use, example a horse trader or dealer involved in buying and sell livestock. 

Do I need drivers CPC?

A CPC certificate is only required if you are driving a vehicle over 3.5-tonnes professionally. It is not required for personal use or amateur use, for example taking your pony to a show.

Will my Livestock be insured?

Providers of horsebox insurance will normally only cover the horsebox NOT the horse or horse, for that you will need to take out a separate horse insurance policy. Check out our veteran horse insurance   comparison guide for more details.

What type of Licence is required for a 7.5-tonne horsebox for one or more animals

Assuming you do not want to tow a trailer behind your vehicle, you will need a Category C1 licence. This licence enables you to operate vehicles of between 3.5 and 7.5 tonnes MAM (with a trailer up to 750kg)

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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