Nail Technician insurance
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A self-employed nail technician insurance policy will provide you with financial protection against third party claims resulting from your business activities. By getting multiple quotes you can then compare the costs and contents of multiple policies that are aimed at protecting your nail tech business.
We work in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. These brokers work in the beauty insurance niche and will be in contact via the phone to provide you with advice and quotations based on your requirements. All policies will be tailored to your individual needs. Below are the many areas that insurance can help protect the freelance nail technicians from the problems that could be encountered when dealing with the public.
What is nail technician insurance?
This type of cover is for nail technicians that provide a call-out service for their clientele or work as a freelancer out of a salon. Nail technician insurance policies are flexible and can include public liability, treatment liability, personal liability and business equipment cover.
What is the cost of nail salon insurance?
The price of nail salon insurance will depend on the amount of protection and type of cover that you require. Part of the calculation will be based on any previous claims, your postcode and the number of technicians working on the premises. Typical policies range from £250 per year, rising to £1,000+ for large high street salons.
What is included in a typical nail technicians insurance policy?
There is treatment liability, personal liability, professional liability and equipment cover.
Treatment Liability will cover the day-to-day procedures typical of a nail technician and include the following procedures.
Personal liability insurance policy financially protects the manicurist from accidents that might occur while with a client that occur by accident.
Professional liability insurance is used when the client disagrees with the job performance, the actions of the manicurist or unfavourable results of products used.
Equipment insurance protects the tools used by the technician. This can include but not limited to files, cutters, sonicators and sterilization units. This cover will provide funds if this equipment is lost, stolen or damaged.
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