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Compare Beauty Salon Insurance
Owning and running a salon can be fun and at times stressful. You strive to make your customers happy and build up relationships and lifelong customers. Sometimes customers complain, and normally this is easy to deal with. However, if a complaint is valid and serious, you run the risk of a costly liability claim. Here at Multi Quote Time we work in partnership with QuoteZone who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers work in the beauty insurance niche and will be in contact via the phone to provide you quotations based on your salon business requirements.
Is salon insurance a legal requirement? Legally you will be required to have a minimum of employee's liability of at least 5 million, although most policies offer 10 million, that is if you employ staff. For more information on your legal obligation, please review the insurance for small business guide provided by the UK government. So if you do not employ staff you do not legally need to take out insurance, however doing so will protect your business gainst public liability claims.
So, if you do not employ staff, you legally do not need insurance. However, insurance can protect your business against public liability claims. Such claims can be substantial and when you work with the public you are running a risk of losing your business should any claim be successful. So if you are a salon owner, a hairdresser or nail technician or provide a business service to the public you need to consider protecting your business against these type of claims. The 4 main areas that should be considered include:
What is the average price of salon Insurance?
The cost will depend on a number of factors, a few of the key ones are listed below, but the list is by no means exhaustive. As in any type of insurance you can take actions to lower the cost of your premium. The key to lowering your premium is lowering your risk to the insurance broker.
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Salon insurance checklist
How to lower the cost of beauty salon insurance
The cost of salon cover is based on a number of factors, some that you have control over and some that you have no control over. Take your post code, if your salon is in a location that has a high level of crime, your premium will be higher than an urban or small town postal code.
Compare the costs of salon Insurance with MultiQuoteTime
Finding the best salon insurance cover can be difficult. One step is to get as many quotes as possible from providers of insurance to this sector. With a good selection of quotes, you can then start comparing the terms and conditions. Working in partnership with QuoteZone a panel of brokers will provide you with insurance quotes, based on your requirements. Click or tap on the Start Quote button, enter some initial details and start receiving multiple quotes today.