MPV Insurance

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Tailored quotes from a panel of minibus UK insurance specialists

Compare MPV Insurance

Do you need insurance quotes for your MPV used for personal use or for hire and reward?  Multiquotetime works in partnership with QuoteZone who can provide quotes from a select panel of UK insurance brokers. Your requirements will be shared with a panel of UK specialist brokers dealing in providing cover for 7,8 and 9 seater minivans. Taking out insurance is both a legal requirement and your social responsibility, 3rd party level is the minimum by law.

Do I need MPV insurance?

If you are the driver of an MPV you need the correct type of insurance. If your MPV has less than 9 seats, then a standard car policy should provide the cover required. For 9 seats and above you will need minibus insurance which is specific to minibuses,

Does the number of seats Increase the MPV Insurance Cost?

A quote for a 9 seater MPV vehicle will be more expensive than an  MPV that seats 7 or 8. Underwriters will take into account the number of seats, more equates to a higher liability to them and thus a higher premium for you. With this inside information, it can make sense to buy a 6 seater over an 7 seater if you will only have a maximum of 6 passengers.

Policy Features & Extras

  • Cover for driving in Europe, if this is applicable
  • Legal expenses, this has become more popular as legal fees have increased.
  • Breakdown cover
  • Any diver policy available
  • Transfer your no claims history to receive a discounted on your premium

Do you drive an MPV as part of your business? There are different sectors that rely on MPV transport to keep their businesses moving. From construction companies to cleaning companies, the proper insurance is vital if you rely on your MPV to drive your business forward.

Finding the right insurance can be time-consuming and sometimes stressful with the different factors to consider. Insurance for an MPV can be costly as they are large and expensive vehicles. The more passengers that they carry, then the greater the risks involved. The first step you can take towards keeping these costs down is to compare your options across multiple brokers.

Typical Exclusion that may apply are as follows:

  • As in any policy, if you leave the keys in the ignition or somewhere visible you will waive your insurance protection
  • Using your MPV for other purposes other than included in the insurance
  • Lost keys. A separate key protection policy can provide cover for house, car and other keys that are costly to replace 

Finding affordable MPV insurance

The cost to Insurance an MPV is based on the risk that is posed to the insurance company.  Insurance companies calculate insurance risk based on a number of parameters. Below, these have been highlighted. Take action to lower your risk profile. The aim is to ultimately lower your school risk profile and thus the final cost of insuring your MPV or minibus.

  • Security : Providing additional security that is approved by the insurance industry should bring down dividends in the form of lower annual or monthly premiums for your MPV.
  • Low Mileage : If you only use your MPV at the weekends or family outings, a policy based on mileage also known as pay as you go insurance may be a better options Other options include temporary minibus insurance which will provide cover for a fixed period of time, normally 1 to 6 months,
  • Drive Safely : Installing a black box that records the behaviour of the driver or drivers. The telematics devices can prove to your insurance company that you or your employees are safe drivers which in turn can lead to lower premiums in future months, conversely if the data gathered shows a picture of an erratic driver then be prepared to pay more for your MPV insurance.
  • Minibus Size : The number of passenger seats will impact the cost, for example 9 seater minibus insurance will work out cheaper than insurance for a larger 17 seater minibus. Limiting payouts to 9 as opposed to 17 will reduce your cover requirements and thus overall premium cost.
  • Review Cover on an Annual Basis : Take time out as renewal time approaches to compare minibus insurance providers, look for offers or special discounts on offer. Make sure you are not paying for cover that you do not need or can take out cheaper elsewhere. Breakdown cover and windscreen cover are two items that fall into this category.
  • Named Drivers : If possible, keep your policy to named drivers only.
  • Voluntary Excess : Increase the minibus excess, taking more responsibility, should help lower your annual premiums.

What type of people carriers is cover available for?

The simple answer is the QuoteZone panel can provide comparative quotes for all minivan categories, including the traditional 7 seater models such as Ford Galaxy, Grand Picasso, Ford S Max, SEAT Alhambra, full-size Ford Galaxy, Kia Carens, Volkswagen Touran, BMW 2 Series Active Tourer and  the Fiat 500L MPW. The fiat is also referred to as a multipurpose wagon or a magic purpose wagon

Compare MPV Insurance

Get quotes from some of the UK’s leading insurers  – we only need a few details to find an outstanding price.

  • Specialist UK MPV Insurance providers
  • Private & non-commercial use quotes
  • Domestic and business use, charity, schools & public hire
  • Any Driver MPV Insurance Cover

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