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Guide to Riviera Taxi Insurances 

Riviera Insurance is a Torquay based insurance broker. Similar to Haven Insurance, they are specialising in a range of business and personal products, but have carved out a reputation within the taxi insurance sector.

We can provide you with access to a range of quotes from a panel of specialist taxi and private hire insurance providers. These specialists are able to tailor polices to meet with your business requirements.

taxi insurance uk

Riviera Insurance Highlights

We attempt to highlight the strengths that make Riviera standout from the crowd. First, we must mention that they are completely committed to providing a personalised service throughout the whole United Kingdom. This is refreshing as we notice more providers are closing down local branches and providing phone support only. Hughes in Northern Ireland is a prime example.  Riviera Taxi Insurance does not rely on the use of call centres, but rather gives its employees the authority to communicate with insurance companies and underwriters on customers’ behalf. They have an open door policy and implore any living near the Torbay area to call and speak with a specialist adviser. The office is easily found on Union Street in Torquay.

  • Flexible instalment plans including monthly taxi insurance and pay as you go taxi cover 
  • Polices geared towards EV Taxis
  • Chauffeur : chauffeur insurance is available for those that offer a chauffeur or limousine service. If you have more than one, then consider a chauffeur fleet insurance policy. 
  • UK Insurance brokerage based in Torquay, covering the local area and the whole country
  • If you operate a fleet of taxis in Cambridge or private hire vehicles, it may be time to look at taxi fleet insurance policy. 

Riviera Online App:

As more providers embrace technology as a means to improving customer services, the Riviera mobile app is a prime example. The Riviera taxi insurance app is designed to provide key features made to simplify your insurance experience. It was developed to make uploading documents easy and to streamline and speed up the claims processing. The app has been well received and is under continual review to keep with the changing needs of customers seeking a good online insurance experience. 

  • Register via your welcome email to access the document portal and view your documents
  • Easy upload of documents directly through the app
  • Report claims easily, quickly and correctly through the app

Cover for all categories of taxi vehicles 

Cover is available for all vehicle types that are used within the taxi and private hire sector and include :

  • Mini Cab : When you need to compare quotes online quickly for your minicab insurance premium.
  • Public hire insurance is one of the main categories of taxi insurance, also referred to as PCO car insurance in London
  • Electric Taxi Insurance
  • Chauffeur : chauffeur insurance is available for those that offer a chauffeur or limousine service. If you have more than one, then consider a chauffeur fleet insurance policy. 
  • A rapidly growing sector is the private hire taxi sector. Private hire drivers can not be flagged down as they must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance that can be paid monthly. Taxi Fleet Insurance
  • If you operate a fleet of taxis in Cambridge or private hire vehicles, it may be time to look at taxi fleet insurance policy. 

Levels of taxi insurance available

Similar to taxi insurance in Belfast, taxi cover with Riviera is available as third party only to fully comprehensive, the choice is yours.

  • Comprehensive is the highest level of cover that is available. This schedule covers damage to not only third parties, but also damages to your own property and self.
  • Third party is the minimum cover required by UK law. This cover does not provide any protection for damage to your own vehicle or any injures to oneself resulting from an accident.
  • Third party with Fire and Theft  In addition to third party cover is also provided for for and theft.

Is Taxi Insurance Mandatory?

Providing a taxi or private hire insurance will put you at a higher risk of being involved in an accident or a claim being made by one of your paying passengers. This type of risk in NOT covered in a standard car insurance policy. So if you are thinking of working as a private hire driver or taxi driver, you must legally have the correct cover. Driving without the required hire and reward insurance cover or with car insurance only is the same as driving without any insurance and will lead to a driving conviction if and when caught.

Key Names for UK Taxi Insurance 

Many insurance providers offer taxi insurance, some like Haven taxi insurance specialises in only providing taxi and private hire insurance, we have complied a list below of the top names in this insurance sector.

ProviderWorthy of Note Get Free Multiple Quotes
Towergate Taxi InsuranceComfort insurance includes personal effects and belongings and generators (up to £5,000)Compare Now
Haven Taxi InsuranceCompare Now
A 19 Taxi InsuranceCompare Now
Motorcade Taxi Insurance

Compare Now
Zego Taxi InsuranceCompare Now
Nelson Taxi InsuranceCompare Now
Freeway Taxi InsuranceCompare Now
Bells Taxi InsuranceCompare Now
markerstudy taxi insuranceCompare Now
DCL/Headway Taxi InsuranceCompare Now
Acorn Taxi InsuranceCompare Now
InsureTAXI InsuranceCompare Now
Penk Taxi InsurancePublic liability cover for taxi drivers (included free on some policies)Compare Now
Riviera completely committed to providing a personalised service Compare Now
CabsuranceCabsurance claims app allows you to quickly and efficiently report any claimsCompare Now
Collingwood Taxi InsuranceCompare Now

Take steps to lower the vost of Private Hire and Taxi Insurance

Insurance companies work out the cost of Cardiff taxi insurance based on a number of factors. Below we have highlighted some factors and any possible steps to consider to help lower the costs of Cardiff taxi driver insurance, but is applicable to all taxi drivers

  • Comparing quotes:  Comparing is the first step in the process of finding cheaper taxi insurance in Cambridge. Please be aware that some brokers may not offer their rates on some of these sites, so it may pay to visit individual broker sites. Different companies work out the insurance cost based on a number of factors, but the weight they apply can and odes vary, so it's always wise to get a range of quotes.
  • Pay your policy yearly: If you are currently paying monthly, consider paying your policy as a one-off payment should bring down the cost of your annual premium.
  • Taxi Security: If you have fitted any safety / security items from Thatcham, please insure you advise your broker, as this could result in savings on your premium. If not, adding extra security devices can bring down the costs of cover
  • Consider Fleet Cover: If you have a fleet of cabs as a business, it is generally more cost-effective with less administration task to purchase a taxi fleet insurance cover. Fleet policies will provide protection for all your vehicles under one easy to administer policy.
  • Black Box: Even for taxi drivers, adding or complying with the insurance company telemetric request can help significantly lower the cots of Cardiff taxi or private hire insurance( if the data is favourable ) 

How do I get in touch with the Riviera Taxi Insurance Services?

Riviera Insurance Contact Details

234-236 Union Street, Torquay, Devon, TQ2 5QS

Email :

Phone : 01803 659111 Monday – Friday: 9am – 5:30pm | Saturday & Sunday: Closed

Useful Links: 

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Taxi Insurance FAQ's

Does my taxi insurance cover me for driving other cars?

Taxi insurance provides cover only for the vehicles listed on the policy, not for other vehicles. For other vehicles, you will need to either get them included or take out a separate policy.

Can I pay my taxi insurance monthly?

Most brokers are flexible when it comes to arranging payment terms. However, choosing monthly payments may include extra interest charges.

Is public liability insurance included?

Most taxi policies will include public liability as standard, but exceptions do exist, so check your policy wording. It can always be added or taken out as a separate item.

Is Taxi breakdown cover available as a standalone policy?

Yes, this can be bought as a separate policy or bundled into your taxi insurance policy.

Is Pay As You Go Taxi Insurance Available

Demand for pay as you go taxi insurance is on the rise and some providers are now able to offer this flexible cover, similar and works similarly to pay as you go food delivery insurance.

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