Just Motorcycle Insurance 

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Just Motorcycle Bike Insurance 

In reviewing Just Motorcycle Insurance, what was found is this is an online only firm whose policies are only available to UK customers who ride and own motorcycles. This insurance firm is backed by Carole Nash Insurance Consultants LTD which also sells insurance under its own name.

JMI or Just Motorcycle insurance deals exclusively as you would expect given its name in insurance for forms of 2 wheeled transport with a clear focus on motorbike drivers. Currently, they do not offer e-bike insurance.

Why JMI Bike Insurance

  • UK company registered in Cheshire
  • Just Motorcycle Insurance focus on motorbike insurance only
  • Modified and customised cover available
  • Overseas riding cover available
  • Specialise in competitive quotes on two wheels
  • Rider insurance with motoring and criminal convictions 

What levels of insurance does Just Motorcycle Insurance offer?

Just like other vehicle insurance, there are 3 different levels of coverage, Just Motorcycle offers their UK customers.

  • Third Party -  This is the minimal level of coverage that repairs the other vehicle and covers the medical bills of the other party when you are at fault in an accident.
  • Third Party Fire and Theft : Covers the same as Third Party with the addition of protecting your bike in case it is damaged by a fire or is stolen 
  • Comprehensive  - Same as the above coverage along with protection for repairs to your bike and your medical bills

All of the policies from Just Motorcycle have UK and European Breakdown coverage and legal protection.

What options are available with a Just Motorcycle Insurance policy?

  • No Claims Discount is provided to customers that have not made a claim in the past 12 months. This discount can be as high as 70% off the standard premium price. No Claims Discounts from other types of vehicles are non-transferable.
  • Personal Accident coverage is available for an addition cost.
  • Additional Breakdown coverage is available. This will cover home start service, roadside assistance, recovery services and transportation for you to your destination.
  • There is up to a 15% discount when the motorcycle is fitted with an anti-theft device.
  • Classic Motorcycle insurance cover is also available
  • There is no coverage for race motorcycles.


Just Motorcycle Insurance is made specifically for those that travel on 2 wheels. This is an online only insurance company with all their offerings on their website, but has a telephone number for more assistance. The phone number is listed on several pages, since the webpages are vague in their descriptions.

MultiQuoteTime Ltd Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

*51% of consumers who received a quote for their Motorbike Insurance through this service provided by Seopa Ltd. in January 2023 were quoted less than £206.69. The price you could achieve is dependent on your individual circumstances.

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