Compare Road Runner Motor Trade Insurance
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Road Runner is a brand that provides motor trade insurance and is owned by Aston Lark Ltd. They specialise in provide polices to the motor trade sector. Any business that handles vehicles as part of their business will most likely need a form of motor trade insurance. Road Runner have been providing commercial motor trade insurance, road risk and premises insurance for cover 25 years. During the time in operation, they have focuses on provide motor trade polices to motor trade professionals. They claim to be of the first brokers to specialise in this profession, but other providers like Bollington Motor Trade insurance and
Road Runner Motor Trade Insurance Products
Motor Trade Road Risks
Road Risk insurance is the foundation of any motor trade insurance policy, this is the element of cover that lets you drive other vehicles as part of your business, examples include a tire fitting business, a valeting and detailing business, a body repair or paint shops, a mechanic's garage, truck vehicle recovery service, car show rooms and forecourts. The other vehicles an be your own vehicles or customer vehicles that you are providing service for.
Road Runner With Road Risk Insurance Limitations
All road risk polices will only provide cover for those named on the certificate of motor trade insurance. However, if you wish to allow customers to test drive, you can add ‘accompanied demonstration’ use. As the name implies, this cover will let other drivers rive the vehicle, but only if you accompany them, perfect for test drives.
What type of vehicles are covered with a Road Runner Policy
If you work with cars, light commercial vehicles or bikes the policy should be fine, but you must disclose this information upfront and if you are thinking of branching out into super cars for example you will need to speak with Road Runner as certain types of vehicles are excluded from the super cars being only one category.
Optional Extras that can be added to your Basic Road Risk Policy
Motor Trade Public Liability
It is possible to combine road risk with other types of cover, effectively building up a combined motor trade insurance policy. Public liability is cover against claims made by third parties, these could people working for you or your customers. Should an accident or theft occurs whilst on your business premises, then this protection will provide you with financial cover
Motor Trade Premises Insurance
Most motor trade business have a heavy reliance in expensive equipment and tools that are housed inside their business premises. Road Runners Premises insurance is aimed at providing protection to your stock vehicles, tools and equipment and buildings or even more if required. These police can be tailored to your specific trade business requirements.
A typical policy can include a mix of the following
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