Just Motorcycle Insurance

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Just Motorcycle Bike Insurance

By from the MultiQuoteTime Editorial Team - June 2024

Discover the cheapest insurance by Just Motorbike insurance with other providers of motorbike insurance including motorcycle courier insurance brokers today!

In reviewing Just Motorcycle Insurance, what was found is this is an online only firm whose policies are only available to UK customers who ride and own motorcycles. This insurance firm is backed by Carole Nash Insurance Consultants LTD which also sells insurance under its own name.

JMI or Just Motorcycle insurance deals exclusively as you would expect given its name in insurance for forms of 2 wheeled transport with a clear focus on motorbike drivers. Currently, they do not offer e-bike insurance. Just motorbike insurance services compete with the likes of Principal motorbike insurance and MCE, competition is good and helps keep prices competitive and can lead to some great deals if you do your research come bike renewal insurance time.

Why JMI Bike Insurance

UK company registered in Cheshire
Just Motorcycle Insurance focus on motorbike insurance only
Modified and customised cover available

Overseas riding cover available
Specialise in competitive quotes on two wheels
Rider insurance with motoring and criminal convictions

What levels of insurance does Just Motorcycle Insurance offer?

Just like other vehicle insurance, there are 3 different levels of coverage, Just Motorcycle offers their UK customers.

Third Party - This is the minimal level of coverage that repairs the other vehicle and covers the medical bills of the other party when you are at fault in an accident.
Third Party Fire and Theft : Covers the same as Third Party with the addition of protecting your bike in case it is damaged by a fire or is stolen
Comprehensive - Same as the above coverage along with protection for repairs to your bike and your medical bills

All of the policies from Just Motorcycle have UK and European Breakdown coverage and legal protection.

What options are available with a Just Motorcycle Insurance policy?

No Claims Discount is provided to customers that have not made a claim in the past 12 months. This discount can be as high as 70% off the standard premium price. No Claims Discounts from other types of vehicles are non-transferable.
Personal Accident coverage is available for an addition cost.
Additional Breakdown coverage is available. This will cover home start service, roadside assistance, recovery services and transportation for you to your destination.
There is up to a 15% discount when the motorcycle is fitted with an anti-theft device.
Classic Motorcycle insurance cover is also available

There is no coverage for race motorcycles.

Summary

Just Motorcycle Insurance is made specifically for those that travel on 2 wheels. This is an online only insurance company with all their offerings on their website, but has a telephone number for more assistance. The phone number is listed on several pages, since the webpages are vague in their descriptions.

Motorbike Insurance FAQs

Does Motorbike Insurance Get Cheaper as you get older?

In general, most insurance products get cheaper as you age as you tend to pose a lower risk, this is particular true for car and bike insurance. For those of us over then expect over 50s Motorcycle insurance to be much cheaper than if you were under 25. This is based on empirical evidence in terms of the number and size of claims made by bike riders over 50 are less common than younger age groups.

When we reach our more senior years, the reverse can occur, with an increase for over 80's motorhome insurance and car insurance for over 80s. As we age are reaction times reduce, this along with other age related ailments can increase the likelihood of a claim which will be factored into the car insurance calculation process.

On the bright side we can expect home insurance premiums to reduce as you reach the following milestones of life over 50, over 60's, over 70 or over 80's home insurance and beyond.

*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in February 2024 were quoted less than £238.63. The price you could
achieve is dependent on your individual circumstances.

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs.