Compare DJ Public Liability Insurance

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Public liability insurance for DJ's provides cover against the cost of  if someone has their property damaged, injured or worse while you are providing your DJ service. This type of claim could result from someone tripping over some exposed cabling and making a claim for injury. When you are surrounded by a crowd of music lovers, anything can happen.  DJ Public liability is also known as DJ third party liability, DJ personal liability  

If you are new to the DJ circuit, you may believe that you will be covered by the venue's insurance policy. This is unlikely unless you are a permanent staff member. Most DJs are mobile and self employed.  Mobile in that they can work anywhere in the UK or Europe. The reality is that the vast majority of UK DJs are self employed and work at multiple locations within and outside the UK. 

Because of the inherent risk of working a crowded venue, most DJs will have their DJ public liability insurance policy tailored to their individual needs, the cover can provide cover for legal fees, compensation pay-outs if sued by a member of the public attending the venue or event. 

Do DJs need public liability insurance?

DJ public liability is not a legal requirement, but some venues may insist that a visiting DJ have taken out their own liability cover and produce a copy of the certificate on request. 

Can I get DJ public liability insurance for one day?

One day PL insurance is available and is popular with the organiser of one day events, but if you only DJ as a hobby or pastime then 1 day DJ cover may be a better and more cost effective option than taking out an annual policy.   

Why do you need Public Liability insurance?

As we mentioned earlier, most venues will insist any visiting DJ can produce proof that hey have public liability insurance. Without it, they will not permit you to work. 

Is equipment cover included?

Music or DJ Equipment cover is not included in PL insurance, but it can be added to your policy at an additional cost. The cost will depend largely on the level of cover required and how secure your gear is from theft. This type of cover will normally provide protection if your equipment is damaged during a gig, in transit or at your own home.

How much does DJ insurance cost, on average?

The average costs of DJ insurance will depend on the level of liability cover and other factors that can vary from across insurance providers. The best option is to get a range of quotes, finding one that best meets with your DJ requirements. We have partnered with Quotezone who can provide you with a range of DJ insurance quotes from a large and select panel of UK brokers.   

Can I reduce the cost of DJ insurance

Choosing a lower liability cover should result in a lower premium 

Public liabilityLevels of Cover Available
Public liability insurance£1,000,000
Public liability insurance£2,000,000
Public liability insurance£5,000,000
Public liability insurance£10,000,000
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