Compare Minibus Insurance NI

NI Minibus Insurance Business and Personal Use, Minibus Insurance for any driver, Size 7 - 17 seats, One short form – save time & money

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Minibus Insurance Northern Ireland

Do you own a minibus in Northern Ireland that is used for private, business or indeed within a charitable organisation? If the answer is yes then when it comes time to find minibus insurance it helps to compare the insurance options currently available in the marketplace. The best way is to visit comparative sites that are able to provide multiple quotes after completing a simple enquiry form. The length of time to complete can be just a few minutes if you have all the minivan documentation available.

Working in partnerships with QuoteZone Multiquotetime can provide you with a range of quotes from a select panel of UK brokers. The panel will be in contact via the telephone to provide you with a range of insurance minibus quotes based on your individual requirements.

Guiide to finding cheap minibus Insurance

Security : Providing additional security that is approved by the insurance industry should bring down dividends in the form of lower annual or monthly premiums for your minibus cover.
Low Mileage : If you only use your minibus infrequently then it may be more economical to pursue a policy based on mileage also known as pay as you go insurance. Alternatively, consider temporary minibus insurance which will provide cover for a fixed period of time, normally 1 to 6 months,
Drive Safely : Installing a black box that records the behaviour of the driver or the telematics devices can prove to a perspective underwriter that you or your employees are safe and careful drivers which in turn can lead to lower annual or monthly premiums in future months, conversely if the data gathered shows a picture of an erratic driver then be prepared to pay more for your minibus NI insurance. This method of reducing costs should be agreed upfront with your selected broker and is growing in popularity in Northern Ireland.
Minibus Size : The number of passenger seats will impact the cost, for example 9 seater minibus insurance will work out cheaper than insurance for a larger 17 seater minibus. Limiting payouts to 9 as opposed to 17 will reduce your cover requirements and thus overall premium cost.
Review Cover on an Annual Basis : Take time out as renewal time approaches to compare minibus insurance providers, look for offers or special discounts on offer. Make sure you are not paying for cover that you do not need or can take out cheaper elsewhere. Breakdown cover and windscreen cover are two items that fall into this category.

Types of Minibus Insurance Available

In keeping with car insurance, minibus insurance is available in 3 standard forms as below. Before proceeding, please ensure that your driving licence permits you to drive a minibus.

Third party, which is the legal minimum and cover the costs of the third party only.
One step up from third party is third party plus fire and theft cover. Again be aware this only provide cover for costs of a third party and you will be responsible for your own costs.
One step up from third party plus fire and theft cover. This provides additional cover for your own costs associated with the minibus accident.

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Minibus Insurance Northern Ireland FAQs

Is a 9 seater classed as a minibus?

The 9-seater is not classed as a minibus as such the driver and insurance requirements are the same as for driving a car. This makes them hugely popular, as you get all the benefits of a small minibus without needing any special licence requirements.

** If the 9 seater is not being used for personal use example if driving for an organisation, or as part of your employment, restrictions apply, example must be over 21 and have held a licence for over two years, but you still only need a standard car licence.

What are the minibus insurance NI legal insurance requirements

Similar to car insurance, the minimum level of cover required is third party cover. Third party is the most basic and only provides cover to the other party, if your minibus is involved in an accident. Additional cover options include Third Party with fire and theft and comprehensive cover. Comprehensive cover is the only cover that covers damage to yourself, your minibus and also covers third parties if involved in an accident.

Are discounts available for minibuses used for charitable purposes in the North of Ireland?

You will need to check with the insurance provider, most will work with you, especially if the minibus is only used occasionally.

What are the speed limits for minibuses?

A class road (where a lower limit is not signposted ) 50 mph
Dual-carriageway : 60 mph
Dual-carriageway : 70 mph

Image courtesy of https://www.gov.uk/speed-limits