Auto Traders Insurance & Traders Car Insurance

All occupations from car trader to Valter, Combined insurance policies available, One easy form for multiple quotes today

What is auto trader insurance?

An auto trader insurance policy covers a variety of aspects including the sale of vehicles, the servicing, of cars, valets, motor mechanics, breakdown services and the transporting of vehicles. Both part-time traders insurance and full-time cover are available.

Working as an auto trader involves certain risks. Among these are your stock sustaining damage or being stolen. It’s possible that while transporting vehicles or out on a test drive, you could be involved in an accident. There is always that chance that a member of your staff or a customer could sustain an injury while on your premises.

Your insurance policy can also cover prestige vehicles, sports cars, common vehicles and import vehicle to protect vehicles while at trade premises. Multi Quote Time works in partnership with Quotezone who can help you by providing multiple car trader insurance quotes from a panel of select UK brokers.  Your requirements will be shared with the panel, and they will contact you by phone to provide quotes that are tailored to your business needs.

What are the different types of cover that are available on an auto trader insurance policy?

  • Road risk cover is required by UK law to operate any vehicles on the road. This will cover you as you drive not only vehicles that you own, but customer’s vehicles that have been left in your ‘custody and control’ as well.
  • Business property, building and content cover for protection against acts of nature, fire, vandalism and flooding.
  • Tool and machinery cover so the tools of the trade can be protected.
  • Business interruption cover if your vehicle stock is stolen, vandalized or damaged by circumstances out of your control.

Vehicle exclusions in your auto traders insurance policy will exclude certain types of vehicles. Make sure that the policy you decide to take out will cover the vehicles you are dealing in.

Part-time traders operating out of their home will find protecting their stock vehicles difficult to cover while parked, since a home is not a business premise.

The vehicles covered with this protection are the ones that are for sale, not necessarily just owned by the business operator. Private vehicles need their own insurance policy.

Before deciding on a policy, it is advisable to look at several quotes. This can easily be accomplished by requesting quotes from the price comparison service

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