Bennetts UK Motorbike Insurance

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A Guide To Bennetts Motorcycle Bike Insurance

Bennetts Insurance Bike coverage has been available for the 2 wheel enthusiast for over 85 years in the UK. The Bennetts Insurance company is the trading name for Saga Services Limited, but they are an insurance broker and do not underwrite the policies they issue. They are based in both Coventry and Peterborough and are registered in both England and Wales. They specialise in motorbike insurance coverage. Currently, Bennets do not offer e-bike insurance only motorcycle insurance.

What Bike Types Can be Covered by Bennetts Insurance?

There are separate polices for different types and sizes of motorcycles. Each policy is specifically designed to meet the needs and requirements of that particular type of bike. Classic bike insurance is now also available. The key categories used by Bennets include the following;

  • Moped from 50 cc to 125 cc.
  • Roadsters
  • Trail and Enduro
  • Tourer
  • Cruiser
  • Naked
  • Sportsbike
  • Superbike

What Type of Cover Options Does Bennetts Insurance Offer?

  • The Third Party covers the cost of the other vehicle and any medical bills of the other vehicle’s occupants when you are at fault in an accident. Personal Liability to cover the costs of the other party are up to £20,000,000 and up to £5,000,000 for their property damage.
  • Third Party Fire and Theft covers the same as Third Party, with the additional coverage for protection of your bike if it is damaged by fire, or it is stolen.
  • Comprehensive covers the same as Third Party Fire and Theft along with repairs to your bike and your medical bills

What Are Bennetts Motorbike Insurance Highlights?

  • 90-day EU cover is included as standard
  • Specialist insurance cover tailored to your needs and budget
  • Savings and rewards available for certain bikers

What Is Standard in A Bennets Motorbike Insurance Policy?

  • The 17 most common modifications of bikes are covered.
  • 70% discount for ultimate coverage which includes legal expenses up to £100,000, RAC Breakdown protection in the EU, Helmet and leathers protection up to £1,500 along with personal accident coverage.
  • The emergency help line is UK based.
  • 90 day coverage for travel in the EU.
  • 3 levels of RAC Breakdown coverage available.
  • Policies can be taken out online or over the phone.

While Bennetts insurance for bikes has been around since 1930, in 1980 they transformed their business model to specialize in bike insurance coverage only. Today, their policies protect more than 230,000 riders in the Great Britain and Northern Ireland. 

Choose From Bennetts Motorbike Insurance Optional Elements

Bennetts will also let you include additional items, one of these is legal cover currently being offered for £29.99. This legal cover will help protect you if you are involved in an accident that was not your fault. The cover provides up to £100,000 to reclaiming expense as a result of the accident.

Compare motorbike insurance quotes

Is it renewal time and are you searching for a better deal on your motorbike insurance, then it helps to compare multiple motorcycle insurance quotes. Finding the right motorbike insurance policy will take some time, but opting to stay with your existing provider may be costing you more than you think. Some providers reserve their best deals to attract new polices, aware that most existing customers will just continue.

Bennets UK Motorbike Insurance FAQ's


Can I Carry passengers with my Bennets Motorcycle Insurance policy

Yes, riders are covered whilst on your motorbike, plus getting on and off the bike, same for sidecar

Can I insurance My bike If I have made modifications?

Bennetts are able to provide quotes that have been modified. The list of modifications totals 17 and include Disability Adapted Bikes, Air Filter Changes, Bar Ends, Braided Hoses, Decals / Stickers (Unless Race Replica), Grippers, Heated Grips, Huggers, Lights / Indicators / Mirrors, Scott Oilers, and Road Legal After market Exhausts.

What level of motorcycle Insurance Do I need

Bennetts offer 3 levels comprehensive, third party with fire and theft plus third party only. The level you choose will depend on the level of cover required

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice

*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in February 2024 were quoted less than £238.63. The price you could
achieve is dependent on your individual circumstances.

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