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Bollington Motor Traders Insurance Guide 

Bollington Motor Trade Insurance

Bollington Insurance was Established in 1973 and grew into one of the largest insurance brokers in the UK. In their prime they employed over 200 staff and had offices in Bollington, Macclesfield and Altrincham. They accredit their successful growth to developing insurance product in the motor trade insurance niches at competitive prices, this along with excellent customer services enabled them to grow and become a name associated with mote trade insurance and insurance for charities

Bollington was acquired by Gallagher insurance in Jan of 2021. Gallagher is a leading global insurance broker that provides a consultancy service and specialises in risk management. Other names in this sector include DNA trade insurance that have been operating since 2003 and Road Runner motor trade insurance, a brand owned by Aston Lark Ltd.

Motor Traders Policies Offer by Bollington Insurance  

Bollington insurance offered two types of motor trader policy, road risk only insurance or combined motor trade insurance. Both these polices are still available under the Gallagher brand.

Bollington understands that for many dealing with motors is a hobby, and whilst they do not offer hobby motor trade insurance they do offer part time motor trade insurance to cover. 

Road Risk Insurance  

This is the basic Bollington motor trade insurance policy that provides cover for driving other vehicles as long as it is connected with their work as defined within the insurance policy. This will cover customer vehicles or vehicles that you have purchased to sell. Bollington insurance services also offer an option to add demonstration cover if you are intending to offer customers test drives.  

Combined Motor Trade Cover

For those that have established a motor trade business with premises, tools, equipment and employees, then a combined motor trade insurance will include Road Risk Insurance, but allow you to add other elements as required for your business requirements.  Below, we have listed just some of the typical options available with Bollington's combined motor trade policy.

  • Business premises cover : If renting premises first  check with your landlord as this cover may already be in place, If not it can be added and will cover building costs. 
  • Tools and equipment :  These can quickly add up and can be the target of theft, taking out tools and equipments cover will provide protection against theft 
  • Vehicle Stock :  This will provide cover for the vehicles that you have on your business premises or forecourt.  This cover is normally proved up to an pre agreed value.
  • Public Liability Insurance (PL) : When dealing with the public, it is always wise to take out cover in the event that they make a claim against your business for an accident that they believe or claim was caused by your negligence.
  • Employer's Liability : A legal requirement for any business with employees. 

Bollington Motor Trade Insurance Policy Highlights 

Some of the highlights of taking out cover with the dedicated Bollington motor trade insurance team include:

  • Dedicated motor trade team :  They are dedicated to providing specialist products to meet the demand of the those that operate in motor trade business from car valet providers to car sales. 
  • Combined Cover:   Cover available for the motor trade element, with an option to include premises and contents. 
  • Vehicle Stock :  This will provide cover for the vehicles that you have on your business premises or forecourt.  This cover is normally proved up to an pre agreed value.
  • Road Risk : Included in all motor trading polices

Bollington Motor Trade Insurance Suiatble for any Motor Related Business

Bollington insurance services offer cover for any motor related business. Some examples include MOT station insurance, car sales insurance, mobile mechanic insurance are just some of a long list of motor related trades that can be covered under a motor trade policy. Below, we have listed some of the more familiar types of cover requested.

  • Part-time and full-time motor traders
  • Mobile mechanics
  • Vehicle recovery service agents
  • Car valets
  • Working in body shops and crash repair
  • Tire fitters
  • MOT stations
  • Working from home traders or part time time traders
  • Car Wash
  • Coach Builders also known as vehicle body builders
  • Bike, Car, Truck and Van sales 

All these motor trade business types have varying risks and have specific insurance needs. We give you access to a panel of insurance specialists that can tailor a policy to meet with your individual requirements, select from the drop-down menu below to get multiple quotes and start comparing the latest deals.

Bollington Motor Trader Insurance FAQ's

Am I covered to drive any car on a Bollington Motor Trade insurance policy?

These types of polices will have limitations and exclusions. Typical exclusions include high performance cars and imported cars. Check the small print for all exclusions. 

Why do I need a motor Trade policy? 

If you operate a business within the motor trade industry, you will need specialist insurance. Standard car cover does nor provide the cover required while driving a customer's vehicle. 

What trades are covered by a Bollington motor Trade Policy?

Any business that works with cars to make a profit will need some type of motor trade insurance to cover the vehicles they have in their possession, these may be their own cars that they are aiming to sell or customer cars. The list of motor associated trades is long, but we have listed the most common below.  

  • MOT Garage, Service and Repair
  • Coach Builders also known as vehicle body builders
  • Working from home traders or part time time traders
  • Mobile Mechanics
  • Vehicle recovery services
  • Tyre Fitters Services
  • Bike, Car, Truck and Van sales 
  • Car Wash
  • Car Valet

Who is covered to drive on a motor trade policy?

Most motor trade insurance polices will let you add your personal vehicles to the policy in addition to vehicles you drive as part of your business, e.g. a recovery truck or a customer's car being test driven.

Does Motor Traders cover theft?

Yes, if you have a comprehensive motor trade policy. Similar to car insurance, a comprehensive policy will provide cover for vehicle theft and damage by fire.

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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