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What is Chauffeur insurance?
If you use a luxury or expensive vehicles to drive people around then you need chauffeur Insurance. This type of policy provides cover for the driver and the expensive vehicle plus occupants being chauffeured.
Why is Chauffeur insurance expensive?
Chauffeur insurance can be expensive given that typically vehicles used for chauffeuring are luxury. This puts them in the high insurance bracket making your premiums more expensive than standard cars. You can save money by do some ground work and comparing providers that specialise in providing chauffeur insurance. We are able to start you on that by providing you with multiple quotes from a panel of select UK insurers
Chauffeur insurance is a specific type of private hire service insurance
If you are providing a chauffeur service in essence you are providing a private hire service. This type of service must be pre booked and unlike typical taxi insurance you can not provide a service unless it has been pre booked. Chauffeur insurance is a specific type of private hire service insurance. The distinction from private hire insurance is that is geared towards drivers of luxury vehicles. Limos and Rolls Royce being two typical examples.
Typical Vehicles used for Chauffeur Services
The question is often asked if any vehicle can be used as a chauffeur vehicle, thus requiring this special type of insurance. In short, it would ultimately depend on the type of vehicle you own. Typically, owner driver vehicles such as Rolls-Royce, Bentley, Mercedes, and BMW are used. These brands are used not only for their comfort and size, but for the prestige they offer to the client.
In addition to Chauffeur Insurance you should consider including
Why Use Comparative Web SItes When Searching for Chauffeur Insurance?
Compare Chauffeur insurance