Compare Towergate Minibus insurance

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About Towergate Minibus  Insurance

Towergate specialise in minibus insurance, including fleet minibus insurance. They are one of the UK's leading commercial insurance providers and in 2019 won the UK commercial broker of the year award. With 30 plus years experience in the UK insurance marketplace, they are one of the key players in this specialist, but growing market.   

Towergate have been providing minibus insurance for a range of varied clients and sectors including schools, nurseries, church groups, charities and sports clubs to name a few.  

Why Choose Towergate for Minibus Insurance

If you are comparing different providers, we have listed some reasons why you may decide on Towergate.

  • Over 30 years’ experience in providing minibus insurance
  • No claim's protection option
  • Easy instalment payment plans available.
  • Both single minibus or fleet of minibus insurance available. 

Levels of Towergate Minibus Insurance Available

Towergate insurance services are able to provide minibus insurance at three different levels of cover. 

Third party

Towergate minibus third party cover provides the minimum level of cover required by law. This level of cover will only cover the repair or replacement of other peoples’ vehicles. This basic level of minibus insurance cover will not cover the repair or replacement of your own vehicle following fire, theft or accident.

Third party Fire and Theft

Third party with fire and theft provides cover for out for the repair of your minibus if it’s damaged by fire or for the cost of replacement if it’s stolen.


Comprehensive minibus insurance includes all of the above but also, importantly, for any damage to your own minibus even if you were the cause of the accident. 

Minibus Insurance Options

Minibus insurance polices can include a mix of the following: The comprehensive cover enables you to claim for accidents that were your fault, plus accidents in which the damage can not be attributed, example damage in a car park 

  • Comprehensive o Third Party with Fire and Theft
  • No claims protection
  • Trailer cover
  • Glass windscreen cover
  • Public Liability Cover
  • Cover for vehicles with between 9-17 forward facing seats
  • Vehicles up to 25 years old

Public Liability For Minibus Drivers

Anyone that works with the public should give serious consideration to taking out public liability insurance. This cover will provide protections against third party claims, invaluable if you work with the public, for example if you provide a minibus taxi service. Cover from £1million to £10 is available with Towergate insurance services.

Accident Management & Legal Expenses

Motor legal expenses will provide cover for any legal expenses incurred should legal proceedings be involved.

Protected no claims bonus

If included, this will protect any no claims that you have built up.

Towergate Minibus Fleet Insurance

If you operate 2 or more minibuses you may wish to consider Towergate Minibus fleet insurance, fleet polices should work out cheaper than taking out separate policies and most providers will apply a discount as additional vehicles are added to the policy. Having said that, it is always recommended to compare minibus insurance standalone policies with a fleet policy, especially if you operate 3 or fewer minibuses. 

  • Private and public hire (PCO)
  • Minicabs
  • Minibuses
  • A complete mix of vehicles

New Venture Taxi Minibus Insurance

Towergate will provide insurance for both established taxi minibus firms and new ventures.

How can Towergate be contacted?

Towergate Head Office

Registered Address: 1 Minster Court, Mincing Lane, London EC3R 7AA

Services offered by this provider may change over time. Always check Ts&Cs.

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