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Specialist SMART Repair Scratch and Dent Insurance Providers, One easy form for multiple quotes today

Policies and deals from motor trader insurance providers, including

Tailored quotes from a panel of motor trade insurance specialists

Guide To SMART Business Repair insurance

SMART repairer insurance is designed to safeguard SMART repairers from the inherent risks involved in fixing and repairing the cosmetic aspects of a client's vehicle. This specialized insurance policy provides coverage for various scenarios, ensuring peace of mind while conducting repairs.

What is SMART Vehicle Repair?

Some common SMART repair services include:

  • No paint dent repair (PDR): This technique involves removing minor dents from the body of the vehicle without the need for painting or refinishing.
  • Scratch repair: Small scratches and paint chips can be repaired using touch-up paint and blending techniques to match the surrounding paintwork.
  • Bumper repair: Minor scratches, scuffs, and dents on plastic bumpers can often be repaired using specialized techniques without the need for bumper replacement.
  • Alloy wheel repair: Scratches, chips, and curb damage on alloy wheels can be repaired using techniques such as sanding, filling, and repainting.
  • Interior repair: SMART repair techniques can also be used to repair minor damage to the interior of vehicles, such as scratches, tears, and burns on upholstery and trim.

By obtaining a mobile mechanic insurance policy, you will be provided with cover for driving a customer’s vehicle on the road for testing and diagnosing. This element is referred to as Road Risk Insurance. Another element is public liability insurance, which is advisable for anyone working with the public. This will provide protection against claims that may arise as a result of injury to a member of the public or damages to their personal property. Another popular element is cover for your tools, equipment. Lastly, if you have employees, you will also legally need employer's liability insurance.

How Much Will SMART Repair Insurance Cost?

The cost of SMART Repair insurance will be determined by a number of factors that determine how much risk you pose to the insurance company. You can in some cases take positive steps that will reduce your risk and as a result be offered a cheaper quote for mobile mechanics insurance. Other factors, for example the risk posed by your age, can not be reduced until you build up a good no claims record.

An insurance company will take some or all of the following into account when calculating the cost of motor trade insurance for SMART Repair mechanics:

  • Age : Your age plays a significant role in determining your insurance premiums. As you should be aware, young drivers under the age of 25, often face higher insurance costs compared to drivers with more experience and few claims
  • Claims History :  If you make lots of claims, expect to pay more for insurance.
  • Security : If you are intending to add cover for your tools and equipment, if you can store these in a secure garage overnight or when not in use rather than in the van
  • Level of Cover : Traditionally third party was the cheapest option, but insurance companies have realised that those take out third party cover tend to be higher risk and as a result this may not always be the cheapest option
  • Full or Part Time :  If you are only providing your service on a part time basis as a second earner, let the insurance company as you may be eligible for part time motor trade insurance, that could help reduce costs.

Steps To Lowering The Cost Of Mobile Mechanic Insurance?

  • Pay Annually  : If you can afford it, it normally is cheaper to pay for insurance in one lump sum payment as opposed to monthly payments.
  • Claims History :  If you make lots of claims, expect to pay more for insurance.
  • Security : Boost security with CCTV, immobilizers, and dashcams. These security measures will help safeguard your work vehicle from theft, malicious damage. The dashcam will provide valuable evidence proving who was at fault in any accident and safeguarding your no claim's history.

Polices tailored for your smart repair business insurance needs

The panel include brand names in this sector that include Aston Lark, Nash Warren and DNA insurance. These are specialists in the trade sector and are able to tailor a policy around your needs. The end result should a policy that works for you without having to pay for unnecessary cover options. 

The panel understand the needs of a SMART repair service that works from home or provides a mobile repair service. These insurance providers have the knowledge and experience to be able to tailor the motor trade policy to meet with your exact requirements

Get Multiple Mobile SMART repair Insurance Quotes Today

To get multiple SMART repair insurance quotes, you only need to provide a few basic details such as your name and address and some details of your business, mainly the equipment and tools that you have and their value. This information will be sent direct to a select panel of insurance brokers, who in turn will provide you with individual SMART repair business insurance quotes. This will enable you to compare multiple quotes side by side and find the broker that provides the level of protection desired, at a price within your budget.

The online application process is simple and only takes a few minutes to complete. 

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