Takeaway Insurance UK
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There is a growing need for takeaway insurance due to the increased demand for fast food, and new business are opening up all the time to meet this need. Like any business, a takeaway business should have a good level of insurance coverage to protect from the risks of operating a business.
Takeaway Insurance or Takeaway delivery driver insurance.
If you are the takeaway owner, you are probably looking for insurance for your takeaway premises. However, if you provide delivery service for a local takeaway, you will need takeaway delivery driver insurance.
Who needs Takeaway Insurance?
What types of Insurance are required under UK Law?
Employer Liability Coverage: This is both medical and legal financial coverage to handle the bills if an employee is injured on the job or becomes ill.
Public Liability Coverage : This is the same as employer liability coverage except it covers the public while they are on your premises if they are injured or become ill. £1 million to £5 million coverage is the typical limits.
Third Party Motor Vehicle Coverage : This is the minimum insurance coverage for a business that makes deliveries of the fast food. This will pay for the repairs of the other person’s vehicle and their medical bills when your delivery vehicle is at fault in an accident.
Other Insurance Coverage that might or might not be required
Comprehensive Motor Vehicle Coverage
Takeaway insurance can include business interruption coverage
To make sure you have the right Takeaway insurance to protect your business, an independent insurance broker should be contacted. They will locate the right type of policies you need in a budget you can afford.
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Regardless if you are looking for Chinese takeaway insurance, Indian takeaway insurance or fast food takeaway insurance, MultiQuoteTime's insurance partner QuoteZone can provide you with a choice of quotes from a select panel of UK brokers.