Compare Road Runner Motor Trade Insurance

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Guide To Road Runner Motor Trade Insurance

By Eamonn Turley
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Eamonn Turley Insurance Expert

Eamonn Turley has a wealth of experience within different insurance sectors. Through hard work and over time, he has gained expertise in digital marketing and user interface design. Elements that are crucial to any successful online business. The key aim is to develop websites that are intuitive, fast to load and provide insurance quotes tailored to your needs.


Expertise: Digital Marketing, Insurance, Home Insurance, Vehicle Insurance, UI Design
from the MultiQuoteTime Editorial Team - Fact checked

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July 2023

Road Runner is a brand that provides motor trade insurance and is owned by Aston Lark Ltd. They specialise in provide polices to the independent motor trade professional. Any business that handles vehicles as part of their business will most likely need a form of motor trade insurance. Road Runner have been providing commercial motor trade insurance, road risk and premises insurance for cover 25 years. During the time in operation, they have focuses on provide motor trade polices to motor trade professionals. They claim to be of the first brokers to specialise in this profession, but other motor trade insurance brokers like Bollington Motor Trade insurance and Nash Warren Motor trade Insurance have also been around a similar amount of time 

Road Runner Motor Trade Insurance Products

Road Risk insurance is the foundation of any motor trade insurance policy, this is the element of cover that lets you drive other vehicles as part of your business, examples include a tire fitting business, a valeting and detailing business, a body repair or paint shops, a mechanic's garage, truck vehicle recovery service, car show rooms and forecourts. The other vehicles an be your own vehicles or customer vehicles that you are providing service for.

Motor Trade Road Risks

Road Risk insurance is the foundation of any motor trade insurance policy, this is the element of cover that lets you drive other vehicles as part of your business, examples include a tire fitting business, a valeting and detailing business, a body repair or paint shops, a mechanic's garage, truck vehicle recovery service, car show rooms and forecourts. The other vehicles an be your own vehicles or customer vehicles that you are providing service for.

Road Runner With Road Risk Insurance Limitations

All road risk polices will only provide cover for those named on the certificate of motor trade insurance. However, if you wish to allow customers to test drive, you can add ‘accompanied demonstration’ use. As the name implies, this cover will let other drivers rive the vehicle, but only if you accompany them, perfect for test drives. 

How Much Does Roadrunner Motor Trade Insurance Cost?

The cost of motor trade insurance with Roadrunner will be based on the level of cover and the individual elements that you add in to your basic trade policy. The team at Roadrunner are experienced and able to understand your business needs. This enables them to build a flexible policy that is competitive and focused on your exact insurance needs. This will ensure you are not paying for pointless extras and should enable you to c heap motor trade policy with the essential cover needed

What Type Of Vehicles Are Covered With A Road Runner Policy

If you work with cars, light commercial vehicles or bikes the policy should be fine, but you must disclose this information upfront and if you are thinking of branching out into super cars for example you will need to speak with Road Runner as certain types of vehicles are excluded from the super cars being only one category.  

Optional Extras That Can Be Added To Your Basic Road Risk Policy

  • Accompanied demonstration use If you are selling cars  this cover will let a  prospective car drivers test drive the car with you alongside,
  • Protected No Claims Bonus: A product that is growing in popularity and simple protects you're no claims bonuses should you be the cause of a  accident.
  • Goods, Plant, Machinery, Stock & Portable Hand Tools in Your Vehicle If you are a mobile mechanic then this will provide cover for your expensive tools and equipment whilst on the road.

Motor Trade Public Liability

It is possible to combine road risk with other types of cover, effectively building up a combined motor trade insurance policy. Public liability is cover against claims made by third parties, these could people working for you or your customers. Should an accident or theft occurs whilst on your business premises, then this protection will provide you with financial cover

Road Runner Mechanics Insurance

Road Runner specialises in providing tailored polices for those that work with in motor sector and cab range from standard car dealer insurance, mobile mechanic insurance to car valet insurance. This is just a small selection of trade that are can be covered by a road runner motor trade insurance policy.

Motor Trade Premises Insurance

Most motor trade business have a heavy reliance in expensive equipment and tools that are housed inside their business premises. Road Runners Premises insurance is aimed at providing protection to your stock vehicles, tools and equipment and buildings or even more if required. These police can be tailored to your specific trade business requirements.

A typical policy can include a mix of the following

  • Optional Damage to the buildings 
  • Contents, such as tools, machinery, plant, fixtures and fittings
  • Damage to vehicles left on the premises, these can be your own vehicle or your customer vehicle.
  • Personal possessions of customers and employees
  • Theft of money

Contact Roadrunner Insurance Services

3rd Floor Simpson House
Cherry Orchard Road
Croydon
London
CR0 6BA
United Kingdom

Compare The Cost And Policy Details Of Multiple Trade Insurance Providers

It is always best to compare as many providers of motor trade insurance as possible and make sure to include the specialists that offer work from motor trade polices and for those that only need part time motor trade policy, names that include Bollingtons motor traders insurance and Nash Warren.

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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