Compare Taxi Insurance Belfast, NI

Black cabs, Minicabs, Minibuses, MPV's, Part-time and Full-time, One short form – Multiple Quotes

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Guide to Belfast Taxi Insurance 

For taxi drivers in Belfast and other parts of NI, we understand your taxicab is your job. Making sure that your taxi insurance is tailored to your needs is essential – as your income depends on it!.

We can provide you with access to a range of quotes from a panel of specialist Belfast taxi insurance providers. These insurance companies are able to tailor polices to meet your NI taxi or private hire business model and requirements.

taxi insurance uk

Cover for all categories of taxi vehicles 

Cover is available for all vehicle types that are used within the taxi and private hire sector and include :

  • Black Cabs : Cover for Belfast Black cabs is available.
  • Private hire insurance for hire and reward drivers that must be prebooked and can not be flagged down, unlike black cabs and taxis 
  • Electric Taxi Insurance
  • Chauffeur : chauffeur insurance is available for those that offer a chauffeur or limousine service. If you have more than one, then consider a chauffeur fleet insurance policy. 
  • A rapidly growing sector is the private hire taxi sector. Private hire drivers can not be flagged down as they must be prebooked. They have a slightly different risk profile and a range of polices exits including PHV insurance that can be paid monthly. Taxi Fleet Insurance
  • If you operate a fleet of taxis in Belfast or private hire vehicles, it may be time to look at NI fleet insurance policy. 

Levels of taxi insurance available

Similar to taxi insurance in Cardiff, taxi cover in Belfast can be obtained at 3 different cover levels, as detailed below:

  • Comprehensive is the highest level of cover that is available. This schedule covers damage to not only third parties, but also damages to your own property and self.
  • Third party is the minimum cover required by UK law. This cover does not provide any protection for damage to your own vehicle or any injures to oneself resulting from an accident.
  • Third party with Fire and Theft  In addition to third party cover is also provided for for and theft.

Key Names for NI Taxi Insurance 

Many insurance providers offer NI taxi insurance, some like Haven taxi insurance specialises in only providing taxi and private hire insurance, we have complied a list below of the top names in this insurance sector.

Tips towards cheaper Taxi Insurance in Belfast

Insurance companies work out the cost of Cardiff taxi insurance based on a number of factors. Below we have highlighted some factors and any possible steps to consider to help lower the costs of Cardiff taxi driver insurance, but is applicable to all taxi drivers

  • Comparing quotes:  Comparing taxi insurance Belfast quotes is the first step in the process of finding the best deal.  A few providers of taxi cover may not offer their rates on some of these sites, so it may pay to visit individual broker sites, example Hughes insurance NI.
  • Pay Upfront : If  possible consider paying your policy as a one-off payment should bring down the cost of your annual premium.
  • Taxi Security: Speak with your insurance provider and how you can reduce the likelihood of theft or damage  to your taxi vehicles, as this should result in savings on your premium.
  • Consider Fleet Cover: If you have a fleet of cabs as a business, it is generally more cost-effective with less administration task to purchase a taxi fleet insurance cover. Fleet policies will provide protection for all your vehicles under one easy to administer policy.
  • Black Box: Even for taxi drivers, adding or complying with the insurance company telemetric request can help significantly lower the cots of taxi insurance in Belfast ( if the data provided is favourable ) 

Useful Links: 

Get started with your Belfast Taxi Insurance Quote

  • Policies can be Tailored to your business requirements
  • One short form – save time & money
  • Quotes from UK & NI insurance providers
  • Get tailored quotes in under 5 minutes
Belfast Taxi Insurance

Taxi Insurance Belfast FAQ's

Does my taxi insurance cover me for driving other cars?

Taxi insurance provides cover only for the vehicles listed on the policy, not for other vehicles. For other vehicles, you will need to either get them included or take out a separate policy.

Can I pay my taxi insurance monthly?

Most brokers are flexible when it comes to arranging payment terms. However, choosing monthly payments may include extra interest charges.

Is public liability insurance included?

Most taxi policies will include public liability as standard, but exceptions do exist, so check your policy wording. It can always be added or taken out as a separate item.

Is Taxi breakdown cover available as a standalone policy?

Yes, this can be bought as a separate policy or bundled into your taxi insurance policy.

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