HGV Fleet Insurance Comparison
Fleet Lorry insurance, Fleet HGV insurance 2 Lorries or more, Multi HGV insurance any driver option
HGV Commercial Fleet Insurance
When renewal time for your HGV fleet insurance comes around, it pays to go and compare the market. This is also true if this is your first time researching HGV fleet insurance options. By completing one simple online enquiry form, you will have access to a panel of specialist insurance brokers
Compare Fleet Insurance works in partnership with QuoteZone who provide a simple form which once completed is submitted to a specialist panel of brokers. The panel can offer HGV insurance quotes for all fleet sizes, from a few vehicles to large haulage fleets. They also provide cover for all sizes up to 7.5 tonne and over 7.5 tonne. The panel will provide you with a range of insurance minibus quotes based on your individual requirements. Select the start quote button and complete the HGV fleet insurance quote to receive multiple quotes from a panel of select UK brokers
What is HGV fleet Insurance?
A HGV fleet insurance policy is accident protection provided for heavy vehicles such as truck, recovery trucks, flat bed, refrigerated, concrete mixers and trailers. The policy covers the entire fleet of vehicles owned by an individual or a haulage business. The policy can provide cover for more than two vehicles. If you have more than two vehicles 7.5 ton or over, you are a good candidate for truck fleet insurance.
This type of policy saves you from having to deal with multiple policies for each individual vehicles on your fleet. Thus, you will have less paperwork and headaches too when it comes to renewals or determining claims for your heavy goods fleet. Another benefit of purchasing this type of package is that it should cost less than buying separate policies for each vehicle.
A fully comprehensive heavy goods vehicle policy will cover you against losses that can result when a vehicle is damaged due to acts of vandalism or an accident. The cover also protects you against liabilities in cases of theft of the vehicle, loss or damage in a fire accident. Finally, third parties are also protected under this type of protection.
Depending on the brokerage you choose to buy HGV fleet insurance from, your cover package may come with additional perks like transit cover to protect your cargo when in transit. Before you agree to take out extra perks in your policy, find out how much they cost. Generally, you will have to pay for any extras added to your policy.
You should also consider your budget. Make sure the policy you purchase is within your allocated business budget. Some brokerage companies will increase your premiums or impose some penalties if you are late with your payments. Go through the terms and conditions to fully understand the fee structure.
What you should know about HGV fleet insurance
If you operate a HGV vehicle, you know that you need to be legally covered to drive on the UK roads. The question is, do you know what the insurance actually protects you from? The last thing you want is for your goods vehicle to be on the road without adequate protection. Accidents can happen at any time, and when they do, you will have some financial relief with the right heavy goods vehicle policy.
The above is an overview of fleet insurance for goods vehicles and covers some of the factors that need to be considered before selecting your policy. If you are using your HGV fleet to provide a haulage service then you should consider courier fleet insurance.
Get multiple quotes for HGV Fleet Insurance
Finding the best deal on HGV fleet insurance should start by comparing the marketplace. The panel can provide you with a range of quotes. Get started by selecting the quote button below. Complete one form for multiple quotes.