Fleet Breakdown Cover in 2022
Family car fleet or small business breakdown cover 2 , 3 or 4 vehicle fleet breakdown cover
Compare Fleet Breakdown Cover
Fleet breakdown cover can be included in your fleet insurance policy, or separated out as a standalone policy direct with a national UK breakdown service. If you rely on your fleet for urgent deliveries, you most likely have or are considering appointing a breakdown service provider to cover all of your fleet with roadside assist. Roadside assist is an important part of any policy. The goal of road side assistance is to get you back on the road as quickly as possible. QDOS claim to have better than average score, with 4 out of 5 vehicles fixed at the roadside.
Cover available for fleets of any size provided that the vehicles are cars, motorcycles (below 120cc) or light vans. In addition, all towing vehicles can carry a trailer. Fleet breakdown cover also known as business breakdown cover is provided by QDOS Breakdown.
Is multi Fleet Breakdown cover available for small fleets?
It is possible to have a multi car insurance policy and a multi car breakdown cover policy. Multi car breakdown insurance is ideal for families that have more than one car based at the same address. It is a flexible type of cover in which you can 2 or more cars. Again, the vehicles do not have to all of one type. For example, you could have a car, a van or even a motorhome under the multi car breakdown policy.
It can work out cheaper than taking out separate cover policies. Because of the many factors, it is best to get as many quotes as possible under a multi policy route and the traditional single policy route.
Fleet breakdown cover can work in two ways.
- 1Insurance approach : This is where you are responsible for paying for breakdown services provided. You then make a claim against your insurance policy for the costs.
- 2Breakdown Cover : This is the traditional approach. In the method you pay an annual fee for breakdown cover to a provider. If do happen to break down they will cover costs that are incuded in your policy type.
Cover for fleets of any Size Cars, Vans and Motorbikes
Fleet cover is not restricted to a particular vehicle type and can include bikes, cars and vans. QDOS can also provide quotes for cover if you hold a multi car hire insurance policy
Compare Fleet Breakdown Cover
QDOS offers a range of breakdown fleet cover options starting from £11.99. You can opt for basic roadside assistance local recovery. If required you can add in home start so if you have all 3 Roadside assist, local recover and home start. The next step up is national recover, which also includes recover for the driver and a maximum of 7 passengers. The passengers can be ferried to your final destination or garage, to wait for the vehicle to be fixed.
The initial quote will be for roadside assist and local recovery. At this stage, you can opt to extend by adding additional cover
Fleet Breakdown Cover Limitations
All insurance policies, breakdown cover included, come with exclusions and limitations. A typical limitation with some brokers is the number of call-outs over a specified time period. Example, no more than 3 call-outs in any 6-month period. Cover. Will the cover also provide assist for windscreen or wheel damage if required. Many providers of fleet breakdown cover exist, and each will have different prices and different levels of fleet breakdown cover. To find a cover that meets with your requirements, spend time considering what exactly you or your business need and make sure these are included. If limitations exist, make sure they are also acceptable. Comparing all the options whilst time consuming will help you find a deal that meets with your requirements.
What happens without breakdown cover
Without fleet breakdown cover or multi car breakdown insurance, it will be the responsibility of the driver or the company if an employee to arrange a call-out recovery service. This may take more time than having an existing breakdown policy and breakdown procedure in place. However, it may work out cost effective especially if all your fleet are new models with little change of an actual breakdown.