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What is massage therapist insurance?

Sports massage therapist insurance is aimed at professional sport therapists. Therapists work with both professional and amateur athletes that have a sports related injury. This type of insurance offers financial protection against any claims of negligence as practice their profession. This profession is by some referred to as a sports massage therapist which is considered synonymous with sports therapists.

MultiQuoteTime works in partnership with QuoteSearcher who provide a simple form which once completed is submitted to a specialist panel of brokers. To get multiple quotes, select GET A QUOTE button above and provide basic information to a panel of UK brokers. This panel will contact you by phone to provide you with a range of sports massage insurance quotes for your practice.

What does a sports massage therapist do?

A sports therapist is a professional that treats muscular sports related complaints along with assisting with their problems of posture and any mobility limitations. They do this by applying pressure to particular muscle groups on the client's body so the pain, discomfort can be reduced.

What does a standard sports massage therapist insurance policy cover?

The standard sports therapist insurance policy has several components that can help the therapist continue with their business after a claim is made against them. With this protection, they are protected so that they can continue to provide therapy sessions to their clients while the claims are being settled.

Public liability cover is financial protection provided is normally in the range of 5 to 10 million. This offers protection against if a third party makes a claim that they were harmed or injured on your property during a visit.
Professional indemnity cover is financial protection if a third party files a claim that you made a mistake in your treatment of them or provided them with faulty advice. Some firms refer to this type of protection as malpractice cover.
Product liability cover is financial protection (normally in the range of 5 to 10 million) against the products that you are using. Example, if a client claims they had a reaction to one of the ointments used to treat the injury.

What is an important add-on to a standard sports massage insurance policy?

Legal cover will help handle the cost when a claim is made by an employee, health and safety executive or official from the government is made against a therapist. It also covers a tax dispute with the government.

Is there any additional coverage to help protect the sports therapist?

Yes, there is occupational personal accident cover. This is financial assistance a therapist will receive when they are injured or become ill and can no longer work and earn an income temporarily. This payment process begins after a fixed number of days after the insurance company is notified. The weekly payout is generally in the range of £50 to £300. If permanent disability occurs or death, a lump sum paid out is in a range from £10,000 to £60,000.

A sports massage therapist insurance policy is designed to financially protect the therapists when legal issues need to be addressed throughout a natural business cycle. This allows the therapist to continue to treat clients so that the revenue stream can keep flowing in.

Compare Sports Massage Insurance

Finding a good deal on any insurance requires some upfront time spent researching all the options available from a range of insurance providers. Compare sport masage therapist Insurance from a panel of select UK brokers that specialise in sports massage insurance policies, by selecting the start quote option below.

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