Minibus Hire Excess Insurance UK

Excess on damage and theft up to a maximum of £6,500,Covering drivers aged between 23 - 84, Misfuelling and car key cover

Questor offer Minibus and MPV Excess Insurance 

Last updated 22nd Feb 2022 by Eamonn Turley

A minbus rental in the UK will come with CDW ( collision Damage Waiver ), but it will have  a sizeable excess. Expect an excess of £1,000 plus. This means that should you have an accident or the minibus is damaged, in the car park for example, you are liable for excess amount.  We have partnered with Questor, who offer minibus rental excess cover from £10.99 per day. 

Rental Excess Cover vs Excess Cover by Questor

The rental company will also offer  you an option to pay an additional daily extra amount to reduce the excess or waive it to zero. Take note this excess offered by the rental company will most likely be more expensive, and it will NOT cover for damage to tyres, windscreen, underbody damage, and glass

ProviderVehicleExcess Cover LimitPurchaseExcessDrivers AgeFrom per Day
QuestorMinibus (10-15 seats)£2000Buy Online Now £100 - £20023-84 inclusive£13.99
QuestorMinibus / MPV ( 9 seats)£2,500Buy Online Now £20023-84 inclusive£6.33

Excess cover for 10 - 15 seater minibuses

If you will be hiring a minibus in the UK and wish to reduce the rental company excess amount to a lower amount, Questor can assist. The policy with Questor is specific to minibus rentals in the UK and covers travel from UK into Europe and Ireland. 

If you are hiring a self-drive minibus with 10-15 seats for a group outing or trip with friends within the UK, or you are travelling into Europe from the UK, we have a policy for you. If the hire vehicle has 9 seats or under(including the driver).

Excess cover for 9 seater minibuses and MPV's

If the minibus is a 9 seater including the driver's seat or if it is a large MPV, Car hire excess cover is sufficient. If hiring a van, you will need van hire excess insurance will protect you against claims on the portion that you are liable for. 

What does minibus rental excess insurance Include

  • Cover extends to travel into Europe including Ireland, starting from the UK
  • The excess on damage and theft up to a maximum of £2,500
  • Includes damage to tyres, windscreen, underbody damage, roof damage and glass 
  • Includes cover for misfuelling and lost key cover

What is excess protection insurance?

If you cause damage to a hire van, you will be held responsible for the van hire excess amount. The excess amount can be sizable, especially in the UK. The excess is the amount that you will be held responsible for. So if rental comes with an excess of £3,000 and repaid costs is £4,000 you will be responsible for the £3,000. The rental company is liable for the £1,000.

What does excess insurance NOT Include

  • Policies purchased after the collection of your rental vehicle
  • Trucks, commercial vehicles and vans with an unloaded weight of more than 3.5 Tonnes
  • Damage to the interior of the minibus
  • Cover for minibus if hired outside the UK or the Isle of Man

How to Make a Claim with Questor UK

Claims are handled by Orchard Administration. Claims can be submitted online quick and easy. Please go to  You will need to provide the certificate number and claim scheme code, both of which are shown on the certificate of insurance. If  you do not have access to the internet is not available, simply call  Orchard Administration on +44 (0)333 3230 095.

Who providers Minibus hire excess insurance in the UK

Most providers of excess cover  like Reducemyexcess, Questor, icarhireinsurance, Bigbluecover, Eversure and others DO NOT provide cover for minibus rental.

What should I do if offered local excess insurance by the Minibus rental company?

Simply smile and refuse, in the knowledge that you are already covered. 

Minibus and VAN Hire Excess Providers Comparison Table

The table below compares the available options for min bus hire excess. 

ProviderVehicleExcess Cover LimitPurchaseExcessDrivers AgeFrom per Day
InsuremyvanhireVan£6,500Buy Online Now Full Cover21-85 inclusive£10.99
QuestorMinibus (10-15 seats)£2000Buy Online Now £100 - £200£13.99
QuestorMinibus / MPV ( 9 seats)£2,500Buy Online Now £20021-84 inclusive£6.33
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