Compare Penk Taxi Insurance

Black cabs, Minicabs, Minibuses, MPV's, Part time and Full time, One short form – Multiple Quotes

Policies and deals from industry leading insurance providers, including

Tailored quotes from a panel of Taxi Insurance specialists

Guide to Penk Taxi Insurance 

Penk taxi insurance services are one of many dedicated insurance companies that are dedicated to providing insurance for both taxi drivers and private hire drivers. Penk's share this space with provides that include Haven taxi insurance, Acorn Taxi insurance, Bells, Westminster taxi insurance and a host of other smaller insurance providers.

If you are a cab driver, you understand the importance of keeping your passengers safe and to be able to provide compensation should an accident occur. Even the best drivers can have a bad day, and it is your responsibility to ensure that you have a good taxi insurance policy in place. We can help by providing multiple quotes for all taxi vehicle categories, including the key ones listed below. We are also able to provide taxi insurance for new taxi drivers.

taxi insurance uk

Multi Quote Time works in partnership with QuoteZone who provide a simple form which once completed is submitted to a specialist panel of taxi insurance brokers. These brokers will be in contact via the telephone to provide you with quotes on your motor fleet insurance

All categories of taxi insurance now available

  • Mini Cab : When you need to compare quotes online quickly for your minicab insurance premium.
  • Public hire insurance is one of the main categories of taxi insurance, also referred to as PCO insurance in London
  • Chauffeur : Do you provide an exclusive chauffeur service and need chauffeur insurance
  • A growing sector is the private hire taxi sector. Private hire drivers can not be flagged down, but must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance that can be paid monthly. Uber's drivers also fall into the private hire category, and Uber taxi driver insurance is also available.

Highlights of Penk taxi insurance

When comparing your options, the key points to consider with Penk Insurance are as follows

Other insurance services offered by Penk insurance services

Whilst Penk has earned a reputation for providing taxi and private hire cover, they also provides additional products that include Penk;s landlord insurance, minibus insurance and van insurance. 

Penk taxi insurance Extras

  • Roadside Recovery : This is available at different levels to suit with your specific needs including road side assistance in the case of a breakdown, provision of recovery truck if required and onward transportation of passengers.
  • Legal cover for taxi drivers :  Drivers’ Legal Protection (DLP) – If you are involved in a none fault accident, DLP will provide help to recover such things as loss of earnings and personal injury compensation where applicable.

List of UK taxi Insurance companies

Many insurance providers offer taxi insurance, some like Patons taxi insurance specialises in only providing taxi and private hire insurance, we have complied a list below of the top names in this insurance sector.

ProviderWorthy of Note Get Free Multiple Quotes
Towergate Taxi InsuranceComfort insurance includes personal effects and belongings and generators (up to £5,000)Compare Now
Haven Taxi InsuranceCompare Now
A 19 Taxi InsuranceCompare Now
Motorcade Taxi Insurance

Compare Now
Zego Taxi InsuranceCompare Now
Nelson Taxi InsuranceCompare Now
Freeway Taxi InsuranceCompare Now
Bells Taxi InsuranceCompare Now
markerstudy taxi insuranceCompare Now
DCL/Headway Taxi InsuranceCompare Now
Acorn Taxi InsuranceCompare Now
InsureTAXI InsuranceCompare Now
Penk Taxi InsurancePublic liability cover for taxi drivers (included free on some policies)Compare Now
Riviera completely committed to providing a personalised service Compare Now
CabsuranceCabsurance claims app allows you to quickly and efficiently report any claimsCompare Now
Collingwood Taxi InsuranceCompare Now

How do I get in touch with the Penk Taxi Insurance Services?

Penk Insurance Contact Details

Unit 2 Chatsworth Technology, Park, Dunston Road, Whittington Moor, Chesterfield, Derbyshire S41 8XA.

Email : admin@penkinsurance.com

Phone : 01246 558844 – Monday to Friday 9-5pm (closed for lunch 1-2pm).

Compare Landlord Insurance and Home Insurance providers

In the market for the best deal on taxi insurance. Start by comparing the available deals on the market.  Some providers on your list should include Total Freeway taxi insurance, Zego, Collingwood taxi insurance and Bells insurance services

Taxi Insurance FAQ's


Does my taxi insurance cover me for driving other cars?

Taxi insurance provides cover only for the vehicles listed on the policy, not for other vehicles. For other vehicles, you will need to either get them included or take out a separate policy.

Can I pay my taxi insurance monthly?

Most brokers are flexible when it comes to arranging payment terms. However, choosing monthly payments may include extra interest charges.

Is public liability insurance included?

Most taxi policies will include public liability as standard, but exceptions do exist, so check your policy wording. It can always be added or taken out as a separate item.

Is Taxi breakdown cover available as a standalone policy?

Yes, this can be bought as a separate policy or bundled into your taxi insurance policy.

Guide to the Post Office Home Insurance

The Post Office is a commercial business that has been a part of UK communities for centuries. With an extensive network of over 11,500 branches, they are able to serve 99.7% of the population within 3 miles of their physical locations. They also offer their services and products online and through 24/7 call centres. The Post Office has over 170 products and services including posting, banking and bills, travel, insurance, identity, and more.

They've been recognised by the Association of Convenience Stores (ACS) for their service to small businesses, the elderly, and vulnerable groups, rural and remote communities, etc. They provide building, content, and additional add-ons insurance services through their home insurance product. Post Office Home Insurance covers (silver and gold) have a five-star rating from Defaqto, which shows that the product is excellent and also has a comprehensive range of benefits and features

The Post office also offers Landlord insurance or buy to let insurance and competes with other players in this sector that include John Lewis landlord insurance and Tesco Home Insurance. Other popular offered by include post office van insurance and pay monthly car insurance for social domestic and pleasure use.

