Leeds Taxi insurance Quotes

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Tailored quotes from a panel of Taxi Insurance specialists

Guide to Leeds Taxi and Private Hire Insurance

If you ever suffer a vehicle accident, repairs will surely cost you some money. As a taxi driver in Leeds, you’ll lose more earnings while your vehicle is unable to work properly. However, it could play out differently if you have adequate insurance cover for you and your vehicle.

Note that you need a taxi licence, regardless of the commercial transport type you operate. Also, depending on the plan you opt for, you can offer coverage for your vehicle, yourself, passengers, and properties. To secure your business and prevent potential legal actions against you, your vehicle insurance policy must be strong.

If you want to save time and money to figure out taxi insurance processes, you can discuss this with an expert Leeds taxi insurance broker.

What are the Different Types of Taxi Insurance in Leeds?

1. Public hire insurance

Public hire taxi insurance applies to vehicles registered for public hire. Examples of public hire vehicles are the typical black cab you can hail prior to any booking, or cabs marked with a sign on its roof indicating the vehicle is in use.

2. Private hire insurance

On the other hand, private hire insurance or PHV insurance typically applies to taxi services that require passengers to book your service beforehand. Unlike public hire vehicles, private hires can’t use the taxi ranks or be spontaneously stopped on the street without a prior booking.

3. Other insurance schemes

This category applies to vehicle insurance schemes that don’t fit into public and private hire vehicles. These insurance providers work with chauffeurs, limousines, minibuses, and other non-conventional ride-hailing services. Another example is the taxi fleet insurance.

Who provides Leeds taxi insurance?

Most high street insurance agents can provide you with Leeds taxi insurance, but also check out the specialists providers in this niche. These include Acorn taxi insurance, Bells, Freeway taxi insurance, Westminster, Paton's, Aviva taxi insurance and Haven amongst others. Also check out Milestone taxi insurance, a broker who is based in Leeds.

What Level of Covers Are Available For Taxi Insurance in Leeds?

Taxi insurance in Leeds can be somewhat complex, but you can look out for the following coverage options below;

Cover is available for a range of vehicle categories, including :

How Does a Taxi Insurance Differ From a Car Insurance Policy?

Based on UK law, a cab transport business can’t be covered under a basic car insurance policy, owing to several reasons. Usually, a vehicle used for taxi services has more mileage, is usually bigger, and is more prone to danger and mishap. 

Further, you need a taxi insurance in Leeds for the following reasons that don’t apply to regular road users;

Taxi Insurance Companies & Private Hire Insurance Providers in Leeds