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Guide To LV Motorhome insurance

Motorhomes are a perfect way for you and your family to take a break from everything. You don’t have to worry about paying for costly hotels or guest houses. You can have fun in several areas across the UK with your motorhome. These vehicles are bigger than regular camper vans and have more amenities to provide all your desired comfort. You can literally enjoy the comforts of home away from home. In 2022, there were a total number of 11,600 motorhomes registered in the UK. With its popularity, it needs a reliable insurance policy in the event of an accident or damage. 

The rise in popularity of the motorhome life has also seen a significant rise in motorhome theft.  In 2022 over 2000 motorhomes were stolen, many were never recovered. As an owner, you will understand how valuable and in some cases how easily these vehicles can be the target of theft. Having the right level of insurance is essential to protecting your leisure investment. 

Campervans need not be expensive, for some it is a way of life, and they are happy to pay for a luxury Le Voyageur Motorhome or a Chausson Motorhome, but you could start with a self conversion motorhome or even a classic VW campervan.  Take into account insurance costs if on a budget Hobby campervan insurance will be less expensive than cover for a compact WildAx Motorhome.

What do I need to know about LV Motorhome Insurance?

Liverpool Victoria Insurance is one of the UK’s biggest personal lines insurers, with 180 years of providing insurance services. They’ve worked with over 6 million customers and have demonstrated commitment to looking after them.

Compared with the average cost of motorhome insurance in the UK, LV Motorhome offers a competitive price, especially with the benefits it offers.

What are the levels of coverage that LV Motorhome Insurance offers?

Note that while you may be able to customise your policy if you require something else, LV Motorhome insurance offers seven major coverage options, and they are:

  • Accidental damage cover: If you accidentally cause a scratch or dent to your motorhome, they’ll pay you for the repairs so your motorhome looks new again.
  • Uninsured driver promise: In case of a motorhome accident with an uninsured motorist, this cover lets you keep your no-claims bonus as long as you can provide the other driver’s details. Also, you won’t be required to pay the excess.
  • Misfuelling cover: If you mistakenly poured the wrong fuel into your motorhome, this policy option has got you covered. This coverage level will cover the cost of draining and flushing the fuel tank and any possible damage to the engine. Further, if you erroneously used £10 instead of £5, you don’t have to drain the fuel tank. All you need to do is to fill it with £5 next time.
  • European cover: This policy covers driving across the EU for up to 180 days yearly.
  • Vandalism promise: This option covers you for damages impacted on your motorhome by vandalism. Note that while it doesn’t affect your no-claims bonus discount, you’ll be responsible for the excess.
  • Replacement child car seats: If your motorhome gets into an accident, this policy will cover you and replace the child car seats, whether or not there's damage.
  • New locks and keys: Simply, this policy allows them to incur the costs of replacing your motorhome keys if they’re damaged, stolen, or lost.

Best Motorhome Insurance Companies

A lot of forums try and answer this question, and I think we would all agree it would be difficult to select just one company and label it the best provider of campervan and motorhome insurance in the UK. One reason is that we each have different requirements and one provider may differ a better deal, for example if you are under 25 or looking for motorhome insurance when you are over 80. As such, we will mention a few of the names that keep being mentioned in a positive light, and we encourage you to do your own research.  JustKampers and Caravan Guard should both be on your list as they deal exclusively in this nice insurance market, alongside Advance Motorhome insurance, A Plan Insurance and LV or Highway Campervan insurance

Motorhome Insurance Savings Tips

The list below is not exhaustive, but offers some ideas that you can implement in order to further reduce the cost of motorhome insurance. 

  • Installing an approved tracking device. These like the SWIFT command tracker work on a subscription basis after paying for the device and installing the tracking device. Some insurance companies, including SWIFT motorhome insurance offer a discount on motorhome insurance if an approved tracker has been installed. 
  • Reduce Claims : Drive with care will help prevent preventible accidents and also help you build up a good history of not making insurance claims against your policy. When renewal time comes around, this will help to lower the renewal costs. 
  • Driver Age : avoid adding drivers as under 25 motorhome insurance will drive up the cost as younger drivers statistically pose additional risk to the insurance provider.
  • Miles Covered : If, like many campervan owners, you just use your motorhome during the Summer or Spring months, look at other options instead of an annual policy. Consider opting for a policy based on miles driven. Other options to consider include temporary motorhome insurance, or a pay as you go policy.

How Can You Contact LV Motorhome Insurance?

You can contact a broker or call the number on their website to get a quote. In case you’re not satisfied with the service you received from the agreed insurance policy, here’s a process you can follow. First, contact the agent or broker who helped you arrange the policy. If it proves ineffective, you can get the insurance company on 0800 028 9822. Note that you should quote your claim number or policy while contacting them to make the process easier.

If it’s still unresolved, you can file a complaint to the Financial Ombudsman Service within six months of obtaining their final response letter. The address is Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Telephone: 0800 023 4567 or 0300 123 9123 (from mobile or non-BT lines).

How do I get in touch with Highway / LV Motorhome Insurance Services?

Penk Insurance Contact Details

Offices Throughout the UK

Email :

Contact Numbers : 0800 023 4567

Help and Support URL :

UK LV Office Locations

LV OfficeAddressLV Contact Number
LV= General Insurance BournemouthFrizzell House, Bournemouth BH1 2ATSwitchboard – 0330 1239970
LV= BrentwoodHighway House, 171 Kings Road, Brentwood, CM14 4EJSwitchboard – 0330 678 5580
LV= General Insurance Bristol2410, The Quadrant, Aztec West, Almondsbury, Bristol, BS32 4AQSwitchboard – 0330 1239970
LV= General Insurance Croydon69, Park Lane, Croydon, CR9 1BGSwitchboard – (020) 8253 5203
LV= HuddersfieldFloors 2 and 3, Folly Hall Mills, St Thomas Road, Huddersfield, West Yorkshire, HD1 3LTSwitchboard –0330 1239970
LV= IpswichCrown House, Crown Street, Ipswich, IP1 3HSSwitchboard – 0330 678 5580
LV= LeedsRiverside West, Whitehall Road, Leeds, LS1 4AWSwitchboard – 0330 1239970
LV= General Insurance LondonLVGI WeWork, Southbank Central, 30 Stamford Street, London SE1 9LQSwitchboard – 0800 6781680

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