What Home insurance polices are available with the Post Office?

Like other providers of home insurance, the Post Office offers 3 categories of cover

  • Buildings Only Insurance
  • Contents Only Insurance
  • Combined insurance Buildings and Contents
Policy TypeBuildings maximum sum insuredContents maximum sum insuredAdditional accidental damage
Silver BuildingsUp to £1 millionNot included
Gold BuildingsUp to £1 millionIncluded
Silver ContentsUp to £80,000Not included
Gold BuildingsUp to £100,000Included

What types of home insurance cover does the Post Office offer?

Policies provided by the Post Office include two major cover levels and an optional enhanced cover, namely:

1. Silver

This policy caters to the needs and demands of individuals seeking buildings insurance and coverage for their contents against various risks, such as fire, storm, theft, water leakage, freezing, and floods. You have the option to acquire additional cover to enhance your level of protection. These additional covers could include insurance for belongings outside your residence, accidental damage, home emergencies, and legal disputes.

2. Gold

The gold policy is a more comprehensive cover level for your buildings and contents insurance. For example, this policy allows you to have unlimited cover for alternative accommodation while the silver policy only offers you a maximum of £200,000. Also, individuals who are on the gold level can enjoy coverage for matching sets, but this is not included in the silver policy.

3. Enhanced Cover

The enhanced cover consists of two products that you can add as an extra cover for your home and yourself for a fee. These products include the DAS family legal protection and the DAS home emergency cover. This cover is provided by DAS, the UK's leading specialist legal expenses insurer, and it is optional.

What is included in a Post Office Home Insurance Policy?

Each of the policy types mentioned above can be tailored to match your unique priorities. You can find detailed information about individual home insurance policies, how to make a claim, and how to change your policy by reading the Policy booklet. Before you opt in for any policy cover, you also need to be aware of the terms and conditions, which are available in a PDF document. The cover offered also provides a complimentary legal helpline service, allowing customers to seek guidance on matters such as bereavement counselling and handling neighbourly disputes.

Did you know? Standard home insurance may not provide cover if a property left empty for 30 consecutive days!

Each provider of home insurance will have conditions attached to how long the property can be left empty and still be insured.  For many, it comes as a nasty shock when they realise this.  Check with your home insurance provider, as you may need to take out short term house insurance if your property will be left empty for a prolonged period of time.

Who underwrites Post Office insurance?

The home insurance offered by the Post Office is provided or underwritten by Ageas Insurance Limited. For the legal protection and heir family legal Protection elements are underwritten by the DAS Legal Expenses Insurance Company Limited who specialise in [providing cover for legal expenses.

Ageas Insurance Limited, Premium Credit Ltd (PCL), and DAS Legal Expenses Insurance Company Limited are third-party providers affiliated with Post Office Insurance.

  • Ageas Insurance Limited is responsible for underwriting the Post Office house Insurance product and managing the customer claims journey.
  • Premium Credit Ltd (PCL) provides credit to insured customers who prefer to pay monthly by direct debit for their Home insurance.
  • DAS Legal Expenses Insurance Company Limited is the provider and underwriter for enhanced covers such as Home Emergency (HE) Insurance coverage and Family Legal Protection (FLP)) offered to customers of the Post Office. DAS also offers a legal helpline service.

How Home insurance is calculated and how to save money on the cost of cover

The cost of home insurance for a similar property can differ due to a number of factors, some like the post code you have no control over. Some of these factors are listed below.

  • Location or post code :  If possible, avoid buying your home in an area that has been flagged as post code with higher crime rates. If the property has a postcode that is linked to a higher crime rate, expect to pay more than a similar property in a more safe area.
  • Make your home secure :  By making your home secure and safe, you will be reducing the likelihood of having to make claims. For example, having a smoke alarm will reduce the risk of serious fire damage. Installing deadlocks on windows and doors will reduce the risk of theft and vandalism. Collectively, these actions should help reduce the cost of a post office home insurance policy.
  • Claims Frequency : If you make regular claims, this will be flagged as an additional risk factor and again expect to pay more as a result.
  • Pay Annually : Most providers including Post Office Home Insurance will charge an additional fee for processing monthly payments. Before deciding to pay monthly or annually check what these charges will be.
  • Skip small claims :   making small claims against your home insurance policy can lead to an increase in your premium or disqualify you from future no claims discounts offered by the Post Office. As such, you may be better off to pay for smaller claims out of your own pocket.   
  • Increase The Voluntary Policy Excess : Most providers will reduce the premium if you are happy to take more responsibility for cost in the event of a claim.By agreeing to a higher voluntary excess, you are doing exactly that, but be prepared to cover this. Best to set this aside in a high interest earning account.

In the market for the best deal on home or Landlord insurance?. Start by comparing the available deals on the market.  Some providers on your list should include Total landlord insurance, Aro, Simply Business and CIA insurance services

*51% of consumers could save £201.06 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next
fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from January 2024. The savings you could achieve are dependent on your individual circumstances.

Providers of Home Insurance Include:

  • Policy expert home insurance
  • Adrian Flux Home Insurance
  • Hastings Direct Home Insurance
  • Elephant Home Insurance
  • Bell Direct Home Insurance
  • NIG Home Insurance
  • Cornhill Direct Home Insurance
  • People’s Choice Home Insurance

MultiQuoteTime Ltd Does not recommend any insurance companies. Services offered by this provider may change over time. Always check Ts&Cs.

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