Compare Bollington Motor Trade Insurance

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Bollington Motor Traders Insurance  

Bollington Insurance was Established in 1973 and grew into one of the largest insurance brokers in the UK. In their prime they employed over 200 staff and had offices in Bollington, Macclesfield and Altrincham. They accredit their successful growth to developing insurance product in the motor trade insurance niches at competitive prices, this along with excellent customer services enabled them to grow and become a name associated with mote trade insurance and insurance for charities

Bollington was acquired by Gallagher insurance in Jan of 2021. Gallagher is a leading global insurance broker that provides a consultancy service and specialises in risk management. 

Motor Traders Policies Offer by Bollington Insurance  

Bollington offered two types of motor trader policy, road risk only insurance or combined motor trade insurance. Both these polices are still available under the Gallagher brand. 

Road Risk Insurance  

This is the basic insurance required for motor traders that enables them to legally drive vehicles in connection with their work. This will cover customer vehicles or vehicles that you have purchased to sell. Bollington also offer an option to add demonstration cover if you are intending to offer customers test drives.  

Combined Motor Trade Cover

For those that have established a motor trade business with premises, tools, equipment and employees, then a combined motor trade insurance will include Road Risk Insurance, but allow you to add other elements as required for your business requirements.  Below, we have listed just some of the typical options available with Bollington's combined motor trade policy.

  • Business premises cover : If renting premises first  check with your landlord as this cover may already be in place, If not it can be added and will cover building costs. 
  • Tools and equipment :  These can quickly add up and can be the target of theft, taking out tools and equipments cover will provide protection against theft 
  • Vehicle Stock :  This will provide cover for the vehicles that you have on your business premises or forecourt.  This cover is normally proved up to an pre agreed value.
  • Public Liability Insurance (PL) : When dealing with the public, it is always wise to take out cover in the event that they make a claim against your business for an accident that they believe or claim was caused by your negligence.
  • Employer's Liability : A legal requirement for any business with employees. 

Gallagher Motor Trade Insurance Policy Highlights 

Some of the highlights of taking out cover with the Bollington Wilson Group include:

  • Dedicated motor trade team :  They are dedicated to providing specialist products to meet the demand of the those that operate in motor trade business from car valet providers to car sales. 
  • Combined Cover:   Cover available for the motor trade element, with an option to include premises and contents. 
  • Vehicle Stock :  This will provide cover for the vehicles that you have on your business premises or forecourt.  This cover is normally proved up to an pre agreed value.
  • Road Risk : Included in all motor trading polices

Motor Trader Insurance FAQ's


Am I covered to drive any car on a Bollington insurance policy?

These types of polices will have limitations or exclusions. Typical exclusions include high performance cars and possible imported cars. Check the small print for all exclusions. 

Why do I need a motor Trade policy? 

If operate a business within the motor trade industry, you will need specialist insurance. Standard car cover does nor provide the cover required while driving a customer's vehicle. 

What trades are covered by a Bollington motor Trade Policy?

Any business that works with cars to make a profit will need some type of motor trade insurance to cover the vehicles they have in their possession , these may be their or own cars that they are aiming to sell or customer cars. The list of trades is long, buy we have listed the most common below.  

  • MOT Garage, Service and Repair
  • Coach Builders also known as vehicle body builders
  • Working from home traders or part time time traders
  • Mobile Mechanics
  • Vehicle recovery services

Who is covered to drive on a motor trade policy?

Most motor trade insurance polices will let you add your personal vehicles to the policy in addition to vehicles you drive as part of your business, e.g. a recovery truck or a customers car being test driven.

Does Motor Traders cover theft?

Yes, if you have a comprehensive motor trade policy. Similar to car insurance, a comprehensive policy will provide cover for vehicle theft and damage by fire.

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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