Key Cover - Car & House key Care Insurance
Key cover insurance comparison in 2021
You are fumbling in your pocket for your house key, whilst thinking could I have lost or have they been stolen. I expect most of us have experienced that feel of dread as it dawns on you that you have in fact lost your house keys. The first priority is to get into your house, but it is so well secured you need to enlist the help of a locksmith. This is only the start of the nightmare journey when you lose or when your horse keys are stolen.
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Key cover insurance for any key that you use.
Key cover is not limited to home keys, but extends to cover any key that is insured, such as car or vehicle keys. For most the car and house key insurance are the most important.
When can I claim on my policy
The cover is valid in the event that you lose, breakage, damage or theft of any key, insured under the policy. This also provides cover if you simply locked the key inside your residence or vehicle.
How can key loss be prevented?
Key Fob Tracking : Technology is now available fairly cheaply to embed a tracking device into your key fob. Check out the Amazon Tile Pro with a finding range of 120 meters, battery claimed to last one year. The device will work with Google smart home and Alexa.
Return address plus reward : Add your address to the key fob and promise small reward to cover any inconvenience in returning your lost keys.
What is included in house key cover insurance?
Whilst you do not want to make a habit of losing your keys, the policy will not limit you on the number of claims per policy year.
Key protection Insurance is it worth it?
Key cover insurance at £14.99 for 12 months is not expensive, the question is are you happy to pay that for the cover that it provides. It just takes you to lose one set of keys that are insured to reap the rewards of this policy type. Paying a small amount each month will prevent you being faced with a hefty charge to call out a locksmith and pay for new locks and key replacement service, if necessary.
Exclusions and what is not covered in insured key cover
FAQ Key Cover
Can I claim inside the first 14 days?
No claims will be accepted by the policy provider inside the first 14days
Is there an excess?
The Oops key protection policy comes with zero excess