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Temporary & Short Term Motorhome Insurance Comparison
Complete one form to get multiple quotes from a panel of specialist motorhome insurance providers. Each one can offer you a tailored quote for your vehicle. The Quotezone panel of UK brokers can provide short term UK campervan insurance for a few hours to several months or any period in between.

Why Choose Temporary motorhome insurance?
If you only use your motorhome a few months each year
There are several good reasons to use a temporary policy instead of an annual one to protect your motorhome. One reason is for the new motorhome owner who just purchased it so that they can drive it home.
This temp policy is also ideal for the owner who only uses the motorhome once or twice a year. The temporary policy can be purchased for as low as £50, but the average for a few weeks of cover is near £200. An annual motorhome insurance policy will be from £750 to £1,500 depending on the coverage.
Just purchased a new campervan and need cover to drive it home
If your new campervan has finally arrived at the dealership, you may need temp cover to drive it home and then finalise your actual long term cover from home, giving you time to compare the various options available.
Short term cover if you borrow from a friend or family
Short term campervan insurance provides a perfect solution if you wish to borrow a motorhome from a friend or family and at the same time protect their driving history and any no claims discount. Unlike being added as a named driver to the owner’s motorhome insurance policy, you are taking out a policy in your name, which will have no impact on the policy of the lender.
This policy is not suitable if you are hiring out your vehicle for reward. If you are gaining a reward for lending out your vehicle, you will need a specific type of policy referred to as hire and reward. Check out our guide on hire and reward van insurance for more detailed information.
How long will the temporary motorhome insurance policy be valid?
Each insurance company has their own time frame, but generally this type of policy is made for those who want to enjoy a short holiday. It can be for as little as 1 hour and as long as 30 consecutive days.
Who would be covered with a temporary motorhome insurance policy?
Any person from the age of 18 to 75 years of age can take out one of these policies. The requirements include holding a valid UK or other country’s driving licence. What should be noted is that drivers from the age of 18 to 24 will have a higher rate than older drivers.
Only the named driver in the policy will be covered under this type of policy. If the operator of the motorhome is in an accident, and they are not the named driver in the policy, the claim will not be honoured.
This type of policy is only valid for motorhomes weighing 3.5 tonnes or less.
What do I need to take out this type of policy?
The following information must be submitted to the insurance broker before a temporary motorhome insurance policy can be processed and approved
The named driver’s information
- Full name
- Birthdate
- Home resident address including postcode
- Telephone number
- Driving licence number (a copy also submitted and must have been held for more than 12 months before submission of the policy)
- Passport number(a copy also submitted)
- Occupation
- Email address
Motorhome information
- UK registration number of the motorhome
- Chassis number from the manufacturer
- Engine displacement
- Owner’s name of the motorhome and contact information
- What the vehicle will be used for
Benefits of a temporary campervan insurance policy?
Temporary insurance has grown in popularity, with temporary van insurance and car insurance always in high demand. This is also the case with campervans and motorhomes owners that only need insurance on a temporary basis, or for those that are able to borrow a camper from a friend or a family member. Some benefits are as follows:
No Claims bonus protection – Taking out your own cover rather than be added to an existing policy will protect t the no claim’s history of the owner of the campervan.
Share The Driving : Off on a long road campervan trip with a friend and wish to help by sharing the task of driving, take out a temporary motorhome policy, and you are ready to go.
What is included in a temporary campervan insurance policy?
Most providers of temporary campervan insurance will only provide full comprehensive cover.
With full comprehensive cover, both the motorhome and the third party vehicle involved in an accident will be repaired and the occupant’s medical costs will be paid.
The motorhome will also be covered if it is stolen or damaged by a fire that is not the fault of the driver.
This policy can only be used for social, domestic and pleasure use. The policy will be void if the motorhome is being used for business purposes.
Lowering the cost of motorhome insurance
Below, we suggest some great ways to lower the cost of touring caravan insurance or motorhome insurance:
- Increase the voluntary excess – Increasing this motorhome insurance excess can help you reduce your premium, but remember this is the amount you will be required to pay out in the event of a claim against the policy that is not covered in the policy schedule.
- Improve Motorhome Security – Owners of motorhomes take this seriously as they understand how valuable a motorhome is. If not already done so, speak with your insurance provider on making your campervan as secure as possible, as this should help lower insurance costs.
- Get multiple quotes – Getting quotes from a lot of providers is now easy and is one of the best ways to save money on campervan insurance.
- Build up a history of no claims : This is a longer term approach that will be rewarded with a cheaper insurance quotes as you prove to prospective insures that your risk of claiming is low.
- Named Drivers : If possible, opt for a named driver policy over an any driver van insurance option. Having an any driver will give you more flexibility but will attract a much higher premium as risk will be greater to the insurance provider. If you need any driver add some restrictions, example any driver over 25 only.
- Get Club Membership : During the quote process, let the panel of insurance providers that we have access to know that you are a member of a caravaning club, many offer associated discounts
- Avoid super Expensive motorhomes: The lower the value of the motorhome, the lower the insurance premium. Many firms cap the value of the vehicle at £25,000 while others have a cap at £75,000.
- Only take out the policy for the actual time you will need it. What should be known is that for policies written for 20 days or more, there is generally a discounted premium.
- State where you will be travelling to and the expected miles you will be driving as accurately as possible.
- Take the policy out in advance of the holiday. If possible, this should be 30 days or more before the planned trip.
Get multiple quotes now For short term motorhome Insurance
There are many good uses for choosing a temporary motorhome insurance comparison over annual cover. If you only use your motorhome for a few summer months, why insure for months that it will sit parked in a driveway
As the name Multi Quote Time suggests, we can provide you with access to multiple insurance quotes. These quotes are provided by a panel of car insurance providers selected by SEPOA. The panel is able and willing to provide seniors with car insurance, regardless of age. Simply click the Get Quotes option below and fill in a quick form to get access to multiple quotes. Then all you have to do is pick the best one!
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Temporary Motorhome Insurance FAQ’s
- Updated: 19 Nov 2024
- Reviewed by Eamonn Turley Insurance Expert