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Guide to Sure Thing Car Insurance

By Eamonn Turley
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Eamonn Turley Insurance Expert

Eamonn Turley has a wealth of experience within different insurance sectors. Through hard work and over time, he has gained expertise in digital marketing and user interface design. Elements that are crucial to any successful online business. The key aim is to develop websites that are intuitive, fast to load and provide insurance quotes tailored to your needs.


Expertise: Digital Marketing, Insurance, Home Insurance, Vehicle Insurance, UI Design
from the MultiQuoteTime Editorial Team - Reviewed

The team at MultiQuoteTime will fact-check content to ensure accuracy at the time of writing. In addition, we also review and update content on an ongoing basis. We aim to keep the content fresh and useful. If you are considering applying for any of the products, please take note that it is important that you read the terms and conditions that are applicable.

Dec 2023

Sure thing insurance, rebranded to Policy Expert, was purchased by Policy Expert in June 2019. This led to the merging of the teams of both insurance providers and taking over existing Sure thing business structures. The company has been reviewed by over 2,000 customers on TrustPilot and currently has a rating of 4.4/5. Its current operator, Policy Expert, has a 4.7/5 rating on Google from over 1000 reviews by customers. On TrustPilot, Policy Expert has over 72, 500 reviews, with an average rating of 4.6/5. 

Both insurers are known in the UK insurance market for their award-winning teams, large existing customers and dedicated insurance products. Policy Expert, who now runs Sure thing insurance services, was established in 2011 and now has a portfolio of over 1.4 million car and home insurance customers in the UK.

What types of Insurance Products does Sure thing insurance offer?

Sure thing insurance has two major insurance products namely; home insurance and car insurance.

Sure thing home insurance

Sure thing home insurance services can be broken down into three categories. These categories consist of the Policy Expert bronze, silver and gold plans. Each of these home insurance categories have slight differences in their offerings. The Sure thing home insurance allows you to select from different covers, including home emergency, legal expenses, key cover, cycle cover, accidental damage, and away-from-home cover. This way, you're able to tailor your home insurance policy to meet your unique needs.

Before you purchase a sure thing home insurance, it's important to check out the policy documents provided by the insurer to get an understanding of the cover/policy you're opting for. 

Sure thing car insurance

Sure Thing Services claimed that their car insurance policies are affordable because they only insure low risk drivers. Like the Sure thing home insurance, the sure thing car insurance is also grouped into the Policy Expert bronze, silver and gold plans.

You can create a Sure thing car insurance policy that suits your specific needs by choosing from the available cover options including legal cover, breakdown cover, key cover, replacement vehicle, personal accident cover, and excess protection.

Before purchasing the car insurance policy of sure thing insurance, you can look up the policy documents to get an overview of renewal date, costs, coverage, policy details as well as the important covers and exclusions. Typically, the car insurance policy documents include the policy summary document and the policy wording document.

Who underwrites the Sure thing insurance policies?

Sure thing was sold to Policy Expert which has an impressive list of trusted partners and underwriters and re-insurers, including Accredited Insurance of Europe (AIEL), Claims and Underwriting Exchange (CUE), Midas Underwriting Limited, QIC Europe Limited, Zurich Insurance plc and others . See list of others below.

How can Sure thing insurance be contacted?

You can reach Sure thing insurance through the help centre on their website, where you can make enquiries about their different policies as well as general enquiries. You can also get the contact details of the insurance operator through the contact us page on their website.

Get Car Insurance Now!

As our company name suggests, we can provide multiple quotes. These quotes are provided by a panel of car insurance providers selected by SEPOA. The panel is able and willing to provide car insurance with points on their licence or those with a bad credit score. Simply click the Get Quotes option below and fill in a quick form to get access to multiple quotes. Then all you have to do is pick the best one!

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**51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices
quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are
dependent on your individual circumstances and how you selected your current insurance supplier.

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